Joyce M. Tay-van Overmeiren

Prior to joining AAM, Ms. Tay worked as an Assistant Vice President of Structured Assets research at Zurich Scudder Investments (ZSI) with primary responsibility for the analysis and monitoring of $4 billion of senior and subordinated CMBS securities in both the public and private markets.
Prior to joining ZSI in 1999, she was a CMBS Research Analyst and subsequently a RMBS Rating Analyst with the Duff & Phelps Credit Rating Company where she was Co-Supervisor of the RMBS surveillance group.
Ms. Tay’s responsibilities at Duff & Phelps included communication with investment bankers, issuers, legal counsel and investors to discuss the impact of various structural issues on proposed transactions.
She joined Duff & Phelps in November, 1995 from the Balcor Company.
Ms. Tay is responsible for Structured Products research.
Ms. Tay earned a B.B.A.
from Loyola University.