Valuation: Chime Financial, Inc.

Market Cap 8.01B 7.03B 6.47B 6.03B 11.37B 761B 11.6B 77.81B 30.15B 374B 30.06B 29.41B 1,300B P/E 2026 *
64.4x
P/E 2027 * 27x
Enterprise Value 7.03B 6.17B 5.68B 5.29B 9.98B 668B 10.18B 68.3B 26.46B 328B 26.38B 25.81B 1,141B EV / Sales 2026 *
2.62x
EV / Sales 2027 * 2.01x
Free-Float
85.01%
Yield 2026 *
-
Yield 2027 * -
1 day+2.59%
1 week+20.89%
Current month+2.59%
1 month+9.31%
3 months+12.78%
6 months-16.53%
Current year-16.53%
1 week 18.03
Extreme 18.03
21.5
1 month 15.88
Extreme 15.88
21.5
Current year 15.88
Extreme 15.88
28.59
1 year 15.88
Extreme 15.88
38.67
3 years 15.88
Extreme 15.88
44.94
5 years 15.88
Extreme 15.88
44.94
10 years 15.88
Extreme 15.88
44.94
Manager TitleAgeSince
Chief Executive Officer 53 31/12/2011
Director of Finance/CFO 40 31/08/2019
President 57 07/12/2025
Director TitleAgeSince
Director/Board Member 49 31/01/2019
Chairman 53 31/12/2011
Director/Board Member 51 30/04/2018
Date Insider Type Main position Quantity % Market Cap.
06-14Sell

General Counsel

-3,000 0.0009%
06-08Sell

General Counsel

-3,000 0.0009%
06-01Free

Director

10,753 0.0032%
Change 5-day change 1-year change 3-year change Capi.($)
+2.59%+20.89%-35.13% - 7.8B
+8.35%+11.79%+17.68%+988.68% 90.3B
+2.33%+1.85%-65.74%-41.71% 71.39B
+3.52%+0.63%-44.58%-46.44% 29.57B
+2.82%+7.97%+24.96%+446.97% 27.31B
+7.05%+7.41%+34.12%+106.07% 26.7B
+4.94%+5.54%-50.46%-25.41% 20.1B
-1.09%-12.72%-67.82% - 15.57B
+1.96%+2.96%+4.63%+8.93% 16.46B
+6.59%+1.65%-17.86%+151.43% 13.14B
Average +2.78%+4.94%-20.02%+198.56% 31.84B
Weighted average by Cap. +2.31%+7.26%-16.73%+344.41%

Financials

2026 *2027 *
Net sales 2.68B 2.36B 2.17B 2.02B 3.81B 255B 3.89B 26.08B 10.11B 125B 10.07B 9.86B 436B 3.2B 2.81B 2.59B 2.41B 4.54B 304B 4.64B 31.1B 12.05B 149B 12.01B 11.75B 520B
Net income 131M 115M 106M 98.52M 186M 12.44B 190M 1.27B 493M 6.11B 491M 481M 21.25B 311M 273M 251M 234M 442M 29.58B 451M 3.02B 1.17B 14.52B 1.17B 1.14B 50.52B
Net Debt -978M -859M -791M -737M -1.39B -93B -1.42B -9.51B -3.68B -45.65B -3.67B -3.59B -159B -1.56B -1.37B -1.26B -1.18B -2.22B -148B -2.26B -15.17B -5.88B -72.85B -5.86B -5.73B -254B
Logo Chime Financial, Inc.
Chime Financial, Inc. is a financial technology company. The Company offers a range of low-cost banking and payments products that address the financial needs of everyday people. Through its platform, its members access FDIC-insured checking accounts and linked debit cards, nationwide ATM and cash deposit networks, and early access to their paycheck, allowing them to manage their money and pay for everyday expenses. Its liquidity products offered through its platform are designed to provide its eligible members with access to short-term liquidity when they need it most for free. These products include SpotMe, MyPay and Instant Loans. The SpotMe which allows eligible members to overdraft fee-free within their available limit. The MyPay, which allows its members to access up to $500 of their pay on demand before payday. The Instant Loans allows eligible members to borrow funds repaid in equal monthly installments over a specified period.
Employees
1,519
Date Price Change Volume
01/07/26 US$21.01 +2.59% 6,499,291
30/06/26 US$20.48 -2.48% 7,440,041
29/06/26 US$21.00 +3.35% 8,168,855
26/06/26 US$20.32 +11.22% 22,016,052
25/06/26 US$18.27 +5.12% 5,909,971
Trader
Investor
Global
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
18
Last Close Price
21.01USD
Average target price
30.50USD
Spread / Average Target
+45.17%

Quarterly revenue - Rate of surprise

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