Item 7.01 Regulation FD Disclosure.
Set forth below is presentation material of Great Southern Bancorp, Inc., the
holding company for Great Southern Bank.
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December 31, 2022
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Loan Portfolio 12.31.22 $4,586,192 $4,575,196 9.30.22 *Includes Home Equity
Loans of $123,242 *Includes Home Equity Loans of $121,783 2 [in thousands] Gross
Loans
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Loan Portfolio by Region 12.31.22 $4,586,192 $4,575,196 9.30.22 3 [in thousands]
Gross Loans
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Commercial Real Estate by Industry 12.31.22 $1,530,663 $1,576,529 9.30.22 4 [in
thousands] Gross Loans
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Commercial Real Estate by Region 12.31.22 $1,576,529 9.30.22 5 [in thousands]
$1,530,663 Gross Loans
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Construction & Land Development by Industry 12.31.22 $865,219 $690,904 9.30.22 6
[in thousands] Gross Loans
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Construction & Land Development by Region 12.31.22 $690,904 7 [in thousands]
$865,219 9.30.22 Gross Loans
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Multi Family Real Estate by Region 12.31.22 $781,761 $914,693 9.30.22 8 [in
thousands] Average credit size is $3,776,623 Average credit size is $4,176,681
Gross Loans
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Multi Family Real Estate by LTV 12.31.22 $781,761 $914,693 9.30.22 9 [in
thousands] Gross Loans
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NonPerforming by Type 12.31.22 $3,670 $3,293 9.30.22 10 [in thousands] *Includes
Home Equity Loans of $308 *Includes Home Equity Loans of $274 Gross Loans
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NonPerforming by Region 12.31.22 $3,670 $3,293 9.30.22 11 [in thousands] Gross
Loans
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