A disaster at work can happen any time. Everything you worked hard to build with your small business could go away in the blink of an eye if you do not have business owner's insurance. Are you prepared for the financial loss of these potential risks?

  • A fire at your business could cause major property damage and bodily injury to employees.
  • A customer is injured during the course of your business operations.
  • A potential lawsuit from slander and libel could cost your business thousands of dollars in legal fees and court costs.
  • Someone steals or vandalizes your business equipment, halting your operations.

"Any of these potential risks could cost your business thousands of dollars," said Othello Powell, director of GEICO commercial lines. "Business owners insurance is there to protect you from common types of financial risks and to ensure that your business is up and running at all times."

Business owner's insurance provides multiple coverage options for bodily injury, property damage and fire. Coverages may also include medical payments resulting from bodily injury during the course of your business operations and defense costs for lawsuits, libel and slander.

Powell reminds small business owners to periodically review their business insurance coverage needs. "It's all about protecting your investment in the long run." For more information on business owner's insurance, visit www.geico.com/business-owners-insurance/.

GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger auto insurance company in the United States. GEICO, which was founded in 1936, provides millions of auto insurance quotes to U.S. drivers annually. The company is pleased to serve more than 13 million private passenger customers, insuring more than 22 million vehicles (auto & cycle).

GEICO’s online service center, policyholders can purchase policies, make policy changes, report claims and print insurance ID cards. Policyholders can also connect to GEICO through the GEICO App, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), boats, travel trailers and motorhomes (RVs). Coverage for life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. Commercial auto insurance and personal umbrella protection are also available.

For more information, go to www.geico.com.