Valuation: Guangzhou Rural Commercial Bank Co., Ltd.

Market Cap 18.72B 21.61B 2.76B 2.41B 2.21B 2.06B 3.91B 262B 3.98B 26.63B 10.32B 129B 10.35B 10.12B 443B P/E 2024
15.5x
P/E 2025 11x
Enterprise Value 28.96B 33.44B 4.26B 3.73B 3.42B 3.19B 6.05B 406B 6.15B 41.2B 15.97B 199B 16.01B 15.66B 686B EV / Sales 2024
8.79x
EV / Sales 2025 3.69x
Free-Float
10.45%
Yield 2024
2.96%
Yield 2025 3.37%
06-18 Guangzhou Rural Commercial Bank Co., Ltd. Announces Resignation of Wang Xigui as Chairwoman of the Board of Supervisors, with Effect from 18 June 2026 CI
05-29 Guangzhou Rural Commercial Bank Co., Ltd. Announces Final Ordinary Dividend for the Year Ended December 31, 2025, Payable on July 15, 2026 CI
05-04 Guangzhou Rural Commercial Bank Posts Q1 Profit of 1.30 Billion Yuan; Shares Slip 4% MT
03-27 Guangzhou Rural Commercial Bank fy net profit attributable rmb2,121.88 million RE
03-27 Guangzhou Rural Commercial Bank Co., Ltd. Proposes Cash Dividend for the Year Ended December 31, 2025, Payable on 15 July 2026 CI
03-27 Guangzhou Rural Commercial Bank Co., Ltd. Reports Earnings Results for the Full Year Ended December 31, 2025 CI
02-03 Guangzhou Rural Commercial Bank Co., Ltd. Announces Resignation of Zheng Guojian as Independent Non-Executive Director, Chairman and Member of the Audit Committee, Member of the Nomination and Remuneration Committee, and Member of the Related Party Transactions and Risk Management Committee, Effective February 3, 2026 CI
01-12 Guangzhou Qianrun Investment Partnership Enterprise (L.P.) signed a Share Transfer Agreement to acquire 8.84% stake in Zoje Resources Investment Co., Ltd. from Guangzhou Rural Commercial Bank Co., Ltd. for approximately CNY 290 million. CI
31/10/25 Guangzhou Rural Commercial Bank posts 9m net profit RMB1.72 billion RE
09/10/25 Guangzhou Rural Commercial Bank approves deal to dispose of assets RE
28/08/25 Guangzhou Rural Commercial Bank Co., Ltd. Reports Earnings Results for the Half Year Ended June 30, 2025 CI
28/08/25 Guangzhou Rural Commercial Bank posts HY net interest margin 1.03% RE
20/06/25 Certain Domestic Shares of Guangzhou Rural Commercial Bank Co., Ltd. are subject to a Lock-Up Agreement Ending on 20-JUN-2025. CI
1 week-5.66%
Current month-1.32%
1 month-1.32%
3 months-1.32%
6 months-1.32%
Current year-1.32%
1 week 1.5
Extreme 1.5
1.58
1 month 1.5
Extreme 1.5
1.65
Current year 1.35
Extreme 1.35
1.68
1 year 1.35
Extreme 1.35
1.91
3 years 1.35
Extreme 1.35
2.5
5 years 1.35
Extreme 1.35
3.45
10 years 1.35
Extreme 1.35
7.3
Manager TitleAgeSince
President 50 22/11/2023
Chief Tech/Sci/R&D Officer 54 31/01/2019
Corporate Officer/Principal 58 30/11/2017
Director TitleAgeSince
Director/Board Member 63 22/02/2021
Director/Board Member 62 12/12/2024
Director/Board Member 61 22/02/2021
Change 5-day change 1-year change 3-year change Capi.($)
0.00%-5.66%-9.64%-31.82% 2.76B
-0.19%-0.56%-6.19%+69.87% 302B
+0.81%+1.72%-1.02%+49.74% 105B
+1.35%+0.63%+17.22%+47.47% 72.62B
-0.54%+0.60%+9.13%+61.22% 61.36B
-0.57%+1.33%+32.53%+118.08% 51.8B
+2.16%+0.71%-28.62%+9.01% 53.15B
-1.69%0.00%+0.57%+11.46% 43.8B
+3.57%-3.73%-33.14%-36.61% 39.61B
+0.53%+2.73%+8.71%+141.62% 33.2B
Average +0.54%-0.78%-1.04%+44.01% 76.56B
Weighted average by Cap. +0.34%-0.72%-1.34%+57.21%

Financials

2024 2025
Net sales 8.06B 9.31B 1.19B 1.04B 952M 888M 1.68B 113B 1.71B 11.47B 4.44B 55.43B 4.46B 4.36B 191B 8.11B 9.37B 1.19B 1.04B 959M 894M 1.69B 114B 1.72B 11.54B 4.47B 55.78B 4.49B 4.39B 192B
Net income 2.08B 2.4B 306M 268M 246M 229M 435M 29.16B 442M 2.96B 1.15B 14.3B 1.15B 1.13B 49.29B 2.12B 2.45B 312M 273M 251M 234M 443M 29.74B 451M 3.02B 1.17B 14.59B 1.17B 1.15B 50.26B
Net Debt 48.94B 56.5B 7.2B 6.3B 5.78B 5.39B 10.22B 686B 10.39B 69.6B 26.97B 336B 27.05B 26.46B 1,159B 10.24B 11.83B 1.51B 1.32B 1.21B 1.13B 2.14B 144B 2.18B 14.57B 5.65B 70.42B 5.66B 5.54B 243B
Logo Guangzhou Rural Commercial Bank Co., Ltd.
Guangzhou Rural Commercial Bank Co Ltd is a China-based company primarily engaged in the provision of banking and related financial services. The Company mainly operates through four segments. The Corporate Banking segment is engaged in the provision of financial products and services for corporate customers, including deposits, loans, settlement, clearing and other trade-related services. The Retail Banking segment is engaged in the provision of financial products and services for individual customers, including deposits, debit and credit cards, personal and collateral loans and personal wealth management services. The Financial Market Business segment is engaged in the provision of proprietary trading and agent services including money market placements, investments, repurchases and foreign exchange transactions. The Others segment includes other businesses related to banking operations.
Employees
12,995
Sector
Banks
Date Price Change Volume
03/07/26 HK$1.500 0.00% 2,000
02/07/26 HK$1.500 -1.32% 11,000
30/06/26 HK$1.520 -3.80% 12,000
29/06/26 HK$1.580 -0.63% 0
26/06/26 HK$1.590 0.00% 0
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