Alo Kallumaa

Afalon Investment Management Oy (Afalon) is an independent multi-family office and asset manager headquartered in Espoo, Finland. The firm was founded in 2010 and formerly known as Northern Star Partners Oy. Afalon provides investors with a broad suite of wealth planning, investment advisory and investment management solutions. Their clients are successful business builders, wealthy families and institutions.

Aurator Asset Management Ltd. (AAM) is the asset management subsidiary of Evli Pankki Oyj in Finland. Established in 1996, the firm is headquartered in Turku and provides comprehensive individual investment and asset management services for institutional, corporate and private investors.

Mandatum Asset Management Ltd., a subsidiary of Mandatum Oyj, is a Finnish company located in Helsinki. The firm provides investment advice. Lauri Vaittinen is the current CEO, occupying that position since 2021.

Keskinäinen Eläkevakuutusyhtiö Ilmarinen (Ilmarinen), also known as Ilmarinen Mutual Pension Insurance Co., is an independent Finnish pension insurance firm which was founded in 1961 by Finland’s largest insurance companies and six smaller insurers. Headquartered in Helsinki, Ilmarinen provides pension advisory services and pension insurance services to employees, self-employed persons and company pension funds.

Carnegie Investment Bank AB is the broker/delear subsidiary of Carnegie Holding AB in Sweden. Headquartered in Stockholm, the firm was founded in 1803 and offers institutional clients several services within research, equity sales and equity capital market transactions (ECM). The Fixed Income unit offers bond research and sales. Carnegie Investment Bank’s research and equity sales enjoy a global position in Nordic equities.

OP Asset Management Ltd. (OPAM) is the majority-owned asset management subsidiary of OP Cooperative, itself a subsidiary of OP Financial Group in Finland. Formerly known as Pohjola Asset Management Ltd., the firm was established as OKO Asset Management when when OKO Bank's and Pohjola's asset management operations merged. Headquartered in Helsinki, OPAM provides institutional investors with a full range of asset management services, depending on client needs: discretionary investment management, advisory investment management or opportunities to invest in individual mutual funds available from OP Mutual Funds and a wide range of international partners’ funds.

Cinia Oy provides data network and software solutions. It offers international connectivity services, customized networks, cyber security, monitoring, and management solutions. The company serves the transport and logistics, health and safety, electricity, energy, and manufacturing industry, as well as data centers and the financial sector. Cinia was founded on April 30, 1998 and is headquartered in Helsinki, Finland.

Seesam Insurance AS is an insurance company. It is engaged in providing insurance services in Estonia and, through its branches, in Latvia and Lithuania. The company was founded on May 31, 2011 and is headquartered in Tallinn, Estonia.

Sp-Henkivakuutus Oy provides life insurance solutions for private customers and companies. Its products include savings, asset management, pension, and loan insurance. The company was founded on January 29, 2007 and is headquartered in Helsinki, Finland.

Säästöpankkiliitto osk provides banking services. It operates through the Banking, and Asset Management Services segments. The Banking segment offers savings and fixed-period accounts, book-entry securities, securities trade, branch and online services, debit and credit cards, ATMs and cash services, clearing and settlement, asset loans, mortgage bank loans, and capital financing products. The Asset Management Services segment provides funds and asset management, saving and life insurance, loan payment protection insurance, risk life insurance, non-life and statutory pension insurance. The company was founded in 1906 and is headquartered in Helsinki, Finland.

S-Bank Fund Management Ltd. (S-Bank) is the asset management subsidiary of S-Pankki Oyj, which is owned by S-Group in Finland. Founded in 1994 as FIM Asset Management Ltd., the firm was acquired by Reykjavik-based Glitnir banki hf (ICEX: GLB) in 2007 and renamed as Glitnir Asset Management. They changed their name back to FIM Asset Management Ltd. in 2008 after an MBO from Glitnir and became S-Bank Fund Management in 2021. Headquartered in Helsinki, S-Bank offers discretionary asset management, fund management and financial advisory services to institutions, companies and private investors with a team specifically dedicated to insurance companies.