Hideo Yomei

SMBC Consumer Finance Co., Ltd. provides collection and management of debt services. It also engages in the leasing of tenant buildings; telemarketing business; financing; loan guarantee; loan management; design, development and operation of computer systems; sale and maintenance of automobiles and investment businesses. The company was founded on March 20, 1962 and is headquartered in Tokyo, Japan.

The Hokuriku Bank Ltd. rovides international banking services and financial services. The bank also offers loans to small and medium sized business and individuals. It is a subsidiary of Hokuhoku Financial Group, Inc. The company was founded on August 26, 1877 and is headquartered in Toyama, Japan.

Development Bank of Japan, Inc. (DBJ) is a financial institution created in 1999 through the regrouping of JDB-Japan Development Bank and Hokkaido-Tohoku Development Finance Public Corp., and the adjunction of the finance divisions of Japan Regional Development Corp. and Japan Environment Corp. The firm is headquartered in Tokyo, Japan with a network of domestic branches, as well as overseas offices in New York and London, and a subsidiary in Singapore. Formerly government-owned, DBJ underwent restructuring in 2007. The current structure was established in 2008 when a several-year privatization process was initiated. DBJ is a socially-committed investor. It provides long-term complementary financing and debt guarantees to promote the development of regional economies in Japan. The firm also supports technology-based enterprises, urban redevelopment and socially-desirable projects. It operates in collaboration with private sector financial institutions and favor projects with high policy content. As part of their investment activities, DBJ manages private equity funds.