Item 5.02  Departure of Directors or Certain Officers; Election of Directors;
           Appointment of Certain Officers; Compensatory Arrangements of Certain
           Officers.

The Uwharrie Capital Corp (the "Company") Board of Directors has appointed Heather H. Almond as Chief Financial Officer of the Company and its banking subsidiary, Uwharrie Bank, effective January 1, 2022. Mrs. Almond, age 33, began her employment with the Company in June of 2010 and most recently served as Chief Accounting Officer for the Registrant.

Mrs. Almond graduated from the University of North Carolina at Charlotte (UNC Charlotte) in 2010 with a B.S. in Accounting and in 2013 completed her Masters of Business Administration at UNC Charlotte. Heather graduated from Bond Math University in 2012 and Principals of Performance Advanced Program of Bond Mathematics in 2020.

Since beginning her employment with the Company in 2010, Mrs. Almond has held several positions within the Finance Department, including Financial Accountant, Balance Sheet Manager, and Controller.

Her primary focus during this time has been asset liability management, SEC reporting and managing the investment portfolio of the Company. As Chief Accounting Officer, under the supervision of then-Chief Financial Officer R. David Beaver, III, she has recently been focused on operational efficiencies, finance team succession and growth, and system integrations. As Chief Financial Officer, Mrs. Almond will be responsible for the overall management of the finance and accounting functions, internal and external reporting, and for immediate and long-range strategic planning and performance for the organization.

R. David Beaver, III, has relinquished his title of Chief Financial Officer and remains the Chief Risk Officer of the Company and the President of Uwharrie Bank.

Item 9.01 Financial Statements and Exhibits.



(d) Exhibits



Exhibit
Number                                    Description
104       Cover page interactive data file (embedded within the Inline XBRL document)

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