José Luis Rivas

Fitch Venezuela Sociedad Calificadora de Riesgo SA (Fitch Venezuela) is an investment research firm headquartered in Caracas, Venezuela. The firm was founded in 1995 and is a subsidiary of Great Britain-based Fitch Ratings Ltd., ultimately held by The Hearst Family Trust in the US. Fitch Venezuela provides credit ratings, commentary and research for global capital markets.

Fitch Ratings, Inc. is a global rating agency and investment research firm headquartered in New York City. The firm was founded by John Knowles in 1913 as Fitch Publishing Co. They are a subsidiary of Fitch Group, Inc., ultimately owned by The Hearst Family Trust. Fitch Ratings seeks to provide independent and prospective credit opinions, research and data to the world's credit markets. Their approach is based on a foundation of local market experience that covers capital markets in over 150 countries. The firm's ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. Fitch Ratings provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Corporación Financiera Colombiana SA (Broker) (CFC Broker) is the brokerage division of Corporación Financiera Colombiana SA. The firm is headquartered in Bogota, Colombia. CFC Broker provides brokerage services to their clients.

Fitch México SA de CV is an investment research firm headquartered in Monterrey, Mexico. The firm is a subsidiary of Fitch Ratings Ltd., ultimately held by The Hearst Corp. in the US. Founded in 1992, the firm provides research and ratings on companies in the following areas: financial institutions, banks, investment and pension funds, corporations, industrial services, commercial services, insurance and bonds, structured finance asset-backed securities and sovereign and subnational governments' issues.

Amerant Bank NA operates as a nationally chartered commercial bank. It offers investment services, checking accounts, savings accounts, home equity, mortgages, and mobile banking. The company was founded in 1979 and is headquartered in Coral Gables, FL.

Part of Amerant Bancorp, Inc., Amerant Mortgage LLC is a subsidiary that offers a range of financial products, including conventional loans, government lending, jumbo loans, and non-qm mortgages. The American company prides itself on its 30+ years of commitment to its clients and offers white-glove service through a team of talented loan officers. Amerant Mortgage has its headquarters in an undisclosed location, with additional offices in other locations. The company is a wholly owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB).

The University of Liverpool operates as a university. It offers post graduate research, foundation courses, continuing and professional development, online study, and doctoral college. The company was founded in 1881 and is headquartered in Liverpool, the United Kingdom.

Equator Investment Holdings Ltd is an investment vehicle. The private company is based in Road Town, U.S. Virgin Islands. and has subsidiaries in Cayman Islands.

Deutsche Bank Securities, Inc. (DBSI) is a SEC-registered broker/dealer headquartered in New York City. The firm was founded in 1971 and is a wholly-owned investment banking and brokerage arm of DB U.S. Financial Markets Holding Corp., ultimately held by Deutsche Bank AG (NYSE: DB, FRA: DBK) in Germany. DBSI provides securities brokerage and investment advisory services to domestic and international private clients and institutions. They are also a primary dealer in US government securities as designated by the Federal Reserve.

FPP Asset Management LLP (FFP) is the Great Britain-based specialist fund management subsidiary of Fabien Pictet & Partners Ltd., itself a subsidiary of Fabien Pictet & Partners Global Holdings Ltd. In Cayman Islands. The firm was founded by Fabien Pictet, Jonathan Neill and Julian Jacobson in 1998. Headquartered in London, FFP manages assets on behalf of a sophisticated and diverse client base that includes pension funds, family offices, private banks and ultra-high net worth individuals.

Credicorp Capital Colombia SA (CCC) is the securities brokerage subsidiary of Credicorp Capital Holding Colombia SAS, ultimately held by Credicorp Ltd. (NYSE: BAP) in Peru. Founded in 1987, the firm is headquartered in Bogota and provides brokerage services to individual and institutional investors.

Part of Holding Rating Peru SAC, Apoyo & Asociados Internacionales SAC is a Peruvian company that provides classification services to entities. The company is based in Lima, Peru. The company assigns a team to conduct an initial classification based on the information received from the entity and the sector to which it belongs. The company was founded in 1993. Rafael Ortiz de Zevallos has been the CEO of the company since 1993.

Fitch Chile Clasificadora de Riesgo Ltda. (Fitch Ratings Chile) is an investment research firm headquartered inSantiago, Chile. The firm was founded in 1988 and they are a subsidiary of Fitch Holding SA, ultimately held by The Hearst Family Trust in the US. Fitch Ratings Chile provides credit ratings, commentary and research. Their ratings analysis and rating decisions are based on established criteria, methodologies and ratings definitions which they apply in a consistent manner. The firm provides coverage of the following markets: Economics, Banks, Insurance, Sovereigns, Corporates, Structured Finance, Public Finance – International, Public Finance – US, Infrastructure & Project, and Finance.

Cisneros Group of Cos. operates media and broadcasting companies. It focuses on media and entertainment, digital advertising, real estate, and social leadership. The company was founded by Diego Cisneros in 1929 and is headquartered in Caracas, Venezuela.

Part of Metrospaces, Inc., Urban Spaces, Inc. is a real estate development company based in Cambridge, MA. The American company creates residential and commercial buildings near public transportation, universities, and employment hubs. The company has experience in new construction, adaptive reuse, and historic preservation in both the private and public sectors. Urban Spaces has been influential in advancing urban trends such as micro-units, modular construction, and environmentally resilient design. The company continues to make important contributions to the urban fabric of its host communities. Founded in 2004 by CEO Paul Ognibene, Urban Spaces has a reputation for award-winning developments that revitalize and enhance emerging and well-established neighborhoods. The company was founded by Oscar Antonio Brito Rojas.

The American Institute of Certified Public Accountants provides vocational education in accounting. The company provides services to the accounting community, regulatory bodies, and other organizations. It also operates in Jersey City, Washington, and Lewisville. It was founded in 1887 and is headquartered in New York City, NY.

Innovaciones Tecnológicas Aula7 Ca operates in e-learning industry. It owns an educational platform for academic support Aula7.net, aimed at high school students who wish to strengthen their knowledge in mathematics, physics and chemistry through video classes taught by young talents and validated by specialist teachers. The company was founded by Antonio da Rocha in 2011 and is headquartered in Caracas, Venezuela.

Part of CEMEX SAB de CV, CEMEX (Costa Rica) SA is a Costa Rican company that manufactures and distributes cement. Alejandro A. Ramirez Cantu has been the CEO of the company since 2000.

Readymix (West Indies) Ltd. engages in the manufacture and sale of pre-mixed concrete, aggregates and related products. It offers lab facilities, admixtures, quarrying and technical services. The company was founded in 1959 and is headquartered in Claxton Bay, Trinidad and Tobago.

TCL Group produces and markets cement. It offers cement and ready-mix products in the Caribbean. The company was founded in 1986 and is headquartered in Claxton Bay, Trinidad and Tobago.

International Fiscal Association operates as the non-governmental and non-sectoral international organization dealing with fiscal matters. The company was founded in 1938 and is headquartered in Rotterdam, the Netherlands.

Opt Health, Inc. engages in the provision of healthcare services. The company is headquartered in San Francisco, CA.

Duke University is an academic university that offers undergraduate, graduate and professional programs. It also has publications and research services. The university was founded in 1838 and is headquartered in Durham, NC.