Public Financial Holdings Limited announced audited consolidated earnings results for the year ended December 31, 2012. For the year, the company reported net interest income of HKD 1,237,888,000 against HKD 1,212,401,000 a year ago. Operating income was HKD 1,456,020,000 against HKD 1,489,160,000 a year ago.

Operating profit before impairment allowances was HKD 771,915,000 against HKD 761,628,000 a year ago. Profit before tax was HKD 455,779,000 against HKD 468,211,000 a year ago. Profit for the year attributable to owners of the company was HKD 381,571,000 or HKD 0.348 per basic and diluted share against HKD 375,965,000 or HKD 0.342 per basic and diluted share a year ago.

The decrease in operating income was mainly due to decrease in fee income from the Group's stockbroking activities of HKD 41.4 million in the current year and the additional goodwill income of HKD 8.1 million received in the previous year.