Valuation: CalBank PLC

Market Cap 3.09B 266M 234M 221M 201M 377M 25.52B 379M 2.64B 1.02B 13.04B 1B 978M 41.91B P/E 2024
1.15x
P/E 2025 3.81x
Enterprise Value 3.51B 302M 265M 250M 228M 427M 28.96B 430M 3B 1.16B 14.8B 1.13B 1.11B 47.55B EV / Sales 2024
0.91x
EV / Sales 2025 2.87x
Free-Float
16.38%
Yield 2024 *
-
Yield 2025 -
1 day+2.82%
1 week+1.39%
Current month+4.29%
1 month-1.35%
3 months-9.88%
6 months+2.82%
Current year+14.06%
1 week 0.7
Extreme 0.7
0.73
1 month 0.7
Extreme 0.7
0.75
Current year 0.61
Extreme 0.61
0.94
1 year 0.33
Extreme 0.33
0.94
3 years 0.26
Extreme 0.26
0.94
5 years 0.26
Extreme 0.26
0.94
10 years 0.26
Extreme 0.26
1.72
Manager TitleAgeSince
Chief Executive Officer 54 31/01/2024
Chief Tech/Sci/R&D Officer - -
Compliance Officer - -
Director TitleAgeSince
Director/Board Member 56 01/11/2017
Director/Board Member 66 01/11/2017
Director/Board Member 63 31/12/2019
Change 5-day change 1-year change 3-year change Capi.($)
+2.82%+1.39%+15.87%+40.38% 266M
+1.33%-1.89%+8.54%+136.71% 912B
-1.89%+0.20%+31.84%+103.11% 410B
+1.20%-1.78%+8.60%+108.69% 396B
+0.83%-0.03%+45.57%+136.58% 343B
-1.50%-0.57%+29.20%+118.19% 327B
-0.99%-0.08%+42.38%+121.48% 299B
+1.25%+0.41%+40.27%+140.31% 280B
+3.95%+2.60%+55.11%+183.51% 266B
+0.96%-3.66%-2.40%+104.11% 251B
Average +0.80%-0.46%+27.50%+119.31% 348.33B
Weighted average by Cap. +0.59%-1.08%+25.09%+128.01%

Financials

2024 2025
Net sales 996M 85.82M 75.3M 71.12M 64.81M 121M 8.22B 122M 851M 330M 4.2B 322M 315M 13.5B 1.08B 93.06M 81.66M 77.13M 70.29M 132M 8.92B 133M 923M 357M 4.56B 349M 342M 14.64B
Net income 268M 23.07M 20.25M 19.12M 17.43M 32.62M 2.21B 32.85M 229M 88.63M 1.13B 86.63M 84.76M 3.63B 305M 26.28M 23.06M 21.78M 19.85M 37.15M 2.52B 37.42M 261M 101M 1.29B 98.67M 96.53M 4.14B
Net Debt 690M 59.48M 52.2M 49.3M 44.93M 84.1M 5.7B 84.7M 590M 228M 2.91B 223M 219M 9.36B 416M 35.86M 31.46M 29.72M 27.08M 50.69M 3.44B 51.05M 356M 138M 1.76B 135M 132M 5.64B
Logo CalBank PLC
CalBank Limited is a banking group organized around 4 areas of activity: - treasury management (43.2% of net interest income); - business bank (28.6%); - retail bank (25.8%): sale of classic and specialized banking products and services (leasing, mortgage loans, consumer loans, etc.); - brokerage services (2.1%) ; - others (0.3%). At the end of 2021, the group has GHS 2,239.5 million in current deposits and GHS 5,161.9 million in current loans. Products and services are marketed through a network of 33 branches located in Ghana.
Employees
1,046
Sector
Banks
Date Price Change Volume
25/09/26 GHS 0.7300 +2.82% 85,052
24/09/26 GHS 0.7100 0.00% 126,513
23/09/26 GHS 0.7100 +1.43% 153,891
22/09/26 GHS 0.7000 -2.78% 1,476,232
18/09/26 GHS 0.7200 +1.41% 90,262
Sell
Consensus
Buy
Mean consensus
HOLD
Number of Analysts
1
Last Close Price
0.7300GHS
Average target price
0.8600GHS
Spread / Average Target
+17.81%

Annual profits - Rate of surprise