Orhan Aytemiz

Access Microfinance Holding AG (AccessHolding) is the commercial microfinance subsidiary of LFS Financial Systems GmbH headquartered in Germany. The firm, established in 2006 by an international group of private and public investors, aims to construct a network of microfinance institutions (MFIs) worldwide, providing their investee banks with growth capital, holding services and technical assistance. Located in Berlin, AccessHolding establishes new MFIs together with other partners, and transforms existing non-bank microlending institutions into full-service microfinance banks.

LFS Advisory GmbH provides advisory and management consulting services. It specializes in banking and financial sector projects in developing and transition countries. The firms particular focus is on micro, small and medium enterprise (MSME) finance. The company was founded by Bernd Zattler in 1997 and is headquartered in Berlin, Germany.

AccessBank Tajikistan CJSC provides micro-loans, rural finance and money transfer services. It offers small loans, savings and deposit products and credit cards. The company was founded on April 7, 2010 and is headquartered in Dushanbe, Tajikistan.

JPMorgan Securities Plc is a brokerage firm headquartered in London, UK. The firm was founded in 1992 and is a wholly-owned subsidiary of JP Morgan Capital Holdings Ltd., ultimately owned by JPMorgan Chase & Co. (NYSE: JPM) in the US. JPMorgan Securities provides market research, proprietary pricing data and analytics, and trade execution across multiple asset classes such as credit, equities and FX. They help institutional investors, traditional and alternative asset and fund managers, broker dealers and equity issuers meet the demands of changing markets.

ACLEDA Bank Lao Ltd. provides commercial banking services. It offers savings, current, fixed deposit and individual retirement account, small and ,medium business loan, overdraft, payroll service, foreign exchange, documentary collection and local funds and international funds transfers services. The company was founded in May 2008 and is headquartered in Vientiane, Laos.

Bank Respublika JSC provides banking products and services to individual and corporate clients. It banking segment offers private banking services, including private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans, and mortgages. It also provides other banking services, including cash and settlement services, plastic cards, money transfers, payments, Internet banking, online loan payments, safekeeping boxes and insurance and reinsurance services. Bank Respublika was founded on May 22, 1992 and is headquartered in Baku, Azerbaijan.

3 Banka a.d. Novi Sad provides banking services. The private company is based in Novi Sad, Serbia. The company was founded in 2002. The CEO is Vladimir Vukotic.

Lviv Bank PJSC provides retail and corporate banking services. It offers account opening and maintenance, debit and credit cards, deposits and loans, money transfers, safekeeping of valuables, payroll projects, issue of guarantees, trade finance, foreign exchange, as well as settlement and cash operations. The company was founded on October 17, 1990 and is headquartered in Lviv, Ukraine.

KazMicroFinance LLC operates as a microfinance bank. It is a non-banking financial institution that offers training as well as individual and group loans across Kazakhstan. The firm’s services include group loan program, individual loan program and for clients with active loans. The company was founded in 1996 and is headquartered in Almaty, Kazakhstan.

AccessBank Tanzania Ltd. provides commercial banking services. It offers current, saving, savings plan, and student accounts; fixed term deposits and money transfers; and micro and SME loans. The firm provides microfinance services to micro, small and medium-sized and the general lower and middle income clients. The company was founded in November 2007 and is headquartered in Dar es Salaam, Tanzania.

AccessBank Liberia Ltd. operates as a microfinance institution which provides commercial banking services. It offers account operations such as cash deposits, withdrawals and cheques are among the standard services. The firm also plans to introduce international money transfer and remittance services. The company was founded on January 20, 2009 and is headquartered in Monrovia, Liberia.