Financials Padma Islami Life Insurance Limited

Equities

PADMALIFE

BD0745PILIF5

End-of-day quote Dhaka S.E. 23:00:00 26/06/2024 BST 5-day change 1st Jan Change
25.2 BDT +2.86% Intraday chart for Padma Islami Life Insurance Limited +4.13% -38.83%

Valuation

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Capitalization 1 1,952 970 522 797 1,862 1,757
Enterprise Value (EV) 1 1,525 948.5 1,077 1,725 2,745 3,066
P/E ratio -1.35 x -1.17 x -2.74 x -10.2 x -275 x -4.9 x
Yield - - - - 0.84% -
Capitalization / Revenue 1.68 x 1.47 x 0.72 x 1.48 x 3.68 x 4.56 x
EV / Revenue 1.32 x 1.44 x 1.49 x 3.2 x 5.43 x 7.96 x
EV / EBITDA -1.1 x -1.19 x -4.87 x -35.8 x 110 x -9.3 x
EV / FCF -4.45 x -2.78 x -2.92 x -5.81 x 38.1 x 1.7 x
FCF Yield -22.5% -35.9% -34.2% -17.2% 2.62% 58.7%
Price to Book 5.02 x 2.5 x 1.74 x 2.05 x 4.79 x 4.52 x
Nbr of stocks (in thousands) 38,880 38,800 30,000 38,880 38,880 38,880
Reference price 2 50.20 25.00 17.40 20.50 47.90 45.20
Announcement Date 28/08/18 31/10/19 30/07/20 19/04/21 22/05/22 17/07/23
1BDT in Million2BDT
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net sales 1 1,158 659.1 722.9 539.9 505.4 385.3
EBITDA 1 -1,392 -795.3 -221 -48.16 25 -329.7
EBIT 1 -1,433 -832.8 -257.4 -81.23 -6.648 -359.5
Operating Margin -123.68% -126.35% -35.61% -15.05% -1.32% -93.29%
Earnings before Tax (EBT) 1 -1,442 -834.3 -246.6 -78.38 -6.772 -359
Net income 1 -1,442 -834.3 -246.6 -78.38 -6.772 -359
Net margin -124.49% -126.58% -34.11% -14.52% -1.34% -93.18%
EPS 2 -37.09 -21.46 -6.342 -2.016 -0.1742 -9.234
Free Cash Flow 1 -342.4 -340.6 -368.7 -297.1 72.06 1,800
FCF margin -29.56% -51.68% -51% -55.02% 14.26% 467.07%
FCF Conversion (EBITDA) - - - - 288.25% -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 0.4000 -
Announcement Date 28/08/18 31/10/19 30/07/20 19/04/21 22/05/22 17/07/23
1BDT in Million2BDT
Estimates

Balance Sheet Analysis

Fiscal Period: December 2017 2018 2019 2020 2021 2022
Net Debt 1 - - 555 928 883 1,309
Net Cash position 1 427 21.5 - - - -
Leverage (Debt/EBITDA) - - -2.511 x -19.28 x 35.32 x -3.97 x
Free Cash Flow 1 -342 -341 -369 -297 72.1 1,800
ROE (net income / shareholders' equity) -405% -215% -63.4% -20.2% -1.74% -92.3%
ROA (Net income/ Total Assets) -31.4% -22.5% -7.16% -2.26% -0.15% -7.51%
Assets 1 4,592 3,709 3,443 3,463 4,397 4,780
Book Value Per Share 2 10.00 10.00 10.00 10.00 10.00 10.00
Cash Flow per Share 2 11.00 13.40 8.870 8.010 9.180 4.650
Capex 1 6.87 11.4 2.73 0.6 3.78 4.46
Capex / Sales 0.59% 1.73% 0.38% 0.11% 0.75% 1.16%
Announcement Date 28/08/18 31/10/19 30/07/20 19/04/21 22/05/22 17/07/23
1BDT in Million2BDT
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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