Chino Commercial Bancorp reported unaudited consolidated earnings results for the fourth quarter and full year ended December 31, 2014. For the quarter, the company reported total interest income of $1,241,360 compared to total interest income of $1,155,152 for the same period a year ago. Income before income tax expense was $419,630 compared to $477,236 last year. Net income was $261,887 or $0.30 per basic and diluted share compared to $295,970 or $0.36 per basic and diluted share last year. Net interest income was $1,170,794 compared to $1,084,011 last year. Annualized return on average equity was 9.80% compared to 12.47% last year. Annualized return on average assets 0.82% compared to 0.99% last year.

For the year, the company reported total interest income of $4,538,604 compared to total interest income of $4,401,843 for the same period a year ago. Income before income tax expense was $1,834,532 compared to $1,507,273 last year. Net income was $1,139,773 or $1.30 per basic and diluted share compared to $940,728 or $1.13 per basic and diluted share last year. Net interest income was $4,258,257 compared to $4,092,972 last year. Annualized return on average equity was 22.28% compared to 20.55% last year. Annualized return on average assets 1.82% compared to 1.59% last year.