Henry Wiklund

Aktia Oyj engages in the provision of banking, asset management, insurance operations, and real estate agency services. It operates through the following segments: Banking Business, Asset Management, Life Insurance, Non-Life Insurance, and Miscellaneous. The Banking Business segment includes branch office operations, corporate banking and treasury as well as the operations of the subsidiaries Aktia Real Estate Mortgage Bank Plc, Aktia Card Ltd., Aktia Corporate Finance Ltd., and Aktia Real Estate Agency Ltd. The Asset Management segment encompasses Aktia Bank plc's private bank in Helsinki, other private banking operations, institutional banking. The Life Insurance segment involves in Aktia Life Insurance Ltd. The Non-Life Insurance segment provides services through Aktia Non-Life Insurance Ltd. The Miscellaneous segment includes administration functions for the company and its subsidiaries. The company was founded in 1825 and is headquartered in Helsinki, Finland.

Veritas Pension Insurance Co. Ltd. (Veritas) is the pension fund insurance subsidiary of Veritas Bolagen in Finland. Formerly known as Verdandi Pension Insurance, established in 1905, the firm became Veritas Pension Insurance Co. Ltd. in 2001. Shareholders include foundations, institutions and associations supporting education, health care, science and the arts. Veritas is based in Turku and offers small and middle-sized companies and self-employed people statutory employment pension insurance. Through partnerships with Aktia Bank, Alandia, Folksam Skadeförsäkring, Handelsbanken, Pohjantähti and POP Banks Veritas provides customers with a comprehensive range of insurance and financing services.