Billy D. Cole

St. Joseph Bancorp, Inc. operates as a bank holding company of Midwest Federal Savings and Loan Association of St. Joseph, a wholly-owned subsidiary. The bank is a federally chartered savings and loan association and a community-oriented savings association, which provides financial services to individuals, families and businesses. Its business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans. It also offers a variety of deposit accounts, including savings accounts, NOW accounts and certificates of deposit. St. Joseph Bancorp was founded in September 2008 and is headquartered in St. Joseph, MO.