Valuation: Community Financial System, Inc.

Market Cap 3.28B 2.93B 2.71B 2.46B 4.59B 312B 4.67B 32.6B 12.91B 163B 12.33B 12.06B 515B P/E 2026 *
13.5x
P/E 2027 * 12x
Enterprise Value 3.28B 2.93B 2.71B 2.46B 4.59B 312B 4.67B 32.6B 12.91B 163B 12.33B 12.06B 515B EV / Sales 2026 *
3.66x
EV / Sales 2027 * 3.4x
Free-Float
94.8%
Yield 2026 *
3.05%
Yield 2027 * 3.12%
1 day+0.08%
1 week+3.62%
Current month+4.84%
1 month+2.85%
3 months-6.47%
6 months-1.11%
Current year+8.67%
1 week 59.76
Extreme 59.76
62.78
1 month 57.01
Extreme 57.01
62.78
Current year 54.9
Extreme 54.895
71.11
1 year 53.46
Extreme 53.46
71.11
3 years 36.42
Extreme 36.42
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 31/12/2023
Director of Finance/CFO 48 30/03/2025
Chief Operating Officer - 30/06/2022
Director TitleAgeSince
Director/Board Member 60 25/02/2010
Director/Board Member 60 25/02/2010
Director/Board Member 59 25/02/2010
Date Insider Type Main position Quantity % Market Cap. Importance
17/09/26 Free

Director

347 0.0007%
17/09/26 Other

Director

396 0.0008%
09/09/26 Buy

Director

400 0.0008%
Change 5-day change 1-year change 3-year change Capi.($)
+0.08%+3.62%+10.30%+57.11% 3.28B
-1.47%-2.40%+12.58%+135.16% 894B
-1.50%-4.61%+19.47%+92.55% 428B
-1.86%-2.37%+10.40%+129.27% 380B
-1.02%-1.31%-2.32%+97.73% 354B
+0.46%-1.01%+23.92%+114.62% 335B
-0.58%-3.01%+35.34%+116.55% 322B
-1.07%-5.32%+36.18%+120.73% 313B
-0.36%+0.63%+36.56%+153.09% 280B
-0.75%-1.76%-2.45%+108.69% 249B
Average -0.81%-1.42%+18.00%+112.55% 355.78B
Weighted average by Cap. -1.03%-1.71%+17.73%+120.28%

Financials

2026 *2027 *
Net sales 897M 801M 740M 670M 1.25B 85.11B 1.27B 8.9B 3.52B 44.59B 3.36B 3.29B 141B 965M 862M 796M 722M 1.35B 91.64B 1.37B 9.58B 3.79B 48.01B 3.62B 3.55B 151B
Net income 245M 219M 202M 183M 343M 23.29B 349M 2.44B 964M 12.2B 921M 901M 38.47B 274M 245M 226M 205M 384M 26.06B 390M 2.72B 1.08B 13.65B 1.03B 1.01B 43.04B
Net Debt - -
Projected Income Statement - Annual - Community Financial System, Inc.
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
23/10/26 US$62.42 +0.08% 190,463
22/10/26 US$62.37 +2.68% 165,514
21/10/26 US$60.74 -0.12% 145,185
20/10/26 US$60.81 +1.60% 146,048
19/10/26 US$59.85 -0.65% 223,607
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
MarketScreener Ratings - Community Financial System, Inc.
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
62.42USD
Average target price
69.00USD
Spread / Average Target
+10.54%

Quarterly revenue - Rate of surprise

Rate of surprise - Net sales - Quarterly - Community Financial System, Inc.