Gary Klem

Cumberland Advisors, Inc. is an independent, SEC-registered investment advisor headquartered in Sarasota, Florida (with a branch office in Vineland, New Jersey). The firm was founded by David R. Kotok in 1973. Cumberland Advisors provides investment advisory services to high net worth individuals, institutions, investment companies, public and corporate retirement plans, corporations, foundations and government entities (direct clients as well as managed money through financial advisors).

Part of CGI, Inc., Orion Consulting, Inc. provides management consulting services to the health care industry. The company is based in Cleveland, OH. The company was founded by David P. Wicker, Alastair B. Dent. Orion Consulting was acquired by CGI Information Technology Services, Inc. on June 15, 1999 for $55.46 million.

The Travelers Insurance Co. used to offer individual annuities, individual life insurance, institutional protection and asset accumulation products. The company's principal individual products included traditional life, universal and variable life insurance, fixed and variable annuities, as well as income annuities. The company's two reportable business segments were Travelers Life & Annuity and Primerica. Travelers Life & Annuity was licensed to sell and market its individual products in all 50 states, the District of Columbia, Canada, Puerto Rico, Guam, the Bahamas, US and British Virgin Islands. The company was headquartered in Hartford, CT

Harris Bank provides commercial banking services. The bank provides deposit and lending, private bank and wealth management, middle-market investment banking, and real estate investment trust services. It is headquartered in Chicago, IL