Credit Suisse : Le Credit Suisse parvient à un accord avec le Département américain de la Justice dans l'affaire relative aux titres garantis par des créances hypothécaires résidentielles

Credit Suisse AG

Credit Suisse Group AG, qui fait partie du groupe de sociétés du Credit Suisse (ci-après le «Credit Suisse»), est un prestataire de services financiers leader sur le plan international. Banque intégrée, le Credit Suisse fournit à ses clients son expertise combinée dans les domaines du private banking, de l'investment banking et de l'asset management. Il propose des services de conseil spécialisés, des solutions globales et des produits novateurs aux entreprises, aux clients institutionnels et aux clients privés fortunés du monde entier ainsi qu'aux clients retail en Suisse. Le Credit Suisse, dont le siège est à Zurich, est présent dans plus de 50 pays. Le groupe emploie quelque 47'690 personnes. Les actions nominatives (CSGN) de Credit Suisse Group AG, société-mère du Credit Suisse, sont cotées en Suisse, ainsi qu'à New York sous la forme d'American Depositary Shares (CS). Pour plus d'informations sur le Credit Suisse, rendez-vous à l'adresse www.credit-suisse.com.

Cautionary statement regarding forward-looking information

This media release contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to the following:

• our plans, objectives or goals;
• our future economic performance or prospects;
• the potential effect on our future performance of certain contingencies; and
• assumptions underlying any such statements.

Words such as 'believes,' 'anticipates,' 'expects,' 'intends' and 'plans' and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements except as may be required by applicable securities laws.

By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forwardlooking statements. These factors include:

• the ability to maintain sufficient liquidity and access capital markets;
• market volatility and interest rate fluctuations and development s affecting interest rate levels; the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations, in particular the risk of continued slow economic recovery or downturn in the US or other developed countries in 2016 and beyond;
• the direct and indirect impacts of deterioration or slow recovery in residential and commercial real estate markets;
• adverse rating actions by credit rating agencies in respect of us, sovereign issuers, structured credit products or other credit-related exposures;
• the ability to achieve our strategic objectives, including impr oved performance, reduced risks, lower costs and more efficient use of capital;
• the ability of counterparties to meet their obligations to us;
• the effects of, and changes in, fiscal, monetary, exchange rate, trade and tax policies, as well as currency fluctuations;
• political and social developments, including war, civil unrest or terrorist activity;
• the possibility of foreign exchange controls, expropriation, na tionalization or confiscation of assets in countries in which we conduct our operations;
• operational factors such as systems failure, human error, or the failure to implement procedures properly;
• actions taken by regulators with respect to our business and practices and possible resulting changes to our business organization, practices and
• policies in countries in which we conduct our operations;
• the effects of changes in laws, regulations or accounting policies or practices in countries in which we conduct our operations;
• competition or changes in our competitive position in geographic and business areas in which we conduct our operations;
• the ability to retain and recruit qualified personnel;
• the ability to maintain our reputation and promote our brand;
• the ability to increase our market share and control expenses;
• technological changes;
• the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;
• acquisitions, including the ability to integrate acquired businesses successfully, and divestitures, including the ability to sell non-core assets;
• the adverse resolution of litigation, regulatory proceedings and other contingencies;
• the ability to achieve our cost efficiency, net new asset, pre-tax income/(loss), capital ratios and return on regulatory capital, leverage exposure threshold, RWA threshold, and other targets and ambitions;
• other unforeseen or unexpected events and our success at managing these and the risks involved in the foregoing.

We caution you that the foregoing list of important factors is not exclusive. When evaluating forward-looking statements, you should carefully consider the foregoing factors and other uncertainties and events, including the information set forth in 'Risk factors' in I - Information on the company in our Annual Report 2015.