Cash flow Wise plc

Equities

WISE

GB00BL9YR756

Business Support Services

Market Closed - London S.E. Other stock markets 16:35:10 06/02/2026 GMT			5-day change	1st Jan Change
899.00 ^GBX	+0.28%		-4.67%	+0.90%

02-04	Wise PLC - Holding(s) in company	RE
01-22	RBC cuts Admiral, Citigroup cuts Beazley	AN

6a04f15c480d20.rSBxX0DOoJRNd3i1hyCI0jLZiMQs8vnjCO2KLM30XgE.204zKXehxaEFMBv08kv_gmav15VzuYmza7LBYKKiD1WUc0kUOqmZxj1OTA

Published financial data: WISE PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2021	2022	2023	2024	2025
Revenues	421M	560M	846M	1.05B	1.21B
Interest And Invest. Income (Rev)	-	-	140M	485M	594M
Other Revenues, Total	-	-	-18.4M	-125M	-161M
Total Revenues	421M	560M	968M	1.41B	1.64B
Cost of Goods Sold, Total	152M	186M	308M	307M	328M
Gross Profit	269M	374M	660M	1.1B	1.32B
Selling General & Admin Expenses, Total	192M	314M	494M	598M	673M
Provision for Bad Debts	-	-	-	12.5M	9.1M
R&D Expenses	-	-	-	-	65.9M
Depreciation & Amortization - (IS)	21.7M	-	-	18.3M	18.4M
Amortization of Goodwill and Intangible Assets - (IS)	-	-	-	-	-
Other Operating Expenses	-3.8M	-5.8M	-10.7M	-5.7M	-7.1M
Other Operating Expenses, Total	210M	308M	484M	623M	759M
Operating Income	59.6M	66.1M	176M	482M	558M
Interest Expense, Total	-7.6M	-11.5M	-14.4M	-20.3M	-15.4M
Interest And Investment Income	1.9M	3.9M	2.8M	19.7M	34M
Net Interest Expenses	-5.7M	-7.6M	-11.6M	-600K	18.6M
Currency Exchange Gains (Loss)	-	-	-	-	-
Other Non Operating Income (Expenses)	-	-	-	-200K	-100K
EBT, Excl. Unusual Items	53.9M	58.5M	164M	481M	576M
Gain (Loss) On Sale Of Investments	-8.8M	-7M	-17.8M	-	-
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Asset Writedown	-	-	-	-	-11.5M
Other Unusual Items	-4M	-7.6M	-	-	-
EBT, Incl. Unusual Items	41.1M	43.9M	146M	481M	565M
Income Tax Expense	10.2M	11M	32.5M	127M	148M
Earnings From Continuing Operations	30.9M	32.9M	114M	355M	417M
Net Income to Company	30.9M	32.9M	114M	355M	417M
Net Income - (IS)	30.9M	32.9M	114M	355M	417M
Net Income to Common Incl Extra Items	30.9M	32.9M	114M	355M	417M
Net Income to Common Excl. Extra Items	30.9M	32.9M	114M	355M	417M
Per Share Items
Net EPS - Basic	0.07	0.03	0.12	0.34	0.4
Basic EPS - Continuing Operations	0.07	0.03	0.12	0.34	0.4
Basic Weighted Average Shares Outstanding	426M	967M	989M	1.04B	1.03B
Net EPS - Diluted	0.06	0.03	0.11	0.34	0.4
Diluted EPS - Continuing Operations	0.06	0.03	0.11	0.34	0.4
Diluted Weighted Average Shares Outstanding	510M	1.03B	1.04B	1.05B	1.05B
Normalized Basic EPS	0.08	0.04	0.1	0.29	0.35
Normalized Diluted EPS	0.07	0.04	0.1	0.29	0.34
American Depositary Receipts Ratio (ADR)	1	1	1	1	1
Supplemental Items
EBITDA	62.4M	69.3M	182M	487M	562M
EBITA	59.8M	66.5M	178M	483M	558M
EBIT	59.6M	66.1M	176M	482M	558M
EBITDAR	-	-	-	488M	564M
Effective Tax Rate - (Ratio)	24.82	25.06	22.18	26.34	26.22
Current Domestic Taxes	-	-	-	-	-
Current Foreign Taxes	-	-	-	-	-
Total Current Taxes	9.8M	21.2M	25.4M	94.2M	149M
Total Deferred Taxes	400K	-10.2M	7.1M	32.6M	-1.2M
Normalized Net Income	33.69M	36.56M	103M	301M	360M
Interest on Long-Term Debt	800K	900K	700K	1.1M	3.6M
Supplemental Operating Expense Items
Marketing Expenses	-	-	-	36.5M	53.8M
Selling and Marketing Expenses	-	-	-	36.5M	53.8M
General and Administrative Expenses	38.1M	314M	494M	186M	137M
Research And Development Expense From Footnotes	-	-	-	-	65.9M
Net Rental Expense, Total	-	-	-	1M	1.4M
Imputed Operating Lease Interest Expense	-	-	-	665K	842K
Imputed Operating Lease Depreciation	-	-	-	335K	558K
Stock-Based Comp., G&A Exp. (Total)	38.1M	42.2M	58.2M	-	58.4M
Stock-Based Comp., Other (Total)	-	300K	-	-	-
Total Stock-Based Compensation	38.1M	42.5M	58.2M	-	58.4M

Fiscal Period: March	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	286M	358M	671M	1.06B	1.43B
Short Term Investments	-	-	-	-	-
Total Cash And Short Term Investments	286M	358M	671M	1.06B	1.43B
Accounts Receivable, Total	34M	-	-	182M	174M
Other Receivables	1.1M	33.5M	106M	114M	96.4M
Total Receivables	35.1M	33.5M	106M	296M	271M
Prepaid Expenses	-	8.3M	19.4M	30.1M	26.4M
Deferred Tax Assets Current	-	-	-	-	-
Other Current Assets, Total	3.86B	6.99B	10.94B	13.57B	17.28B
Total Current Assets	4.18B	7.39B	11.74B	14.96B	19B
Gross Property Plant And Equipment	38.3M	41.4M	49.5M	67.8M	164M
Accumulated Depreciation	-14.3M	-18.8M	-28.4M	-33.5M	-47.9M
Net Property Plant And Equipment	24M	22.6M	21.1M	34.3M	116M
Other Intangibles, Total	27.5M	20.3M	11.4M	6.5M	4M
Deferred Tax Assets Long-Term	56.7M	114M	113M	103M	84.7M
Other Long-Term Assets, Total	15.1M	14.3M	17.9M	32.1M	38.8M
Total Assets	4.3B	7.56B	11.9B	15.14B	19.25B
Liabilities
Accounts Payable, Total	3.1M	10.4M	8.2M	7.9M	16.8M
Accrued Expenses, Total	23.1M	26.5M	63.3M	99M	122M
Short-term Borrowings	-	-	-	203M	-
Current Portion of Long-Term Debt	-	-	-	-	1.3M
Current Portion of Leases	3.5M	5.5M	257M	6.7M	10.3M
Current Income Taxes Payable	2M	5.3M	4M	6M	4.4M
Unearned Revenue Current, Total	3.2M	5.6M	8M	12.9M	12.8M
Other Current Liabilities	3.86B	6.99B	10.95B	13.76B	17.46B
Total Current Liabilities	3.9B	7.05B	11.29B	14.09B	17.62B
Long-Term Debt	78.6M	78.5M	-	-	98.1M
Long-Term Leases	16.6M	11.7M	7.8M	14.8M	75.9M
Deferred Tax Liability Non Current	2M	500K	1.1M	2.4M	4M
Other Non Current Liabilities	22.6M	17.9M	32.4M	48.4M	57.7M
Total Liabilities	4.02B	7.16B	11.33B	14.16B	17.86B
Common Stock, Total	-	10.2M	10.2M	10.2M	10.2M
Additional Paid In Capital	1.4M	-	-	-	-
Retained Earnings	163M	224M	358M	743M	1.17B
Treasury Stock	-	-400K	-10.4M	-55.5M	-66.8M
Comprehensive Income and Other	121M	175M	219M	282M	275M
Total Common Equity	285M	409M	577M	980M	1.39B
Total Equity	285M	409M	577M	980M	1.39B
Total Liabilities And Equity	4.3B	7.56B	11.9B	15.14B	19.25B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	434M	1.02B	1.02B	1.02B	1.02B
ECS Total Common Shares Outstanding	434M	1.02B	1.02B	1.02B	1.02B
Book Value / Share	0.66	0.4	0.56	0.96	1.36
Tangible Book Value	258M	389M	566M	973M	1.38B
Tangible Book Value Per Share	0.59	0.38	0.55	0.96	1.36
Total Debt	98.7M	95.7M	264M	224M	186M
Net Debt	-187M	-262M	-407M	-837M	-1.24B
Debt Equivalent Oper. Leases	-	-	-	8M	11.2M
Account Code - Inventory Valuation	3	3	3	3	3
Machinery, Total	4M	4.9M	6.6M	8.1M	15.5M
Full Time Employees	2.4K	3.4K	5.1K	5.5K	6.5K
Accumulated Allowance for Doubtful Accounts (Supple)	-	-	-	41.3M	46.6M

Fiscal Period: March	2021	2022	2023	2024	2025
Net Income	30.9M	32.9M	114M	355M	417M
Depreciation & Amortization - CF	7M	7.7M	9.6M	11.4M	15M
Amortization of Goodwill and Intangible Assets - (CF)	200K	400K	2.2M	400K	400K
Depreciation & Amortization, Total	7.2M	8.1M	11.8M	11.8M	15.4M
Amortization of Deferred Charges, Total - (CF)	14.5M	14.8M	11.4M	6.5M	3M
(Gain) Loss From Sale Of Asset	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-	-	-	300K	-
Asset Writedown & Restructuring Costs	-	-	-	-	11.5M
Stock-Based Compensation (CF)	38.5M	42.2M	58.2M	72.5M	58.4M
Other Operating Activities, Total	30.6M	43.8M	-83.9M	-80.2M	-107M
Change In Accounts Receivable	3.2M	-34M	-29.1M	-72.7M	56.8M
Change In Accounts Payable	30M	16.8M	23.8M	58M	58.9M
Change in Other Net Operating Assets	1.92B	3.01B	3.81B	2.9B	3.98B
Cash from Operations	2.07B	3.14B	3.92B	3.25B	4.49B
Capital Expenditure	-2.3M	-4.6M	-3.6M	-10.6M	-34.5M
Sale (Purchase) of Intangible assets	-20.9M	-7.3M	-5.2M	-2.4M	-900K
Investment in Marketable and Equity Securities, Total	-649M	-479M	-2.58B	-130M	-563M
Other Investing Activities, Total	-	100K	200K	100K	-
Cash from Investing	-672M	-490M	-2.59B	-143M	-598M
Short Term Debt Issued, Total	-	-	-	-	-
Long-Term Debt Issued, Total	119M	43M	529M	420M	200M
Total Debt Issued	119M	43M	529M	420M	200M
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-94.7M	-46.8M	-365M	-477M	-306M
Total Debt Repaid	-94.7M	-46.8M	-365M	-477M	-306M
Issuance of Common Stock	900K	3.4M	600K	1M	1M
Repurchase of Common Stock	-	-	-10.1M	-68.4M	-72.6M
Issuance of Preferred Stock	-	-	-	-	-
Other Financing Activities, Total	-	-900K	-700K	-1.1M	-3.6M
Cash from Financing	24.8M	-1.3M	154M	-126M	-181M
Foreign Exchange Rate Adjustments	-146M	51.4M	137M	-181M	-211M
Net Change in Cash	1.28B	2.7B	1.62B	2.8B	3.5B
Supplemental Items
Cash Interest Paid	6M	11.6M	13.1M	17.8M	18.3M
Cash Income Tax Paid (Refund)	4M	6.5M	18.7M	73.7M	144M
Levered Free Cash Flow	103M	92.12M	128M	316M	442M
Unlevered Free Cash Flow	108M	99.31M	137M	329M	452M
Change In Net Working Capital	-33.7M	-4.5M	45.4M	-22.2M	-62M
Net Debt Issued / Repaid	23.9M	-3.8M	164M	-57.1M	-106M

Fiscal Period: March	2021	2022	2023	2024	2025
Profitability
Return on Assets	1.12	0.7	1.13	2.23	2.03
Return on Total Capital	11.56	9.3	16.33	29.47	25.12
Return On Equity %	12.82	9.47	23.12	45.55	35.22
Return on Common Equity	12.82	9.47	23.12	45.55	35.22
Margin Analysis
Gross Profit Margin %	63.97	66.82	68.16	78.23	80.05
SG&A Margin	45.56	56.05	51.09	42.31	40.9
EBITDA Margin %	14.82	12.38	18.8	34.46	34.19
EBITA Margin %	14.2	11.88	18.4	34.17	33.93
EBIT Margin %	14.16	11.81	18.17	34.14	33.91
Income From Continuing Operations Margin %	7.34	5.88	11.78	25.11	25.33
Net Income Margin %	7.34	5.88	11.78	25.11	25.33
Net Avail. For Common Margin %	7.34	5.88	11.78	25.11	25.33
Normalized Net Income Margin	8	6.53	10.61	21.3	21.9
Levered Free Cash Flow Margin	24.42	16.45	13.24	22.39	26.89
Unlevered Free Cash Flow Margin	25.55	17.74	14.17	23.29	27.48
Asset Turnover
Asset Turnover	0.13	0.09	0.1	0.1	0.1
Fixed Assets Turnover	19.54	24.03	44.3	50.99	21.9
Receivables Turnover (Average Receivables)	-	-	-	9.02	6.79
Short Term Liquidity
Current Ratio	1.07	1.05	1.04	1.06	1.08
Quick Ratio	0.08	0.06	0.07	0.1	0.1
Operating Cash Flow to Current Liabilities	0.53	0.45	0.35	0.23	0.26
Days Sales Outstanding (Average Receivables)	-	-	-	40.57	53.73
Average Days Payable Outstanding	10.35	13.26	11.01	9.58	13.74
Long Term Solvency
Total Debt/Equity	34.6	23.39	45.83	22.88	13.39
Total Debt / Total Capital	25.7	18.95	31.43	18.62	11.81
LT Debt/Equity	33.37	22.04	1.35	1.51	12.55
Long-Term Debt / Total Capital	24.79	17.86	0.93	1.23	11.07
Total Liabilities / Total Assets	93.37	94.59	95.15	93.53	92.8
EBIT / Interest Expense	7.84	5.75	12.22	23.75	36.22
EBITDA / Interest Expense	8.79	6.45	13.03	24.33	37.22
(EBITDA - Capex) / Interest Expense	8.49	6.05	12.78	23.81	34.98
Total Debt / EBITDA	1.48	1.29	1.41	0.45	0.32
Net Debt / EBITDA	-2.81	-3.53	-2.17	-1.69	-2.17
Total Debt / (EBITDA - Capex)	1.53	1.38	1.44	0.46	0.34
Net Debt / (EBITDA - Capex)	-2.91	-3.77	-2.21	-1.73	-2.31
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	39.13	32.99	71.67	45.91	16.48
Gross Profit, 1 Yr. Growth %	40.85	38.92	74.52	67.49	19.19
EBITDA, 1 Yr. Growth %	148.61	11.06	148.63	196.41	15.57
EBITA, 1 Yr. Growth %	164.6	11.2	152.98	201.06	15.67
EBIT, 1 Yr. Growth %	163.72	10.91	151.29	205	15.68
Earnings From Cont. Operations, 1 Yr. Growth %	106	6.47	246.5	211.05	17.51
Net Income, 1 Yr. Growth %	106	6.47	246.5	211.05	17.51
Normalized Net Income, 1 Yr. Growth %	129.36	8.53	180.85	228.6	19.71
Diluted EPS Before Extra, 1 Yr. Growth %	97.4	4.61	244.03	208.32	17.79
Accounts Receivable, 1 Yr. Growth %	-	-	-	259.06	-4.39
Net Property, Plant and Equip., 1 Yr. Growth %	25.65	-5.83	-6.64	62.56	237.9
Total Assets, 1 Yr. Growth %	81.02	75.84	57.37	27.16	27.14
Tangible Book Value, 1 Yr. Growth %	46.89	50.85	45.41	72.13	42
Common Equity, 1 Yr. Growth %	44.97	43.43	40.98	69.86	41.46
Cash From Operations, 1 Yr. Growth %	74.51	51.31	24.92	-17.12	38.34
Capital Expenditures, 1 Yr. Growth %	-25.81	100	-21.74	194.44	225.47
Levered Free Cash Flow, 1 Yr. Growth %	638.9	-10.38	35.94	432.75	15
Unlevered Free Cash Flow, 1 Yr. Growth %	543.05	-7.66	35.18	384.26	13.75
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	53.83	36.03	51.63	58.27	30.37
Gross Profit, 2 Yr. CAGR %	55.48	39.88	56.51	70.97	41.29
EBITDA, 2 Yr. CAGR %	114.2	66.16	70.78	157.85	85.09
EBITA, 2 Yr. CAGR %	120.49	71.54	72.58	161.82	86.61
EBIT, 2 Yr. CAGR %	120.13	71.02	71.79	162.46	87.83
Earnings From Cont. Operations, 2 Yr. CAGR %	73.21	48.1	92.08	228.3	91.19
Net Income, 2 Yr. CAGR %	73.21	48.1	92.08	228.3	91.19
Normalized Net Income, 2 Yr. CAGR %	120.36	57.78	74.59	186.86	98.34
Diluted EPS Before Extra, 2 Yr. CAGR %	68.16	1.61	89.7	225.68	90.57
Accounts Receivable, 2 Yr. CAGR %	-	-	-	-	85.29
Net Property, Plant and Equip., 2 Yr. CAGR %	130.94	8.78	-6.24	23.19	134.37
Total Assets, 2 Yr. CAGR %	96.62	78.41	66.35	41.46	27.15
Tangible Book Value, 2 Yr. CAGR %	55.95	48.86	48.11	58.21	56.34
Common Equity, 2 Yr. CAGR %	50.24	44.2	42.2	54.75	55.01
Cash From Operations, 2 Yr. CAGR %	74.15	62.5	37.48	1.75	7.08
Capital Expenditures, 2 Yr. CAGR %	0	21.81	25.11	51.8	209.57
Levered Free Cash Flow, 2 Yr. CAGR %	35.94	157.33	11.65	83.15	173.02
Unlevered Free Cash Flow, 2 Yr. CAGR %	40.72	143.68	12.92	80.05	157.99
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	53.11	46.55	47.34	49.7	42.89
Gross Profit, 3 Yr. CAGR %	51.46	49.75	51.11	60.09	51.6
EBITDA, 3 Yr. CAGR %	80.56	72.08	93.55	98.32	97.33
EBITA, 3 Yr. CAGR %	84.64	75.51	99	100.58	99.41
EBIT, 3 Yr. CAGR %	84.43	75.16	98.18	100.75	99.74
Earnings From Cont. Operations, 3 Yr. CAGR %	70.81	47.27	96.61	125.56	133.1
Net Income, 3 Yr. CAGR %	70.81	47.27	96.61	125.56	133.1
Normalized Net Income, 3 Yr. CAGR %	90.47	74.02	91.22	107.48	114.37
Diluted EPS Before Extra, 3 Yr. CAGR %	57.82	13.94	52.58	123.04	132.04
Accounts Receivable, 3 Yr. CAGR %	-6.2	-	-	-	-
Net Property, Plant and Equip., 3 Yr. CAGR %	89.98	71.25	3.38	12.64	72.45
Total Assets, 3 Yr. CAGR %	124.85	89.44	71.1	52.1	36.52
Tangible Book Value, 3 Yr. CAGR %	40.27	54.23	47.7	55.72	52.61
Common Equity, 3 Yr. CAGR %	38.49	47.93	43.12	50.88	50.19
Cash From Operations, 3 Yr. CAGR %	121.55	66.18	48.86	16.14	12.72
Capital Expenditures, 3 Yr. CAGR %	0	25.99	5.11	66.42	95.74
Levered Free Cash Flow, 3 Yr. CAGR %	61.59	18.31	109.62	45.43	67.43
Unlevered Free Cash Flow, 3 Yr. CAGR %	61.73	22.28	101.65	45.15	64.55
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	72.14	53.21	52.51	51.34	40.3
Gross Profit, 5 Yr. CAGR %	77.21	52.03	53.46	58.23	47.1
EBITDA, 5 Yr. CAGR %	27.31	194.09	76.58	104.52	86.25
EBITA, 5 Yr. CAGR %	26.05	163.96	79.72	108.32	89.9
EBIT, 5 Yr. CAGR %	25.97	163.64	79.27	108.29	89.88
Earnings From Cont. Operations, 5 Yr. CAGR %	11.95	39.66	79.02	102.95	94.42
Net Income, 5 Yr. CAGR %	11.95	39.66	79.02	102.95	94.42
Normalized Net Income, 5 Yr. CAGR %	25.37	135.89	83.95	112.54	89.63
Diluted EPS Before Extra, 5 Yr. CAGR %	5.57	14.43	47.89	73.43	66.77
Accounts Receivable, 5 Yr. CAGR %	57.91	-	-	-	-
Net Property, Plant and Equip., 5 Yr. CAGR %	70.15	54.58	43.23	50.11	43.42
Total Assets, 5 Yr. CAGR %	134.34	125.97	99.32	68.55	51.94
Tangible Book Value, 5 Yr. CAGR %	52.46	57.16	43.36	55.81	51.1
Common Equity, 5 Yr. CAGR %	52.07	53.09	39.96	50.62	47.76
Cash From Operations, 5 Yr. CAGR %	194	186.32	83.06	36.57	30.48
Capital Expenditures, 5 Yr. CAGR %	9.83	19.89	9.37	35.74	61.92
Levered Free Cash Flow, 5 Yr. CAGR %	27.06	24.59	39.38	41.56	99.75
Unlevered Free Cash Flow, 5 Yr. CAGR %	28.23	26.33	40.08	43.36	93.36