Thadd Welch

St. Germain Investment Management, Inc. (St. Germain Investments) is a SEC-registered investment advisor headquartered in Springfield, Massachusetts. The firm was founded in 2010 and is a wholly owned subsidiary of D.J. St. Germain Co., Inc. St. Germain Investments provides discretionary investment management (portfolio management) services for individuals, businesses, non-profit charitable organizations, and institutional clients, as well as financial planning assistance.

The Berkshire Bank provides consumer and commercial banking products. It offers personal banking: personal checking, personal savings, certificate of deposits and online banking; business banking: business checking and business savings; loans and mortgages which include commercial mortgages, commercial loans and residential mortgages; and other products and services which include foreign currency, e-statements, debit cards and credit cards. The company was founded in 1871 and is headquartered in New York, NY.

Spinnaker Trust is a trust management firm headquartered in Portland, Maine. The firm was founded in 1970 and formerly known as Ram Trust Services, Inc. Spinnaker Trust offers multiple strategies ranging from broadly based, diversified portfolios built with low-cost Exchange Traded Funds (ETFs) to single stock and bond portfolios, to alternative assets managed both by Spinnaker Trust and third party managers selected and monitored by them.