Market Closed -
London S.E.
16:35:02 31/05/2024 BST
|
5-day change
|
1st Jan Change
|
479.9
GBX
|
+0.17%
|
|
-1.68%
|
+10.40%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
16,416
|
12,770
|
15,436
|
12,392
|
11,822
|
12,820
|
-
|
-
|
Enterprise Value (EV)
1 |
5,931
|
5,554
|
15,436
|
12,392
|
11,822
|
12,820
|
12,820
|
12,820
|
P/E ratio
|
6.56
x
|
4.63
x
|
8.19
x
|
-11.6
x
|
11.7
x
|
11.2
x
|
9.94
x
|
9
x
|
Yield
|
2.27%
|
6.46%
|
5.37%
|
7%
|
7.68%
|
7.45%
|
8.03%
|
8.7%
|
Capitalization / Revenue
|
0.36
x
|
0.27
x
|
0.33
x
|
0.36
x
|
-
|
0.3
x
|
0.3
x
|
0.39
x
|
EV / Revenue
|
0.36
x
|
0.27
x
|
0.33
x
|
0.36
x
|
-
|
0.3
x
|
0.3
x
|
0.39
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-4.59
x
|
-5.24
x
|
0.78
x
|
8.12
x
|
9.83
x
|
8.92
x
|
8.35
x
|
FCF Yield
|
-
|
-21.8%
|
-19.1%
|
128%
|
12.3%
|
10.2%
|
11.2%
|
12%
|
Price to Book
|
0.93
x
|
0.65
x
|
0.83
x
|
1.1
x
|
1.28
x
|
1.43
x
|
1.38
x
|
1.34
x
|
Nbr of stocks (in thousands)
|
2,979,681
|
2,984,348
|
2,858,603
|
2,798,521
|
2,719,498
|
2,671,370
|
-
|
-
|
Reference price
2 |
5.509
|
4.279
|
5.400
|
4.428
|
4.347
|
4.799
|
4.799
|
4.799
|
Announcement Date
|
05/03/20
|
04/03/21
|
02/03/22
|
09/03/23
|
07/03/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
45,665
|
46,569
|
46,202
|
34,451
|
-
|
42,615
|
43,036
|
32,859
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
4,319
|
3,166
|
2,768
|
2,683
|
1,946
|
1,725
|
1,885
|
2,045
|
Operating Margin
|
9.46%
|
6.8%
|
5.99%
|
7.79%
|
-
|
4.05%
|
4.38%
|
6.22%
|
Earnings before Tax (EBT)
1 |
3,374
|
3,474
|
2,329
|
-1,605
|
1,690
|
1,668
|
1,798
|
1,983
|
Net income
1 |
2,548
|
2,754
|
1,966
|
-1,160
|
1,085
|
1,187
|
1,337
|
1,451
|
Net margin
|
5.58%
|
5.91%
|
4.26%
|
-3.37%
|
-
|
2.78%
|
3.11%
|
4.42%
|
EPS
2 |
0.8395
|
0.9237
|
0.6592
|
-0.3820
|
0.3720
|
0.4276
|
0.4828
|
0.5330
|
Free Cash Flow
1 |
-
|
-2,781
|
-2,944
|
15,867
|
1,455
|
1,304
|
1,437
|
1,536
|
FCF margin
|
-
|
-5.97%
|
-6.37%
|
46.06%
|
-
|
3.06%
|
3.34%
|
4.67%
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
134.1%
|
109.9%
|
107.46%
|
105.84%
|
Dividend per Share
2 |
0.1250
|
0.2763
|
0.2901
|
0.3100
|
0.3340
|
0.3573
|
0.3853
|
0.4176
|
Announcement Date
|
05/03/20
|
04/03/21
|
02/03/22
|
09/03/23
|
07/03/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019 S2
|
2021 S1
|
2021 S2
|
2022 S1
|
2022 S2
|
2023 S1
|
2023 S2
|
---|
Net sales
|
24,374
|
22,735
|
23,467
|
-
|
17,039
|
-
|
-
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
|
-
|
1,010
|
-
|
829
|
1,844
|
715
|
-
|
Operating Margin
|
-
|
4.44%
|
-
|
-
|
10.82%
|
-
|
-
|
Earnings before Tax (EBT)
|
-
|
-
|
-
|
-
|
-
|
496
|
-
|
Net income
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net margin
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EPS
|
-
|
-0.0816
|
-
|
-
|
-
|
-
|
-
|
Dividend per Share
1 |
-
|
0.0967
|
-
|
0.1030
|
0.2070
|
0.1110
|
0.2230
|
Announcement Date
|
05/03/20
|
12/08/21
|
02/03/22
|
10/08/22
|
09/03/23
|
16/08/23
|
07/03/24
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
10,485
|
7,216
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-2,781
|
-2,944
|
15,867
|
1,455
|
1,304
|
1,437
|
1,536
|
ROE (net income / shareholders' equity)
|
14.5%
|
11.3%
|
6.53%
|
11.8%
|
11.3%
|
13.1%
|
14%
|
15.2%
|
ROA (Net income/ Total Assets)
|
0.57%
|
0.45%
|
0.3%
|
0.55%
|
0.34%
|
0.38%
|
0.41%
|
0.42%
|
Assets
1 |
444,755
|
613,090
|
650,993
|
-209,084
|
319,212
|
310,203
|
329,767
|
343,502
|
Book Value Per Share
2 |
5.950
|
6.560
|
6.500
|
4.030
|
3.390
|
3.370
|
3.480
|
3.570
|
Cash Flow per Share
2 |
1.990
|
-0.8900
|
-0.9700
|
5.080
|
-0.9800
|
0.5100
|
0.5400
|
-
|
Capex
1 |
-
|
97
|
86
|
-
|
350
|
16
|
16
|
17
|
Capex / Sales
|
-
|
0.21%
|
0.19%
|
-
|
-
|
0.04%
|
0.04%
|
0.05%
|
Announcement Date
|
05/03/20
|
04/03/21
|
02/03/22
|
09/03/23
|
07/03/24
|
-
|
-
|
-
|
Last Close Price
4.799
GBP Average target price
5.123
GBP Spread / Average Target +6.74% Consensus |
1st Jan change
|
Capi.
|
---|
| +10.40% | 16.31B | | +12.07% | 78.88B | | +9.44% | 51.46B | | +8.93% | 51.07B | | +20.90% | 46.59B | | +16.04% | 43.21B | | +23.53% | 39.69B | | -0.60% | 29.1B | | -6.79% | 27.94B | | -15.80% | 26.05B |
Other Life & Health Insurance
|