Item 2.02. Results of Operations and Financial Condition.

On February 7, 2023, CF Bankshares Inc. (the "Company") issued a press release announcing financial results for the fourth quarter and year ended December 31, 2022 (the "Earnings Release"). A copy of the Earnings Release is included as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits



(a) Not applicable
(b) Not applicable
(c) Not applicable
(d) Exhibits



      99.1     Earnings Release issued by the Company on February 7, 2023,
    announcing financial results for the fourth quarter and year ended December
    31, 2022.
    104Cover Page Interactive Data File (the cover page XBRL tags are embedded
    within the Inline XBRL document).



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