Michael James Harfield

The Sigma Financial Group Ltd. provides debt collection and and portfolio purchase services. It offers credit management services, including customer rehabilitation, collection, direct debit campaigns, secured payment method, debt collection, and late stage DCA collections; customer services, such as query management, complaint handling, cross-selling, and customer retention; and fulfilment services, including lettering, telephony, SMS, email, and Web chat contact services. The company was founded by Gary Gilburd and Michael James Harfield in January 2011 and is headquartered in Redditch, the United Kingdom.

Clanchatton Birmingham Ltd. provides credit management services. The private company is based in Birmingham, UK.

Sanclare (UK) Ltd. provides business process outsourcing services for financial and insurance industries. It offers clients with voice and messaging solutions for the collection of delinquent accounts, customer care and lead generation. The firm also offers inbound and outbound telephony solutions, either manually or via an automated dialer. The company was founded on November 18, 2002 and is headquartered in Kent, the United Kingdom.

HL Legal Ltd provided legal services. It offered a complete debt recovery service, incorporating pre-legal, trace and legal solutions. The company was founded on August 17, 2011 and headquartered in Redditch, the United Kingdom.