Nitin Chhabra

Founded in 1964, Sterne, Agee & Leach, Inc. is a full service investment firm and registered broker/dealer headquartered in Birmingham, Alabama. The firm's expertise includes retail and institutional brokerage services, investment banking and underwriting, secondary trading of corporate, municipal, and government securities and market making in over-the-counter stocks. The firm is a member of the NYSE and FINRA.

Property Casualty Insurers Association of America is a property/casualty trade association, representing around 1,000 member companies. It provides a responsible and effective voice on public policy questions affecting insurance products and services, fosters a competitive insurance marketplace for the benefit of insurers and consumers and provides members with quality products, information and services at a reasonable cost. The company provides public policy positions at four levels: federal government, state legislatures, federal and state courthouses and the public arena. Its member companies include large national insurance companies, mid-size regional writers, insurers doing business in a single state and specialty companies that serve specific niche markets. The company was established in January 2004 by the merger of the Alliance of American Insurers (Alliance) and the National Association of Independent Insurers (NAII). It is headquartered in Des Plaines, IL.

Towers Watson & Co. is a global professional services company, which helps organizations to improve performance through people, risk and financial management. The company offers various solutions in four business segments, Benefits, Risk and Financial Services, Talent and Rewards and Exchange Solutions. The Benefits segment offers lines of business which includes Retirement, Health and Group Benefits, Technology & Administration Solutions, and International Consulting. The Risk and Financial Services segment includes three lines of business: Risk Consulting and Software, Investment Consulting & Solutions, and Reinsurance & Insurance Brokerage. The Talent and Rewards segment includes three lines of business: Executive Compensation, Rewards, Talent & Communication, and Data, Surveys and Technology. The Exchange Solutions segment offers one line of business named Extend Health. Towers Watson was founded on January 1, 2010 and is headquartered in Arlington, VA.