Valuation: Community Financial System, Inc.

Market Cap 3.41B 2.96B 2.76B 2.53B 4.78B 325B 4.86B 32.51B 12.76B 162B 12.8B 12.52B 543B P/E 2026 *
14x
P/E 2027 * 12.2x
Enterprise Value 3.41B 2.96B 2.76B 2.53B 4.78B 325B 4.86B 32.51B 12.76B 162B 12.8B 12.52B 543B EV / Sales 2026 *
3.81x
EV / Sales 2027 * 3.52x
Free-Float
99.25%
Yield 2026 *
2.94%
Yield 2027 * 3%
1 day-0.41%
1 week-3.61%
1 month-3.44%
3 months+2.29%
6 months+3.70%
Current year+12.83%
1 week 62.67
Extreme 62.67
68.14
1 month 62.67
Extreme 62.67
71.11
Current year 54.9
Extreme 54.895
71.11
1 year 51.26
Extreme 51.26
71.11
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 31/12/2023
Director of Finance/CFO 48 30/03/2025
Chief Operating Officer - 30/06/2022
Director TitleAgeSince
Director/Board Member 60 25/02/2010
Director/Board Member 60 25/02/2010
Director/Board Member 59 25/02/2010
Date Insider Type Main position Quantity % Market Cap.
25/06/26 Sell

Director

-12,191 0.0232%
16/03/26 Fiscal year

Chairman

500 0.0009%
04/03/26 Free

Head of Human Resources

3,505 0.0067%
Change 5-day change 1-year change 3-year change Capi.($)
-0.41%-3.61%+22.98%+20.40% 3.42B
+0.27%-0.40%+18.75%+122.71% 933B
+0.36%-0.16%+31.06%+93.59% 433B
-1.70%+4.45%+24.75%+97.63% 409B
-0.69%+1.49%+70.78%+143.85% 366B
-1.60%+4.90%+14.41%+103.31% 321B
-0.33%-0.54%+65.03%+124.44% 292B
-0.54%+3.38%+21.37%+90.66% 276B
+1.19%+0.16%+7.22%+87.28% 258B
+1.30%-4.87%+69.20%+211.61% 249B
Average -0.26%+1.77%+34.55%+109.55% 354.06B
Weighted average by Cap. -0.27%+1.90%+32.66%+117.88%

Financials

2026 *2027 *
Net sales 896M 778M 725M 665M 1.26B 85.49B 1.28B 8.54B 3.35B 42.56B 3.36B 3.29B 143B 967M 841M 783M 719M 1.36B 92.36B 1.38B 9.23B 3.62B 45.98B 3.63B 3.55B 154B
Net income 245M 213M 198M 182M 344M 23.41B 349M 2.34B 918M 11.65B 921M 901M 39.08B 280M 244M 227M 208M 393M 26.78B 400M 2.68B 1.05B 13.33B 1.05B 1.03B 44.7B
Net Debt - -
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
31/07/26 US$64.81 -0.41% 317,251
30/07/26 US$65.08 +1.01% 249,413
29/07/26 US$64.43 -0.49% 315,955
28/07/26 US$64.75 -2.76% 343,052
27/07/26 US$66.59 -0.97% 270,992
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
64.81USD
Average target price
69.17USD
Spread / Average Target
+6.72%

Quarterly revenue - Rate of surprise