Rico Usthavia Frans

Chief Operating Officer at PT BANK CIMB NIAGA TBK

Finance

Communications

Consumer Services

Profile

Rico Usthavia Frans is Director-Operations, Technology & Analytics at PT Bank CIMB. Niaga Tbk since 2025.
Mr. Frans is Head-E-Business at Citibank Indonesia since 2001.
Former roles include Director-Digital Banking IT & Operations at PT Bank Mandiri (Persero) Tbk from 2016 to 2021, Director & Chief IT Digital Officer at PT XLSMART Telecom Sejahtera Tbk from 2024 to 2025, Independent Commissioner at PT Dayamitra Telekomunikasi from 2022 to 2023, President Commissioner at PT Dayamitra Telekomunikasi in 2023, President Commissioner at PT Asuransi Jiwa.
Inhealth Indonesia from 2014 to 2015, Commissioner at PT Simplefi Teknologi Indonesia from 2021 to 2025, President Commissioner at PT Centrepark Citra Corpora from 2022 to 2025, and Commissioner at PT.
Fintek Karya Nusantara from 2021 to 2023.
Education includes an undergraduate degree from Institut Teknologi Bandung conferred in 1992.

Rico Usthavia Frans active positions

Companies	Position	Start
PT BANK CIMB NIAGA TBK	Chief Operating Officer	23/07/2025
Citibank Indonesia Citibank Indonesia Regional BanksFinance Operates as a bank	Corporate Officer/Principal	31/12/1994

All active positions of Rico Usthavia Frans

Former positions of Rico Usthavia Frans

Companies	Position	End
PT XLSMART TELECOM SEJAHTERA TBK	Chief Tech/Sci/R&D Officer	31/12/2024
PT Simplefi Teknologi Indonesia PT Simplefi Teknologi Indonesia Packaged SoftwareTechnology Services Develops peer-to-peer lending platform	Director/Board Member	31/12/2024
PT Centrepark Citra Corpora PT Centrepark Citra Corpora Other Consumer ServicesConsumer Services Owns and operates parking lots	Chairman	31/12/2024
PT DAYAMITRA TELEKOMUNIKASI TBK.	Chairman	30/11/2023
PT DAYAMITRA TELEKOMUNIKASI TBK.	Director/Board Member	31/12/2022

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Linked companies

Private companies	10
PT Bank Mandiri (Persero) Tbk PT Bank Mandiri (Persero) Tbk Regional BanksFinance Provides commercial banking services	Finance
PT XL Axiata Tbk PT XL Axiata Tbk Major TelecommunicationsCommunications Provides mobile and telecommunication services	Communications
PT Dayamitra Telekomunikasi PT Dayamitra Telekomunikasi Specialty TelecommunicationsCommunications Provides fixed and wireless telecommunications services	Communications
Institut Teknologi Bandung Institut Teknologi Bandung Other Consumer ServicesConsumer Services Functions as a College/University	Consumer Services
PT Bank CIMB Niaga Tbk PT Bank CIMB Niaga Tbk Major BanksFinance Operates as commercial bank	Finance
PT Asuransi Jiwa Inhealth Indonesia PT Asuransi Jiwa Inhealth Indonesia Multi-Line InsuranceFinance Provides life and health insurance services	Finance
Citibank Indonesia Citibank Indonesia Regional BanksFinance Operates as a bank	Finance
PT Simplefi Teknologi Indonesia PT Simplefi Teknologi Indonesia Packaged SoftwareTechnology Services Develops peer-to-peer lending platform	Technology Services
PT Centrepark Citra Corpora PT Centrepark Citra Corpora Other Consumer ServicesConsumer Services Owns and operates parking lots	Consumer Services
PT Fintek Karya Nusantara PT Fintek Karya Nusantara Packaged SoftwareTechnology Services Develops application-based electronic payment financial solutions	Technology Services