York Traditions Bank reported unaudited earnings results for the fourth quarter ended December 31, 2015. For the quarter, the company reported net income available to common shareholders of $494,000, or 0.23 cents per share compared to $354,000, or 0.16 cents per share, for the fourth quarter ended December 31, 2014. Net interest income was $2,565,000 compared to $2,653,000 a year ago. Income before income taxes was $671,000 compared to $519,000 a year ago. Return on average assets was 0.57% compared to 0.48% a year ago. Return on average equity was 6.89% compared to 4.56% a year ago.

For the year, net income available to common shareholders was $1,983,000, or 0.91 cents per share, compared to $1,873,000, or 0.87 cents per share, for last year. This represents a $110,000, or 5.9%, increase.  Book value per common share stood at $13.53 at December 31, 2015. Net interest income was $10,194,000 compared to $10,074,000 a year ago. Income before income taxes was $2,787,000 compared to $2,758,000 a year ago. Return on average assets was 0.60% compared to 0.66% a year ago. Return on average equity was 6.88% compared to 6.19% a year ago.