CONTACT: Craig Fortin
NB&T Financial Group, Inc.
937-283-3002

December 17, 2013

NB&T FINANCIAL GROUP ANNOUNCES FOURTH QUARTER DIVIDEND

NB&T Financial Group, Inc.(Nasdaq: NBTF), parent company of The National Bank and Trust Company, Wilmington, Ohio, has declared a dividend of $.30 per share payable January 27, 2014 to shareholders of record on December 31, 2013. This dividend is the same as the previous quarter's dividend and the dividend declared in December 2012. John J. Limbert, President and CEO, commented, During this holiday season, we want to thank all our employees, business partners, directors and shareholders for all their hard work and support this past year.

NB&T Financial had, as of September 30, 2013, total assets of $645 million, cash management accounts totaling $45 million, trust and brokerage assets with a market value of $325 million, and loans serviced for others of $43 million, resulting in a total of $1.06 billion in assets under management, and currently operates 22 full service offices in six southwestern Ohio counties.

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