CNB : Eustice Promoted to Assistant Vice President

January 16, 2018

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Gina L. Eustice was promoted to Assistant Vice President-Credit Manager of Citizens National Bank during the November 22, 2017 board of directors meeting. Gina joined the bank in 2008 as the Credit Manager. In making the announcement, President & CEO Susan A. Eno stated Gina brought a wealth of knowledge when she was hired and through the years has continually improved the quality of the bank's credit department.

Gina started her career in 1999 as a commercial credit and loan review analyst in Ionia, MI and then worked as a commercial lender in Okemos, MI. She also worked for banks in Indiana and Minnesota as a credit officer and manager, prior to moving back to Cheboygan.

Gina was born and raised in Cheboygan, graduating from Central Michigan University in Mt. Pleasant, MI in 2000 with a Bachelor of Science in Business Administration, majoring in Corporate Finance and Personal Financial Planning with a minor in Accounting. While at Central Michigan University she was the President of the Financial Management Association.

Gina resides in Cheboygan with her husband Tony and their two children, Emerson and Nolan. She is an active member of the Downtown Cheboygan Main Street Business Development Committee. Outside of work, Gina is an avid runner and outdoor enthusiast and enjoys spending time with her family.

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Rebecca L. Aper has been promoted to Branch Manager of Citizens National Bank in Mackinaw City location. Hired in May 2015 as a Universal Banker for the bank's main office in Cheboygan. Rebecca played a key role in investigating, introducing and coordinating staff training for the new Kasasa deposit products. 'Rebecca is an enthusiastic employee who's demonstrated both leadership and dedication since joining the bank,' said President & CEO Susan A. Eno. 'When the decision was made to increase staff at our Mackinaw City branch in response to customer need and the potential for growth in that market, Rebecca was the obvious choice.'

In her new position, Rebecca works closely with the outstanding team of Branch Operations Supervisor Debby Closs and Universal Banker Sheri Kindell, and is available to assist business customers with their various financial needs. Additionally, she is in the process of acquiring her Nationwide Mortgage License and is training to become a Mortgage Loan Officer, further enhancing the services available to those in and around the Mackinaw City area.

Rebecca was raised in Negaunee, Michigan, earning her Bachelor of Arts in Elementary Education, Spanish and Science from Northern Michigan University in Marquette. Prior to joining Citizens National Bank, she worked extensively in sales and training. Rebecca also has held various teaching positions from Lansing to the Upper Peninsula area. Recently she was a substitute teacher and volunteered with Cheboygan Area Schools.

Rebecca and her husband Ryan reside in Cheboygan County with their daughters Payton and Camille. Rebecca is an Ambassador for the Mackinaw Area Chamber of Commerce and is an avid outdoor enthusiast and runner. She enjoys spending time with her family and supporting the girls at their various school and sporting events.