Financials Touchstone Bankshares, Inc.

Equities

TSBA

US89157H1068

Banks

Market Closed - OTC Markets 17:15:32 20/06/2024 BST 5-day change 1st Jan Change
12.1 USD +0.08% Intraday chart for Touchstone Bankshares, Inc. 0.00% +34.44%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023
Capitalization 1 45.1 31.35 39.22 31.16 29.44
Enterprise Value (EV) 1 55.86 19.96 -5.168 56.47 55.11
P/E ratio 13.9 x 13.8 x 9.06 x 7.77 x 18.4 x
Yield 2.06% 2.98% 2.5% 3.33% 3.56%
Capitalization / Revenue 2.24 x 1.7 x 1.73 x 1.32 x 1.26 x
EV / Revenue 2.77 x 1.08 x -0.23 x 2.4 x 2.36 x
EV / EBITDA - - - - -
EV / FCF - - - - -
FCF Yield - - - - -
Price to Book 0.96 x 0.63 x 0.77 x 0.73 x 0.66 x
Nbr of stocks (in thousands) 3,321 3,335 3,266 3,246 3,271
Reference price 2 13.58 9.400 12.01 9.600 9.000
Announcement Date 26/03/21 26/03/21 29/03/22 17/04/23 29/04/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023
Net sales 1 20.17 18.49 22.67 23.56 23.38
EBITDA - - - - -
EBIT - - - - -
Operating Margin - - - - -
Earnings before Tax (EBT) 1 4.029 2.724 5.47 4.559 1.846
Net income 1 3.286 2.289 4.448 4.05 1.608
Net margin 16.29% 12.38% 19.62% 17.19% 6.88%
EPS 2 0.9800 0.6800 1.326 1.235 0.4900
Free Cash Flow - - - - -
FCF margin - - - - -
FCF Conversion (EBITDA) - - - - -
FCF Conversion (Net income) - - - - -
Dividend per Share 2 0.2800 0.2800 0.3000 0.3200 0.3200
Announcement Date 26/03/21 26/03/21 29/03/22 17/04/23 29/04/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023
Net Debt 1 10.8 - - 25.3 25.7
Net Cash position 1 - 11.4 44.4 - -
Leverage (Debt/EBITDA) - - - - -
Free Cash Flow - - - - -
ROE (net income / shareholders' equity) 7.18% 4.7% 8.81% 8.66% 3.68%
ROA (Net income/ Total Assets) 0.73% 0.46% 0.8% 0.67% 0.25%
Assets 1 447.6 500.5 557 601.9 640.9
Book Value Per Share 2 14.20 15.00 15.60 13.10 13.70
Cash Flow per Share 2 6.010 12.50 15.90 7.270 12.60
Capex 1 0.62 0.46 0.8 0.61 0.37
Capex / Sales 3.05% 2.49% 3.52% 2.58% 1.57%
Announcement Date 26/03/21 26/03/21 29/03/22 17/04/23 29/04/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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