Stock GOVB GOUVERNEUR BANCORP, INC.
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Financials Gouverneur Bancorp, Inc.

Equities

GOVB

US38358M1099

Banks

Market Closed - OTC Markets
Other stock markets
 15:47:43 02/07/2024 BST 		5-day change 1st Jan Change
9.98 USD 0.00% Intraday chart for Gouverneur Bancorp, Inc. 0.00% -9.27%
05-10 Gouverneur Bancorp, Inc. Reports Earnings Results for the Second Quarter and Six Months Ended March 31, 2024 CI
03-27 Gouverneur Bancorp, Inc. and Gouverneur Savings and Loan Association Announce Chief Executive Officer Changes CI

Valuation

Fiscal Period: September 2021 2022 2023
Capitalization 1 19.81 16.96 12.59
Enterprise Value (EV) 1 9.864 0.849 15.44
P/E ratio 15.8 x 11.1 x 39.7 x
Yield - 1.02% -
Capitalization / Revenue 3.21 x 2.41 x 1.67 x
EV / Revenue 1.6 x 0.12 x 2.05 x
EV / EBITDA - - -
EV / FCF - - -
FCF Yield - - -
Price to Book 0.72 x 0.68 x 0.5 x
Nbr of stocks (in thousands) 1,084 1,084 1,084
Reference price 2 18.28 15.65 11.62
Announcement Date 09/06/23 09/06/23 26/12/23
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: September 2021 2022 2023
Net sales 1 6.176 7.024 7.541
EBITDA - - -
EBIT - - -
Operating Margin - - -
Earnings before Tax (EBT) 1 1.17 1.919 0.233
Net income 1 1.256 1.527 0.317
Net margin 20.34% 21.74% 4.2%
EPS 2 1.159 1.406 0.2926
Free Cash Flow - - -
FCF margin - - -
FCF Conversion (EBITDA) - - -
FCF Conversion (Net income) - - -
Dividend per Share - 0.1600 -
Announcement Date 09/06/23 09/06/23 26/12/23
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: September 2021 2022 2023
Net Debt 1 - - 2.85
Net Cash position 1 9.94 16.1 -
Leverage (Debt/EBITDA) - - -
Free Cash Flow - - -
ROE (net income / shareholders' equity) - 5.85% 1.27%
ROA (Net income/ Total Assets) - 0.88% 0.15%
Assets 1 - 174 209.5
Book Value Per Share 2 25.30 22.90 23.20
Cash Flow per Share 2 10.20 13.20 9.600
Capex - 0.19 0.16
Capex / Sales - 2.68% 2.12%
Announcement Date 09/06/23 09/06/23 26/12/23
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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