Company Valuation: OFG Bancorp

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 1,324 1,311 1,764 1,942 1,801 2,116 - -
Change - -0.99% 34.55% 10.13% -7.27% 17.46% - -
Enterprise Value (EV) 1,324 1,311 1,764 1,942 1,801 2,116 2,116 2,116
Change - -0.99% 34.55% 10.13% -7.27% 17.46% 0% 0%
P/E 9.45x 8.01x 9.79x 10x 8.95x 10.6x 10.4x 9.63x
PBR 1.23x 1.26x 1.48x 1.53x 1.28x 1.46x 1.35x 1.25x
PEG - 0.4x 0.9x 1x 1.08x 3.07x 6.32x 1.21x
Capitalization / Revenue 2.47x 2.16x 2.58x 2.74x 2.46x 2.89x 2.87x 2.77x
EV / Revenue 0x 0x 0x 0x 0x 2.89x 2.87x 2.77x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.1x 6.2x -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.4 0.7 0.88 1 1.2 1.4 1.44 -
Rate of return 1.51% 2.54% 2.35% 2.36% 2.93% 2.8% 2.88% -
EPS 2 2.81 3.44 3.83 4.23 4.58 4.738 4.816 5.2
Distribution rate 14.2% 20.3% 23% 23.6% 26.2% 29.5% 29.9% -
Net sales 1 536.6 607.8 682.7 709.6 731.4 733.4 736.3 764.2
EBITDA - - - - - - - -
EBIT 1 214.8 268.2 325.9 336 341.6 347 341 -
Net income 1 144.9 166.2 181.9 198.2 205.1 199.7 192.7 195.4
Net Debt - - - - - - - -
Reference price 2 26.56 27.56 37.48 42.32 40.98 50.07 50.07 50.07
Nbr of stocks (in thousands) 49,847 47,563 47,058 45,898 43,955 42,258 - -
Announcement Date 19/01/22 26/01/23 24/01/24 22/01/25 22/01/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution

P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
10.57x - - 2.8% 2.12B
13.53x - - 1.85% 907B
13.12x - - 1.94% 430B
5.8x - - 5.35% 378B
12.39x - - 4.17% 344B
19.02x - - 2.24% 300B
5.44x - - 5.61% 286B
12.1x - - 2.18% 265B
5.81x - - 5.39% 264B
14.14x - - 2.8% 241B
Average 11.19x 3.43% 341.61B
Weighted average by Cap. 11.65x 3.19%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA

Year-on-year evolution of the Yield

  1. Stock Market
  2. Stocks
  3. OFG Stock
  4. Valuation OFG Bancorp