Valuation: Community Financial System, Inc.

Market Cap 3.48B 3.05B 2.81B 2.6B 4.93B 332B 5.01B 33.58B 13.19B 164B 13.08B 12.8B 563B P/E 2026 *
13.9x
P/E 2027 * 12.4x
Enterprise Value 3.48B 3.05B 2.81B 2.6B 4.93B 332B 5.01B 33.58B 13.19B 164B 13.08B 12.8B 563B EV / Sales 2026 *
3.89x
EV / Sales 2027 * 3.61x
Free-Float
94.81%
Yield 2026 *
2.86%
Yield 2027 * 2.92%
1 day+0.50%
1 week-1.61%
Current month-0.89%
1 month+2.46%
3 months+6.52%
6 months+9.23%
Current year+15.81%
1 week 65.04
Extreme 65.045
68.18
1 month 60.78
Extreme 60.78
69.23
Current year 54.9
Extreme 54.895
69.23
1 year 51.12
Extreme 51.12
69.23
3 years 35.38
Extreme 35.38
73.39
5 years 35.38
Extreme 35.38
78
10 years 35.38
Extreme 35.38
82.53
Manager TitleAgeSince
Chief Executive Officer 43 31/12/2023
Director of Finance/CFO 48 30/03/2025
Chief Operating Officer - 30/06/2022
Director TitleAgeSince
Director/Board Member 60 25/02/2010
Director/Board Member 60 25/02/2010
Director/Board Member 59 25/02/2010
Date Insider Type Main position Quantity % Market Cap.
06-24Sell

Director

-12,191 0.0232%
06-17Free

Director

320 0.0006%
06-17Other

Director

406 0.0008%
Change 5-day change 1-year change 3-year change Capi.($)
+0.51%-1.61%+11.80%+49.68% 3.48B
+0.40%-0.34%+16.78%+131.87% 899B
+0.89%-0.33%+27.11%+108.32% 420B
+0.15%+3.74%+9.18%+84.49% 362B
+1.00%+1.38%+59.89%+142.38% 335B
+0.35%+2.27%+62.88%+137.06% 290B
+0.74%+3.70%-1.09%+86.04% 278B
+1.60%+5.82%+9.46%+84.42% 258B
+0.22%-0.59%+5.55%+105.42% 266B
+1.38%+4.69%+74.89%+227.28% 237B
Average +0.73%+1.61%+27.65%+115.70% 334.89B
Weighted average by Cap. +0.67%+1.38%+26.72%+122.38%

Financials

2026 *2027 *
Net sales 895M 783M 722M 667M 1.27B 85.37B 1.29B 8.63B 3.39B 42.06B 3.36B 3.29B 145B 964M 844M 778M 719M 1.36B 91.97B 1.39B 9.3B 3.65B 45.31B 3.62B 3.54B 156B
Net income 252M 220M 203M 188M 356M 24.02B 362M 2.43B 954M 11.84B 946M 925M 40.69B 283M 248M 229M 211M 401M 27.03B 407M 2.73B 1.07B 13.32B 1.06B 1.04B 45.78B
Net Debt - -
Logo Community Financial System, Inc.
Community Financial System, Inc. is a diversified financial services company. The Company's business segments include Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking segment is a community bank serving the financial needs of customers in local communities. The Employee Benefit Services segment operates a national practice that provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, and health and welfare consulting services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services. The Wealth Management Services segment provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services and personal financial planning services. It also offers trust administration services.
Employees
2,927
Sector
Banks
Date Price Change Volume
10/07/26 US$66.52 +0.35% 69,047
09/07/26 US$66.29 +1.50% 246,814
08/07/26 US$65.31 -2.30% 289,697
07/07/26 US$66.85 -1.12% 172,545
06/07/26 US$67.61 0.00% 147,747
Trader
Investor
-
Global
-
Quality
ESG MSCI
BBB
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
6
Last Close Price
66.29USD
Average target price
69.17USD
Spread / Average Target
+4.34%

Quarterly revenue - Rate of surprise