Valuation: Access Financial Services Limited

Market Cap 4.6B 29.23M 25.25M 23.75M 21.6M 40.51M 2.8B 41.27M 279M 109M 1.4B 110M 107M 4.67B P/E 2025
8.93x
P/E 2026 13.4x
Enterprise Value 7.25B 46.09M 39.81M 37.44M 34.06M 63.88M 4.41B 65.07M 439M 172M 2.21B 173M 169M 7.36B EV / Sales 2025
3.9x
EV / Sales 2026 4.04x
Free-Float
20.61%
Yield 2025
2.2%
Yield 2026 2.29%
08-16 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2026 CI
06-30 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2026 CI
02-15 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2025 CI
11-14 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2025 CI
11-13 Access Financial Services Limited Approves Dividend Payment, Payable on December 12, 2025 CI
14/08/25 Access Financial Services Limited Reports Earnings Results for the First Quarter Ended June 30, 2025 CI
04/08/25 Access Financial Services Limited Reports Earnings Results for the Full Year Ended March 31, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividends for the Quarter Ended March 31, 2025, Payable on August 29, 2025 CI
01/08/25 Access Financial Services Limited Declares Dividend for the Quarter Ended June 30, 2025, Payable on August 29, 2025 CI
01/07/25 Access Financial Services Limited and Embassy Loans Inc. Rejoin Marcus James as Executive Director, Effective July 1, 2025 CI
21/03/25 Access Financial Services Limited Resumes Operations After Cybersecurity Incident CI
13/02/25 Access Financial Services Limited Reports Earnings Results for the Third Quarter and Nine Months Ended December 31, 2024 CI
07/11/24 Access Financial Services Limited Reports Earnings Results for the Second Quarter and Six Months Ended September 30, 2024 CI
1 day+8.06%
1 week-1.35%
Current month-2.62%
1 month-4.23%
3 months-5.74%
6 months-6.84%
Current year-9.46%
1 week 15
Extreme 15
16.98
1 month 14.6
Extreme 14.6
19.76
Current year 14.6
Extreme 14.6
19.76
1 year 14.6
Extreme 14.6
19.98
3 years 14.05
Extreme 14.05
29.7
5 years 14.05
Extreme 14.05
30.74
10 years 14.05
Extreme 14.05
56
Manager TitleAgeSince
Chief Executive Officer - 09/12/2022
Director of Finance/CFO - -
Chief Tech/Sci/R&D Officer - 30/04/2022
Director TitleAgeSince
Chairman - 31/05/2021
Director/Board Member - 31/08/2014
Director/Board Member - 06/01/2015
Change 5-day change 1-year change 3-year change Capi.($)
+8.06%-1.35%-6.94%-26.79% 29.19M
-0.91%-0.39%+14.27%+8.52% 2.58B
+1.04%-3.74%+38.29% - 359M
0.00%+2.98%+88.33%+211.25% 328M
+0.03%+0.84%+63.01%+4.54% 263M
+7.89%+64.00%-52.33%-59.00% 52.53M
Average +2.68%+10.54%+24.10%+27.70% 601.78M
Weighted average by Cap. -0.36%+1.09%+25.80%+27.24%

Financials

2025 2026
Net sales 1.95B 12.38M 10.69M 10.06M 9.15M 17.16M 1.18B 17.48M 118M 46.18M 593M 46.48M 45.47M 1.98B 1.84B 11.71M 10.12M 9.52M 8.65M 16.23M 1.12B 16.54M 112M 43.69M 561M 43.98M 43.02M 1.87B
Net income 504M 3.2M 2.77M 2.6M 2.37M 4.44M 307M 4.52M 30.55M 11.95M 154M 12.03M 11.77M 511M 359M 2.28M 1.97M 1.85M 1.68M 3.16M 218M 3.22M 21.73M 8.5M 109M 8.56M 8.37M 364M
Net Debt 3.08B 19.61M 16.94M 15.93M 14.49M 27.17M 1.88B 27.68M 187M 73.12M 940M 73.61M 72.01M 3.13B 2.65B 16.86M 14.56M 13.7M 12.46M 23.36M 1.61B 23.8M 161M 62.88M 808M 63.3M 61.92M 2.69B
Logo Access Financial Services Limited
Access Financial Services Limited is a Jamaica-based financial services provider. The principal activity of the Company and its subsidiaries is retail lending to the micro enterprise sector for personal and business purposes. The Company also operates a money services division and offers bill payment services. Its loan products include personal loan and business loan. Its business loans are available to micro, small and medium sized businesses that operate in the agriculture, manufacturing, trading, and service sectors. Its personal loans are available to private and public sector employees. The Company operates in over two geographical areas namely Jamaica and the United States. Its wholly owned subsidiary is Embassy Loans Inc.
Employees
-
Date Price Change Volume
17/08/26 JMD 16.75 +8.06% 6,931
14/08/26 JMD 15.50 -8.66% 8,032
13/08/26 JMD 16.97 +0.12% 56
12/08/26 JMD 16.95 +13.00% 388,422
11/08/26 JMD 15.00 -11.66% 9,129