Company Valuation: Chime Financial, Inc.

Data adjusted to current consolidation scope
Fiscal Period: December 2025 2026 2027 2028
Market Cap 1 9,428 10,316 - -
Change - 9.42% - -
Enterprise Value (EV) 1 8,302 9,414 8,713 7,751
Change - 13.39% -7.45% -11.04%
P/E -5.89x 58.7x 29.8x 19.5x
PBR 6.82x 6.48x 4.68x 3.41x
PEG -0x -1x 0.3x 0.4x
Capitalization / Revenue 4.31x 3.72x 3.08x 2.61x
EV / Revenue 3.8x 3.4x 2.6x 1.96x
EV / EBITDA 65.6x 19.4x 11.7x 7.45x
EV / EBIT -7.98x 57.4x 21.9x 11.8x
EV / FCF 252x 15.7x 13.4x 8.74x
FCF Yield 0.4% 6.35% 7.45% 11.4%
Dividend per Share 2 - - - -
Rate of return - - - -
EPS 2 -4.27 0.4643 0.9156 1.399
Distribution rate - - - -
Net sales 1 2,187 2,771 3,348 3,958
EBITDA 1 126.6 486.2 741.9 1,041
EBIT 1 -1,040 164.1 397 659.1
Net income 1 -1,010 182.8 369.9 583.8
Net Debt 1 -1,126 -902.2 -1,604 -2,566
Reference price 2 25.17 27.25 27.25 27.25
Nbr of stocks (in thousands) 374,578 378,585 - -
Announcement Date 25/02/26 - - -
1USD in Million2USD
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
58.69x3.4x19.36x-.--% 10.32B
52.72x18.24x33.82x-.--% 101B
13.85x2.87x6.39x1.94% 75.11B
22.27x6.14x11.8x-.--% 30.53B
35.52x3.78x12.06x-.--% 23.88B
34.63x17.41x28.56x2.46% 22.12B
75.69x6.04x25.81x-.--% 20.73B
7.31x - - 8.5% 17.87B
4.87x2.62x6.24x5.53% 16.73B
10.98x-1.2x-2.13x-.--% 14.32B
Average 31.65x 6.59x 15.77x 1.84% 33.3B
Weighted average by Cap. 33.70x 9.25x 19.03x 1.34%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield

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