Valuation: Provident Financial

Market Cap 293M 387M 339M 313M 549M 36.51B 561M 3.76B 1.45B 18.05B 1.45B 1.42B 62.58B P/E 2026 *
7.82x
P/E 2027 * 4.93x
Enterprise Value 293M 387M 339M 313M 549M 36.51B 561M 3.76B 1.45B 18.05B 1.45B 1.42B 62.58B EV / Sales 2026 *
0.57x
EV / Sales 2027 * 0.52x
Free-Float
88.67%
Yield 2026 *
-
Yield 2027 * 5.81%
Manager TitleAgeSince
Chief Executive Officer 60 31/07/2023
Director of Finance/CFO 60 31/10/2023
Chief Operating Officer - -
Director TitleAgeSince
Director/Board Member 68 31/03/2019
Director/Board Member 60 08/03/2023
Chairman 65 14/09/2023
Change 5-day change 1-year change 3-year change Capi.($)
-.--%-.--% - - 387M
-1.06%+1.93%+3.04%+40.08% 64.47B
+1.49%+4.02%+3.52%+72.41% 42.44B
-0.89%-0.27%-14.07%+17.05% 29.82B
+0.18%+4.52%+19.49%+141.44% 26.46B
+1.28%+2.94%+46.65%+202.73% 25.74B
+3.35%-0.17%+6.62%+118.05% 22.94B
+0.23%-2.05%-23.38% - 16.76B
+0.43%+6.21%+10.68%+66.98% 16.27B
+2.71%-0.86% - - 16.25B
Average +0.36%+1.83%+6.57%+94.10% 29.02B
Weighted average by Cap. +0.17%+2.04%+6.43%+82.95%

Financials

2026 *2027 *
Net sales 513M 678M 595M 548M 962M 63.98B 982M 6.59B 2.55B 31.62B 2.55B 2.49B 110B 560M 741M 649M 599M 1.05B 69.87B 1.07B 7.2B 2.78B 34.53B 2.78B 2.72B 120B
Net income 40.47M 53.48M 46.89M 43.22M 75.88M 5.05B 77.46M 520M 201M 2.49B 201M 196M 8.65B 62.57M 82.69M 72.5M 66.83M 117M 7.8B 120M 803M 311M 3.86B 310M 304M 13.37B
Net Debt - -
Logo Provident Financial
Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APRs and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.
Employees
-
Trader
Investor
-
Global
-
Quality
ESG MSCI
AA
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
1.170GBP
Average target price
1.562GBP
Spread / Average Target
+33.55%

Annual profits - Rate of surprise