Valuation: Arman Financial Services Limited

Market Cap 14.12B 148M 130M 119M 110M 209M 213M 1.43B 561M 6.96B 556M 544M 23.92B P/E 2024
9.56x
P/E 2025 26.2x
Enterprise Value 25.7B 269M 236M 217M 201M 381M 387M 2.6B 1.02B 12.66B 1.01B 990M 43.53B EV / Sales 2024
10.1x
EV / Sales 2025 10.3x
Free-Float
62%
Yield 2024 *
-
Yield 2025 -
06-09 Arman Financial Services Limited Appoints Pushpendrakumar as Interim Head - Internal Audit and Reconstitution of Board Committees, with Effect from June 09, 2026 CI
05-30 Arman Financial Services Limited Announces Resignation of Niteshkumar Mishra as Head of Internal Audit , Effective May 31, 2026 CI
05-29 Arman Financial Services Limited, Q4 2026 Earnings Call, May 29, 2026
05-27 Arman Financial Services Limited Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2026 CI
05-27 Arman Financial Services Limited Announces Management Changes CI
03-25 Arman Financial Services Limited Allots INR 1,250 Million Senior Secured Listed Rated Taxable Transferable Redeemable Non-Convertible Debentures on Private Placement Basis CI
02-16 Arman Financial Services Limited, Q3 2026 Earnings Call, Feb 16, 2026
02-12 Arman Financial Services says approved raising funds through NCDs up to 5 billion rupees RE
02-12 Arman Financial Services Limited Approves the Re-Designation of Vivek Modi from Group Chief Financial Officer to Executive Director & Group Chief Financial Officer, Effective February 12, 2026 CI
02-12 Arman Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
01-29 Arman Financial Services Raises INR1.25 Billion Through Debenture Allotment MT
01-29 Arman Financial Services Limited Allots 125,000 Listed, Rated, Senior, Secured, Transferable, Redeemable, Non-Convertible Debentures by Way of A Private Placement CI
01-19 Arman Financial Services to raise funds totaling 1.25 billion rupees via non-convertible debentures RE
1 day+4.49%
1 week+3.73%
Current month+6.47%
1 month+13.78%
3 months+11.54%
6 months+14.13%
Current year+16.54%
1 week 1,690
Extreme 1690
1,865
1 month 1,585.05
Extreme 1585.05
1,865
Current year 1,302.3
Extreme 1302.3
1,903.15
1 year 1,256.1
Extreme 1256.1
1,903.15
3 years 1,111
Extreme 1111
2,676.1
5 years 603.95
Extreme 603.95
2,676.1
10 years 165
Extreme 165
2,676.1
Manager TitleAgeSince
Chief Executive Officer 41 -
Director of Finance/CFO - 25/05/2018
Compliance Officer 33 19/06/2025
Director TitleAgeSince
Director/Board Member 74 25/11/1992
Director/Board Member 46 23/10/2000
Director/Board Member 75 25/11/1992
Date Insider Type Main position Quantity % Market Cap.
28/03/25Sell 454 0.0043%
02/03/25Sell 241 0.0023%
Change 5-day change 1-year change 3-year change Capi.($)
+4.49%+3.73%+6.24%-18.26% 191M
+1.66%-1.06%+7.69%+35.47% 65.24B
-1.17%-8.75%+4.35%+54.23% 41.2B
+1.11%+1.08%-6.05%+19.91% 31.65B
+1.14%-1.75%+55.52%+202.94% 25.45B
+1.22%-5.10%+1.83%+113.37% 24.07B
+0.86%+2.96%-10.44%+115.61% 23.88B
+3.68%+1.09%-27.04% - 16.14B
+0.88%+1.05%+16.99%+57.03% 16.01B
+1.33%+3.21% - - 15.72B
Average +1.57%-0.90%+5.45%+72.54% 25.96B
Weighted average by Cap. +1.19%-1.69%+6.29%+73.54%

Financials

2024 2025
Net sales 3.49B 36.58M 32M 29.51M 27.26M 51.72M 52.59M 353M 138M 1.72B 137M 134M 5.91B 2.45B 25.7M 22.48M 20.74M 19.15M 36.34M 36.95M 248M 97.29M 1.21B 96.5M 94.4M 4.15B
Net income 1.74B 18.2M 15.92M 14.68M 13.56M 25.73M 26.16M 175M 68.89M 855M 68.33M 66.85M 2.94B 521M 5.46M 4.78M 4.41M 4.07M 7.72M 7.85M 52.63M 20.67M 257M 20.5M 20.05M 882M
Net Debt 16.01B 168M 147M 135M 125M 237M 241M 1.62B 635M 7.89B 630M 616M 27.11B 11.58B 121M 106M 97.96M 90.48M 172M 175M 1.17B 460M 5.7B 456M 446M 19.61B
Logo Arman Financial Services Limited
Arman Financial Services Limited is an India-based holding company. The Company is a non-banking finance company (NBFC). It is engaged primarily in the business of Financing. The Company and its subsidiary are engaged in the business of providing Micro, Small and Medium Enterprise loans (MSME), TwoWheeler loans (TW), Loan again property (LAP) and Micro Finance Joint Liability Groups (JLG) Loans. It offers products such as Two Wheeler, which offers two wheeler financing for all models of motorcycles, mopeds, scooterettes and scooters of Hero, Honda, Bajaj, TVS, HMSI, Suzuki, Yamaha, and Royal Enfield; and MSME, it offers term loans to the underserved non-group micro-enterprise segment of the Indian market. The Company has one subsidiary, Namra Finance Limited, which is a non-deposit taking NBFC - Microfinance Institution (NBFC-MFI). Its subsidiary is engaged in providing microfinance loans (MFL) to Joint Liability Groups (JLGs), with a focus on women entrepreneurs.
Employees
1,154
Date Price Change Volume
10/07/26 ₹1,807.50 +4.49% 6,609
09/07/26 ₹1,729.80 +1.75% 1,090
08/07/26 ₹1,700.10 -0.52% 791
07/07/26 ₹1,709.05 -2.36% 868
06/07/26 ₹1,750.35 +0.45% 1,086
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