Company Valuation: OFG Bancorp

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 1,324 1,311 1,764 1,942 1,801 2,100 - -
Change - -0.99% 34.55% 10.13% -7.27% 16.57% - -
Enterprise Value (EV) 1,324 1,311 1,764 1,942 1,801 2,100 2,100 2,100
Change - -0.99% 34.55% 10.13% -7.27% 16.57% 0% 0%
P/E 9.45x 8.01x 9.79x 10x 8.95x 10.5x 10.5x 9.56x
PBR 1.23x 1.26x 1.48x 1.53x 1.28x 1.45x 1.35x 1.24x
PEG - 0.4x 0.9x 1x 1.08x 3.26x -33.09x 0.9x
Capitalization / Revenue 2.47x 2.16x 2.58x 2.74x 2.46x 2.86x 2.88x 2.75x
EV / Revenue 0x 0x 0x 0x 0x 2.86x 2.88x 2.75x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.03x 6.26x -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.4 0.7 0.88 1 1.2 1.4 1.427 -
Rate of return 1.51% 2.54% 2.35% 2.36% 2.93% 2.82% 2.87% -
EPS 2 2.81 3.44 3.83 4.23 4.58 4.728 4.712 5.2
Distribution rate 14.2% 20.3% 23% 23.6% 26.2% 29.6% 30.3% -
Net sales 1 536.6 607.8 682.7 709.6 731.4 732.9 728.4 764.2
EBITDA - - - - - - - -
EBIT 1 214.8 268.2 325.9 336 341.6 348 335.6 -
Net income 1 144.9 166.2 181.9 198.2 205.1 198.5 187 195.4
Net Debt - - - - - - - -
Reference price 2 26.56 27.56 37.48 42.32 40.98 49.69 49.69 49.69
Nbr of stocks (in thousands) 49,847 47,563 47,058 45,898 43,955 42,258 - -
Announcement Date 19/01/22 26/01/23 24/01/24 22/01/25 22/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
10.51x - - 2.82% 2.1B
14.79x - - 1.86% 905B
13.3x - - 1.97% 425B
5.4x - - 5.74% 354B
12.04x - - 4.28% 336B
18.59x - - 2.29% 289B
5.17x - - 5.91% 271B
12.47x - - 2.14% 268B
5.51x - - 5.64% 249B
17.22x - - 2.24% 234B
Average 11.50x 3.49% 333.16B
Weighted average by Cap. 12.16x 3.23%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. OFG Stock
  4. Valuation OFG Bancorp