John S. Lotardo

Flatbush Federal Bancorp, Inc. operates as a holding company that provides financial and commercial banking services through its subsidiary, Flatbush Federal Savings & Loan Association. The Association's principal business consists of attracting retail deposits from the general public in the areas surrounding its three locations in Brooklyn, New York and investing those deposits, together with funds generated from operations, primarily in one- to four-family residential mortgage loans, commercial real estate loans, construction loans, investment securities, and mortgage-backed securities. The company's primary sources of funds are deposits, principal and interest payments on loans and securities, and borrowings. Flatbush Federal was founded in 2003 and is headquartered in Brooklyn, NY.