J. Douglas Maxwell

FactorTrust, Inc. provides underbanked consumer data, analytics, and risk scoring solutions. It helps lenders manage the credit lifecycle of underbanked consumers using alternative credit information. It offers data on credit risk and compliance, and bank account and ID verification. The company was founded by Gregory John Rable and Christopher Scott Amato in 2006 and is headquartered in Roswell, GA.

Music Training Centers, Inc. provides music education services. Its programs include private music lessons, School of Rock, musical theatre and Makin Music. The company is headquartered in Conshohocken, PA.

Morgan Stanley & Co. LLC is a registered broker-dealer subsidiary of Morgan Stanley Domestic Holdings, Inc., ultimately owned by Morgan Stanley (NYSE: MS) in the US. Headquartered in New York City, the firm was founded in 1987 and provides debt and equity services including underwriting, M&A advice, securities dealing and brokerage and trade execution. Their client base ranges from large global institutional investors to hedge funds at the cutting edge of innovation in the industry.

Bain & Co., Inc. provides management consulting services. It offers advisory services to the companies on their critical issues and opportunities: strategy, marketing, organization, operations, technology and mergers and acquisitions, across all industries and geographies. The company was founded in 1973 and is headquartered in Boston, MA.

Dollar Financial Group, Inc. provides retail financial services to under-banked consumers. It provides consumer financial products and services like check cashing, short-term consumer loans, money orders, money transfers and legal document preparation. The company is headquartered in Berwyn, PA.

FFL Partners LLC (FFL) is a private equity firm founded in 1997 by Tully Friedman, Spencer Fleischer, David Lowe, and Christopher Masto. The firm is headquartered in San Francisco, California.

The Community Financial Services Association of America operates as a national organization for small dollar, short-term lending or payday advances. The company was founded in 1999 and is headquartered in Alexandria, VA.

CURO Financial Technologies Corp. provides short-term loans and other financial services to consumers through its retail locations and Internet platform. The firm operates under a number of brands including Speedy Cash, Rapid Cash, Cash Money, LendDirect, Opt+, and WageDayAdvance. The company was founded in 1997 and is headquartered in Wichita, KS.

Volunteermatch provides volunteer engagement network services. It specializes in nonprofit, volunteering, corporate social responsibility, cause-related marketing, employee volunteering, campus community involvement and social enterprise. The company was founded by Jay Backstrand and Craig D. Jacoby in 1998 and is headquartered in San Francisco, CA.

ZenPayroll, Inc. engages in the provision of cloud-based payroll, benefits, and human resource management software. Its Gusto software offers hiring and onboarding, time tracking, and employee finance tools. The company was founded by Edward Kim, Mark Tomer London, and Joshua Reeves in 2012 and is headquartered in San Francisco, CA.

Part of CURO Group Holdings Corp., SRC Transatlantic Ltd. engages in credit granting services. The company is based in Nottingham, UK. SRC Transatlantic was founded in 2010.

Katapult provides support for on line shopping. It provide the financing option for underbanked and nonprime consumers to acquire electronics, appliances, furniture, and other durable goods online. The company was founded by Andrew Hancox, Chinedu Eleanya and Brandon Wright in 2012 and is headquartered in New York, NY.

FirstCash, Inc. operates retail-based pawn stores. It operates through the following segments: U.S. operations and Latin America operations. The U. S. Operations segment includes all pawn and consumer loan operations in the U. S. The Latin America Operations segment consists of all pawn and consumer loan operations in Latin America, which includes operations in Mexico, Guatemala, El Salvador and Colombia. The company was founded in July 1988 and is headquartered in Fort Worth, TX.

Part of FirstCash Holdings, Inc., American First Finance LLC is a leading technology-driven point-of-sale payments platform focused on serving credit constrained consumers. The company is based in Wichita, KS. With its lease-to-own solution, retail installment sales agreement, or bank-issued loan, American First Finance supports a nationwide network of over 6,500 active merchant partners. The company has a significant presence in 26 verticals, generating more than $1.9 billion in originations and sales for its merchant partners since its inception. The company, founded in 2013, offers innovative retail finance solutions that provide payment flexibility across various marketplaces. American First Finance was acquired by FirstCash, Inc. on December 17, 2021 for $1,311.78 million.

Decorus Investments LLC provides investment services. The private company is based in Las Vegas, NV.

Cdm Development LLC provides environmental services. The private company is based in St. Petersburg, FL.

DreamCloud Holdings LLC is an online retailer of beds, bedding, and related home products. The American company was founded by Ran Reske and Craig Schmeizer.

Ad Astra Recovery Services, Inc. specializes in the collection of delinquent consumer loan receivables. It offers nationwide coverage, online access to accounts, increase bottom line, and superior customer service. The company was founded in 2007 and is headquartered in Wichita, KS.

Resident Home LLC provides mattresses, rugs, and furniture. Its brand offerings include Nectar, Bundle, Wovenly, Awara, DreamCloud, and Level Sleep. The company was founded by Eric Hutchinson, Ran Reske, and Craig Schmeizer in 2017 and is headquartered in Mountain View, CA.

Part of CURO Group Holdings Corp., Flexiti Financing SPE Corp. is a provider of financial services. The company is based in Toronto, Canada.