Valuation: OSB Group Plc

Market Cap 1.73B 2.34B 2.03B 1.9B 3.27B 223B 3.32B 22.23B 8.71B 112B 8.79B 8.6B 373B P/E 2026 *
6.81x
P/E 2027 * 6.06x
Enterprise Value 1.73B 2.34B 2.03B 1.9B 3.27B 223B 3.32B 22.23B 8.71B 112B 8.79B 8.6B 373B EV / Sales 2026 *
2.57x
EV / Sales 2027 * 2.43x
Free-Float
99.48%
Yield 2026 *
7.3%
Yield 2027 * 7.64%
1 month+12.33%
3 months+2.33%
6 months-6.86%
Current year-6.86%
1 month 7.29
Extreme 7.29
7.47
Current year 6.65
Extreme 6.65
8.08
1 year 6.65
Extreme 6.65
8.08
3 years 4.45
Extreme 4.45
8.08
5 years 4.45
Extreme 4.45
8.08
10 years 2.95
Extreme 2.95
8.08
Manager TitleAgeSince
Chief Executive Officer 57 30/11/2011
Director of Finance/CFO - 09/05/2024
Chief Operating Officer - 31/08/2025
Director TitleAgeSince
Director/Board Member 57 30/11/2011
Chairman 71 03/02/2020
Director/Board Member 67 03/01/2022
Change 5-day change 1-year change 3-year change Capi.($)
-.--%-.--% - - 2.4B
-0.42%+2.44%+37.57%+172.17% 34.59B
-0.05%+1.36%+30.11%+26.33% 11.84B
-0.43%+2.20% - - 5.02B
-0.86%+0.46%+50.68%+86.03% 4.15B
-2.02%+0.58%-22.70%+0.69% 4.02B
-0.69%+8.32%+29.93%+230.45% 3.8B
-1.07%-2.34%-4.41%+33.38% 3.21B
+0.55%+9.13%+49.11%+81.12% 3.13B
-0.84%-4.42%-12.37%+16.06% 2.91B
Average -0.58%+0.91%+19.74%+80.78% 8.08B
Weighted average by Cap. -0.48%+0.76%+29.45%+116.92%

Financials

2026 *2027 *
Net sales 675M 911M 789M 738M 1.27B 86.82B 1.29B 8.65B 3.39B 43.44B 3.42B 3.35B 145B 714M 964M 835M 781M 1.34B 91.88B 1.37B 9.15B 3.59B 45.97B 3.62B 3.54B 154B
Net income 267M 361M 312M 292M 503M 34.36B 511M 3.42B 1.34B 17.19B 1.35B 1.32B 57.46B 287M 387M 335M 314M 539M 36.88B 549M 3.67B 1.44B 18.45B 1.45B 1.42B 61.66B
Net Debt - -
Logo OSB Group Plc
OSB Group PLC is a United Kingdom-based specialist mortgage lender, primarily focused on selected sub-segments of the United Kingdom mortgage market. The Company operates through two segments: OneSavings Bank (OSB), and Charter Court Financial Services (CCFS). The OneSavings Bank segment includes Buy-to-Let/SME sub-segments and Residential sub-segment. Buy-to-Let/SME sub-segments include buy-to-let, residential development, commercial, and funding lines. Residential sub-segments include first charge and second charge. The segments consist of brands such as Kent Reliance and InterBay. The Charter Court Financial Services segment includes Buy-to-Let, Residential, Bridging, Second charge, and Other. This segment operates through Precise Mortgages brand. Its Precise Mortgages brand uses an automated underwriting platform to manage mortgage applications. The Company’s lending is funded by retail deposits sourced through its Kent Reliance (KR) and Charter Savings Bank (CSB) franchises.
Employees
2,431
Sector
Banks
Date Price Change Volume
Trader
Investor
-
Global
-
Quality
ESG MSCI
A
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
5.205GBP
Average target price
6.597GBP
Spread / Average Target
+26.75%

Annual profits - Rate of surprise