Company Valuation: Bankinter, S.A.

Data adjusted to current consolidation scope
Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Market Cap 1 4,051 5,633 5,209 6,866 12,721 14,945 - -
Change - 39.03% -7.53% 31.82% 85.28% 17.49% - -
Enterprise Value (EV) 4,051 5,633 5,209 6,866 12,721 14,945 14,945 14,945
Change - 39.03% -7.53% 31.82% 85.28% 17.49% 0% 0%
P/E 3.09x 10.3x 6.37x 7.42x 12.1x 12.4x 11.3x 10.5x
PBR 0.84x 1.15x 0.98x 1.17x 1.98x 2.16x 1.97x 1.81x
PEG - -0.2x 0.1x 0.6x 0.9x 0.8x 1.15x 1.43x
Capitalization / Revenue 2.18x 2.7x 1.96x 2.37x 4.17x 4.55x 4.25x 4.02x
EV / Revenue 0x 0x 0x 0x 0x 4.55x 4.25x 4.02x
EV / EBITDA - - - - - - - -
EV / EBIT 0x 0x 0x 0x 0x 6.94x 6.39x 5.99x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Dividend per Share 2 0.23 0.28 0.45 0.51 0.57 0.6723 0.7428 0.7975
Rate of return 5.1% 4.47% 7.76% 6.68% 4.03% 4.04% 4.47% 4.8%
EPS 2 1.46 0.61 0.91 1.03 1.17 1.341 1.473 1.581
Distribution rate 15.8% 45.9% 49.5% 49.5% 48.7% 50.1% 50.4% 50.4%
Net sales 1 1,855 2,084 2,661 2,901 3,047 3,285 3,518 3,719
EBITDA - - - - - - - -
EBIT 1 1,002 1,166 1,667 1,848 1,947 2,154 2,341 2,496
Net income 1 1,333 560 845 953 1,090 1,215 1,330 1,426
Net Debt - - - - - - - -
Reference price 2 4.51 6.27 5.80 7.64 14.16 16.63 16.63 16.63
Nbr of stocks (in thousands) 898,511 898,638 898,637 898,646 898,677 898,685 - -
Announcement Date 20/01/22 19/01/23 25/01/24 23/01/25 21/01/26 - - -
1EUR in Million2EUR
Estimates

P/E, Detailed evolution



P/E (Y) EV / Sales (Y) EV / EBITDA (Y) Dividend Yield (Y) Capi.($)
13.56x - - 1.86% 912B
6.23x - - 4.98% 410B
12.22x - - 2.1% 396B
12.24x - - 4.26% 343B
6.14x - - 5.03% 327B
6.78x - - 4.69% 299B
17.6x - - 2.39% 280B
14.81x - - 2.66% 266B
11.34x - - 2.3% 251B
Average 11.21x 3.36% 387B
Weighted average by Cap. 11.40x 3.17%

Y-o-Y evolution of P/E

Historical PBR trend

Evolution Enterprise Value / Sales

Change in Enterprise Value/EBITDA



Year-on-year evolution of the Yield