First Keystone Corporation reported earnings results for the full year ended December 31, 2015. For the year, the company reported net income of $9,172,000 for the year ended December 31, 2015. That equates to income of $1.64 per share.

Net income declined 10.2% for as compared to the same period last year. An increase in the provision for loan losses was the primary driver of the reduction in net income for the year. Net interest income for the year 2015, was $26,745,000, a 0.7% increase from the same period in 2014.

Total interest income increased by $692,000, due to higher interest and fees on loans while interest expense increased by $514,000 due to higher interest expense on deposits and borrowings.