Cash flow Trustmark Corporation

Equities

TRMK

US8984021027

Banks

Market Closed - Nasdaq Other stock markets 21:00:00 17/07/2025 BST			5-day change	1st Jan Change
38.30 ^USD	+0.79%		-1.03%	+8.28%

05-28	Trustmark Corporation, Q1 2025 Earnings Call, Apr 23, 2025
05-22	Trustmark Corp Says Court Terminates Consent Order Between DOJ, Cfpb & Trustmark National Bank - SEC Filing	RE

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Published financial data: TRUSTMARK CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Interest Income On Loans	417M	400M	474M	775M	845M
Interest Income On Investments	50.89M	42.01M	68.2M	104M	116M
Interest Income, Total	468M	443M	542M	879M	960M
Interest On Deposits	37.49M	16.94M	29.07M	246M	329M
Total Interest On Borrowings	4.31M	7.22M	18.06M	80M	46.53M
Interest Expense, Total	41.8M	24.16M	47.12M	326M	376M
Net Interest Income	427M	418M	495M	553M	584M
Service Charges On Deposits	32.29M	33.25M	42.16M	43.42M	44.38M
Trust Income	31.62M	35.19M	35.01M	35.09M	37.25M
Total Mortgage Banking Activities	126M	63.75M	28.31M	26.22M	26.63M
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-5.7M	-8.01M	-6.21M	-7.95M	-190M
Total Other Non Interest Income	90.56M	97.74M	106M	110M	58.74M
Non Interest Income, Total	275M	222M	205M	207M	-23.42M
Revenues Before Provison For Loan Losses	701M	640M	700M	760M	561M
Provision For Loan Losses	36.11M	-24.45M	22.89M	24.58M	41.26M
Total Revenues	665M	665M	677M	735M	520M
Salaries And Other Employee Benefits	263M	273M	283M	299M	259M
Occupancy Expense	26.49M	27.04M	29.26M	29.48M	29.13M
Federal Deposit Insurance	-	-	-	-	-
Selling General & Admin Expenses, Total	28.47M	29.94M	29.33M	32.3M	32.13M
(Income) Loss on Real Estate Property	1.96M	3.53M	-	-	-
Total Other Non Interest Expense	149M	145M	161M	171M	165M
Non Interest Expense, Total	469M	478M	502M	531M	486M
EBT, Excl. Unusual Items	196M	186M	175M	204M	34.06M
Restructuring Charges	-4.4M	-5.7M	-	-	-
Total Merger & Related Restructuring Charges	-	-	-	-	-
Asset Writedown	-1.7M	-140K	-400K	-470K	-
Legal Settlements	-	-	-101M	-6.5M	-
Other Unusual Items	-	-5M	-	-	-
EBT, Incl. Unusual Items	190M	175M	73.75M	197M	34.06M
Income Tax Expense	29.76M	28.05M	1.86M	31.85M	-11.15M
Earnings From Continuing Operations	160M	147M	71.89M	165M	45.21M
Earnings Of Discontinued Operations	-	-	-	-	178M
Net Income to Company	160M	147M	71.89M	165M	223M
Net Income - (IS)	160M	147M	71.89M	165M	223M
Net Income to Common Incl Extra Items	160M	147M	71.89M	165M	223M
Net Income to Common Excl. Extra Items	160M	147M	71.89M	165M	45.21M
Per Share Items
Net EPS - Basic	2.52	2.35	1.17	2.71	3.65
Basic EPS - Continuing Operations	2.52	2.35	1.17	2.71	0.74
Basic Weighted Average Shares Outstanding	63.5M	62.79M	61.24M	61.05M	61.16M
Net EPS - Diluted	2.51	2.34	1.17	2.7	3.65
Diluted EPS - Continuing Operations	2.51	2.34	1.17	2.7	0.74
Diluted Weighted Average Shares Outstanding	63.65M	62.97M	61.43M	61.23M	61.38M
Normalized Basic EPS	1.93	1.85	1.78	2.09	0.35
Normalized Diluted EPS	1.92	1.85	1.78	2.09	0.35
Dividend Per Share	0.92	0.92	0.92	0.92	0.92
Payout Ratio	36.72	39.42	78.84	34.23	25.47
Supplemental Items
Effective Tax Rate - (Ratio)	15.68	15.99	2.52	16.14	-32.75
Current Domestic Taxes	49.56M	7.93M	18.66M	36.65M	-35.03M
Total Current Taxes	49.56M	7.93M	18.66M	36.65M	-35.03M
Deferred Domestic Taxes	-19.8M	20.12M	-16.8M	-4.8M	23.88M
Total Deferred Taxes	-19.8M	20.12M	-16.8M	-4.8M	23.88M
Normalized Net Income	122M	116M	109M	128M	21.29M
Non-Cash Pension Expense	3.22M	3.25M	2.67M	2.62M	2.44M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	5.2M	5.6M	4.88M	6.16M	7.22M
Total Stock-Based Compensation	5.2M	5.6M	4.88M	6.16M	7.22M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	1.93B	2.27B	739M	976M	567M
Investment Securities, Total	50.46M	371M	437M	408M	271M
Trading Asset Securities, Total	47.77M	24.81M	8.87M	23.32M	15.4M
Mortgage Backed Securities	2.48B	3.21B	3.08B	2.78B	2.76B
Total investments	2.58B	3.61B	3.53B	3.21B	3.04B
Gross Loans	10.43B	10.28B	12.2B	12.95B	13.09B
Allowance For Loan Losses	-117M	-99.46M	-120M	-139M	-160M
Net Loans	10.32B	10.18B	12.08B	12.81B	12.93B
Gross Property Plant And Equipment	488M	508M	531M	558M	571M
Accumulated Depreciation	-263M	-271M	-282M	-289M	-302M
Net Property Plant And Equipment	225M	237M	249M	269M	269M
Goodwill	385M	384M	384M	384M	335M
Other Intangibles, Total	7.39M	5.07M	3.64M	2.96M	126K
Loans Held For Sale	447M	276M	135M	185M	200M
Accrued Interest Receivable	38.2M	32.47M	57.4M	77.3M	72.1M
Restricted Cash	19M	-	-	-	-
Deferred Tax Assets Long-Term (Collected)	50.61M	40.76M	138M	125M	50.15M
Other Real Estate Owned And Foreclosed	11.65M	4.56M	1.99M	6.87M	5.92M
Other Long-Term Assets, Total	539M	562M	696M	673M	680M
Total Assets	16.55B	17.6B	18.02B	18.72B	18.15B
Liabilities
Interest Bearing Deposits	9.47B	10.15B	10.1B	11.55B	11.1B
Institutional Deposits	228M	164M	247M	822M	935M
Non-Interest Bearing Deposits	4.35B	4.77B	4.09B	3.2B	3.07B
Total Deposits	14.05B	15.09B	14.44B	15.57B	15.11B
Short-Term Borrowings	330M	328M	1.54B	920M	663M
Current Portion of Long-Term Debt	-	-	-	-	-
Current Portion of Leases	5.08M	6.53M	5.9M	5.62M	5.87M
Long-Term Debt	123M	123M	123M	123M	124M
Federal Home Loan Bank Debt - Long-Term	116K	97K	78K	58K	-
Long-Term Leases	35.02M	36.4M	38.09M	40.29M	36.74M
Trust Preferred Securities (BS)	61.86M	61.86M	61.86M	61.86M	61.86M
Other Non Current Liabilities	207M	212M	316M	339M	191M
Total Liabilities	14.81B	15.85B	16.52B	17.06B	16.19B
Common Stock, Total	13.22M	12.84M	12.7M	12.72M	12.71M
Additional Paid In Capital	233M	176M	155M	160M	158M
Retained Earnings	1.5B	1.59B	1.6B	1.71B	1.88B
Comprehensive Income and Other	-1.05M	-32.56M	-275M	-220M	-83.66M
Total Common Equity	1.74B	1.74B	1.49B	1.66B	1.96B
Total Equity	1.74B	1.74B	1.49B	1.66B	1.96B
Total Liabilities And Equity	16.55B	17.6B	18.02B	18.72B	18.15B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	63.41M	61.49M	60.98M	61.08M	60.77M
ECS Total Common Shares Outstanding	63.42M	61.65M	60.98M	61.07M	61.01M
Book Value / Share	27.45	28.25	24.47	27.21	32.17
Tangible Book Value	1.35B	1.35B	1.1B	1.27B	1.63B
Tangible Book Value Per Share	21.26	21.93	18.11	20.87	26.68
Tangible Book Value Per Share (As Reported)	21.26	21.93	18.11	20.87	26.68
Average Assets	15.22B	17.06B	17.48B	18.67B	18.55B
Average Loans	10.64B	10.73B	11.25B	12.8B	13.28B
Total Debt	555M	556M	1.77B	1.15B	891M
Federal Funds Sold	50K	-	4M	-	-
Debt Equivalent of Unfunded Proj. Benefit Obligation	66.32M	60.78M	47.2M	45.14M	41.01M
Net Debt	-1.43B	-1.74B	1.02B	153M	309M
Full Time Employees	2.8K	2.69K	2.74K	2.76K	2.5K
Number Of Offices	183	180	169	163	163

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	160M	147M	71.89M	165M	223M
Depreciation, Depletion & Amortization	38.27M	43.5M	38.45M	35.08M	37.96M
Amortization of Goodwill and Intangible Assets - (CF)	3.05M	2.32M	1.43M	675K	110K
Total Depreciation, Depletion & Amortization	41.32M	45.81M	39.88M	35.76M	38.07M
Gain (Loss) on Sale of Loans & Receivables - (CF)	-94.99M	-70.95M	-24.91M	-13.6M	-19.28M
(Gain) Loss on Sale of Investments - (CF)	13.25M	20.31M	11.21M	6.1M	172M
Provision for Credit Losses	45.05M	-24.45M	22.89M	24.58M	41.26M
Stock-Based Compensation (CF)	5.2M	5.6M	4.88M	6.16M	7.22M
Net (Increase) Decrease in Loans Originated / Sold - Operating	-41.52M	186M	152M	-27.95M	23.6M
Change in Other Net Operating Assets (Collected)	-35.98M	62.04M	116M	22.92M	-115M
Other Operating Activities	-27M	-22.46M	-96.88M	-22.56M	-26.12M
Net Cash From Discontinued Operations	-	-	-	-	-228M
Cash from Operations	65.35M	349M	297M	197M	117M
Capital Expenditure	-22.58M	-27.36M	-26.62M	-40.08M	-23.49M
Sale of Property, Plant, and Equipment	2.8M	961K	5.11M	1.86M	2.22M
Cash Acquisitions	-7.93M	-	-	-	-
Divestitures	-	-	-	-	321M
Purchase / Sale of Intangible Assets	-8.25M	-3.84M	-7.39M	-8.58M	-5.09M
Sale (Purchase) of Real Estate Properties (Collected)	17.34M	5.06M	3.14M	2.41M	4.98M
Investment in Marketable and Equity Securities, Total	-175M	-1.14B	-286M	373M	152M
Net (Increase) Decrease in Loans Originated / Sold - Investing	-1.03B	155M	-1.93B	-762M	-177M
Other Investing Activities, Total	3.5M	602K	-43.04M	21.78M	9.65M
Cash from Investing	-1.22B	-1.01B	-2.28B	-411M	285M
Short Term Debt Issued, Total	517K	74.06M	211M	-	-
Long-Term Debt Issued, Total	123M	-	975M	-	-
Total Debt Issued	123M	74.06M	1.19B	-	-
Short Term Debt Repaid, Total	-91.5M	-	-	-43.59M	-81.74M
Long-Term Debt Repaid, Total	-1.76M	-20.62M	-1.41M	-576M	-200M
Total Debt Repaid	-93.26M	-20.62M	-1.41M	-619M	-282M
Repurchase of Common Stock	-28.64M	-63.18M	-26.29M	-1.09M	-9.02M
Common Dividends Paid	-58.77M	-58.08M	-56.68M	-56.65M	-56.79M
Common & Preferred Stock Dividends Paid	-58.77M	-58.08M	-56.68M	-56.65M	-56.79M
Net Increase (Decrease) in Deposit Accounts - (CF)	2.8B	1.04B	-650M	1.13B	-462M
Other Financing Activities, Total	-	-	-	-	-
Cash from Financing	2.75B	971M	452M	455M	-810M
Net Change in Cash	1.59B	314M	-1.53B	241M	-408M
Supplemental Items
Cash Interest Paid	42.97M	24.43M	45.28M	307M	386M
Cash Income Tax Paid (Refund)	46.65M	15.26M	2.7M	38.8M	21.47M
Net Debt Issued / Repaid	30.16M	53.44M	1.18B	-619M	-282M

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	1.06	0.86	0.4	0.9	0.25
Return On Equity %	9.41	8.46	4.45	10.49	2.49
Return on Common Equity	9.41	8.46	4.45	10.49	2.49
Shareholders Value Added	-38.28M	-55.7M	-121M	-23.08M	5.67M
Margin Analysis
SG&A Margin	47.78	49.63	50.39	49	61.62
Net Interest Income / Total Revenues %	64.14	62.94	73.08	75.2	112.44
EBT Excl. Non-Recurring Items Margin %	29.46	28.02	25.84	27.79	6.55
Income From Continuing Operations Margin %	24.06	22.17	10.62	22.51	8.7
Net Income Margin %	24.06	22.17	10.62	22.51	42.91
Net Avail. For Common Margin %	24.06	22.17	10.62	22.51	8.7
Normalized Net Income Margin	18.41	17.51	16.15	17.37	4.1
Asset quality
Nonperforming Loans / Total Loans %	0.6	0.61	0.54	0.77	0.61
Nonperforming Loans / Total Assets %	0.38	0.36	0.37	0.53	0.44
Nonperforming Assets / Total Assets %	0.45	0.38	0.38	0.57	0.47
NPAs / Loans and OREO	0.72	0.65	0.56	0.82	0.66
NPAs / Equity	4.29	3.86	4.55	6.43	4.38
Allowance for Credit Losses / Net Charge-offs %	6.28K	-2.72K	13.07K	1.7K	640.64
Allowance for Credit Losses / Nonperforming Loans %	185.82	158.63	182.22	139.36	200.06
Allowance for Credit Losses / Total Loans %	1.12	0.97	0.98	1.08	1.22
Net Charge-offs / Total Average Loans %	0.02	-0.03	0.01	0.06	0.19
Provision for Loan Losses / Net Charge-offs %	1.93K	669.81	2.49K	299.44	164.91
Earning Assets / IBL	142.72	148.42	145.76	131.58	129.27
Interest Income / Average Assets	3.08	2.59	3.1	4.71	5.18
Interest Expense / Average Assets	0.27	0.14	0.27	1.75	2.03
Net Interest Income / Average Assets	2.8	2.45	2.83	2.96	3.15
Non Interest Income / Average Assets	1.8	1.3	1.17	1.11	-0.13
Non Interest Expense / Average Asset	3.08	2.8	2.87	2.84	2.62
Capital And Funding
Total Average Common Equity / Total Average Assets %	11.32	10.2	9.08	8.59	9.83
Total Average Equity / Total Average Assets %	11.32	10.2	9.08	8.59	9.83
Total Equity + Allowance for Loan Losses / Total Loans %	17.81	17.9	13.21	13.91	16.22
Gross Loans / Total Deposits %	74.27	68.15	84.53	83.18	86.64
Net Loans / Total Deposits %	73.44	67.49	83.7	82.28	85.58
Tier 1 Capital Ratio %	12.11	11.77	10.15	10.44	11.94
Total Capital Ratio %	14.12	13.55	11.91	12.29	13.97
Core Tier 1 Capital Ratio	11.62	11.29	9.74	10.04	11.54
Tier 2 Capital Ratio	2	1.79	1.76	1.85	2.04
Equity Tier 1 Capital Ratio	11.22	10.71	7.61	8.41	10.86
Coverage Ratio	270.23	224.2	298.39	283.95	431.53
Leverage Ratio %	9.33	8.73	8.47	8.62	9.99
Interbank Ratio	0.03	-	0.89	-	-
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	45.02	25.31	5.08	3.47	1.73
EBT + Interest Expense / Interest Expense	5.54	8.26	2.56	1.61	1.09
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-0.01	-1.92	18.25	11.76	5.71
Non Interest Income, 1 Yr. Growth %	46.81	-19.19	-7.56	0.88	-115.78
Provision For Loan Losses, 1 Yr. Growth %	233.18	-154.27	-193.64	7.38	67.83
Total Revenues, 1 Yr. Growth %	10.32	1.31	1.84	8.61	-23.2
Earnings From Cont. Operations, 1 Yr. Growth %	6.36	-7.91	-51.22	130.21	-70.51
Net Income, 1 Yr. Growth %	6.36	-7.91	-51.22	130.21	34.76
Normalized Net Income, 1 Yr. Growth %	12.71	-4.92	-6.1	16.82	-81.88
Diluted EPS Before Extra, 1 Yr. Growth %	8.19	-6.77	-50	130.77	-70.43
Dividend Per Share, 1 Yr. Growth %	0	0	0	0	0
Gross Loans, 1 Yr. Growth %	10.91	-1.47	18.7	6.12	1.08
Allowance For Loan Losses, 1 Yr. Growth %	37.86	-15.22	20.87	15.93	15
Net Loans, 1 Yr. Growth %	10.66	-1.31	18.68	6.02	0.92
Non Performing Loans, 1 Yr. Growth %	18.6	-0.68	5.22	51.59	-19.9
Non Performing Assets, 1 Yr. Growth %	-9.33	-10.06	1.05	57.27	-19.51
Total Assets, 1 Yr. Growth %	22.63	6.31	2.39	3.92	-3.04
Total Deposits, 1 Yr Growth %	24.93	7.39	-4.31	7.84	-2.96
Tangible Book Value, 1 Yr. Growth %	5.87	0.26	-18.31	15.42	22.65
Average Interest Earning Assets, 1 Yr. Growth %	13.26	13.31	2.86	6.67	-0.42
Average Interest Bearing Liabilities, 1 Yr. Growth %	10.14	8.96	4.74	18.17	1.36
Common Equity, 1 Yr. Growth %	4.84	0.01	-14.3	11.36	18.08
Total Equity, 1 Yr. Growth %	4.84	0.01	-14.3	11.36	18.08
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	0.84	-0.97	7.7	14.96	8.69
Non Interest Income, 2 Yr. CAGR %	21.89	8.92	-13.57	-3.43	-60.67
Provision For Loan Losses, 2 Yr. CAGR %	45.8	50.19	-28.71	0.27	34.24
Total Revenues, 2 Yr. CAGR %	6.41	5.01	1.58	5.17	-8.68
Earnings From Cont. Operations, 2 Yr. CAGR %	3.43	-1.03	-32.98	5.97	-13.85
Net Income, 2 Yr. CAGR %	3.43	-1.03	-32.98	5.97	76.13
Normalized Net Income, 2 Yr. CAGR %	6.71	3.52	-5.51	4.73	-53.9
Diluted EPS Before Extra, 2 Yr. CAGR %	6.57	0.43	-31.73	7.42	-13.59
Dividend Per Share, 2 Yr. CAGR %	0	0	0	0	0
Gross Loans, 2 Yr. CAGR %	8.02	4.54	8.15	12.23	3.57
Allowance For Loan Losses, 2 Yr. CAGR %	20.7	8.11	1.23	18.38	15.46
Net Loans, 2 Yr. CAGR %	7.9	4.5	8.22	12.17	3.44
Non Performing Loans, 2 Yr. CAGR %	1.21	8.53	2.23	26.3	10.19
Non Performing Assets, 2 Yr. CAGR %	-11.88	-9.7	-4.67	26.06	12.51
Total Assets, 2 Yr. CAGR %	11.61	14.17	4.33	3.15	0.38
Total Deposits, 2 Yr CAGR %	11.18	15.83	1.37	1.59	2.3
Tangible Book Value, 2 Yr. CAGR %	5.97	3.03	-9.5	-2.9	21.4
Average Interest Earning Assets, 2 Yr. CAGR %	6.15	13.29	7.96	4.75	3.06
Average Interest Bearing Liabilities, 2 Yr. CAGR %	4.61	9.55	6.83	11.25	9.44
Common Equity, 2 Yr. CAGR %	4.6	2.4	-7.42	-2.31	14.67
Total Equity, 2 Yr. CAGR %	4.6	2.4	-7.42	-2.31	14.67
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	1.53	-0.08	5.06	9.03	11.79
Non Interest Income, 3 Yr. CAGR %	14.14	6.28	3.13	-9	-52.74
Provision For Loan Losses, 3 Yr. CAGR %	67.4	12.9	28.3	-18.28	19.05
Total Revenues, 3 Yr. CAGR %	4.39	4.22	3.94	3.87	-7.87
Earnings From Cont. Operations, 3 Yr. CAGR %	14.85	-0.5	-21.82	1.13	-32.56
Net Income, 3 Yr. CAGR %	14.85	-0.5	-21.82	1.13	14.81
Normalized Net Income, 3 Yr. CAGR %	3.72	2.68	0.21	1.41	-43.24
Diluted EPS Before Extra, 3 Yr. CAGR %	17.28	1.92	-20.4	2.46	-31.89
Dividend Per Share, 3 Yr. CAGR %	0	0	0	0	0
Gross Loans, 3 Yr. CAGR %	5.72	4.76	9.06	7.47	8.38
Allowance For Loan Losses, 3 Yr. CAGR %	13.23	7.29	12.21	5.91	17.24
Net Loans, 3 Yr. CAGR %	5.64	4.74	9.03	7.48	8.29
Non Performing Loans, 3 Yr. CAGR %	-2.39	0.58	7.42	16.57	8.51
Non Performing Assets, 3 Yr. CAGR %	-12.36	-11.28	-6.25	12.64	8.55
Total Assets, 3 Yr. CAGR %	6.25	9.82	10.1	4.19	1.04
Total Deposits, 3 Yr CAGR %	9.92	9.91	8.69	3.49	0.05
Tangible Book Value, 3 Yr. CAGR %	4.68	4.03	-4.64	-1.86	6.38
Average Interest Earning Assets, 3 Yr. CAGR %	3.83	8.49	9.7	7.53	3
Average Interest Bearing Liabilities, 3 Yr. CAGR %	2.41	6.04	7.92	10.48	7.85
Common Equity, 3 Yr. CAGR %	3.47	3.05	-3.5	-1.54	4.06
Total Equity, 3 Yr. CAGR %	3.47	3.05	-3.5	-1.54	4.06
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	1.72	1.54	3.95	5.68	6.5
Non Interest Income, 5 Yr. CAGR %	9.66	4.99	2.13	2.29	-34
Provision For Loan Losses, 5 Yr. CAGR %	25.07	10.69	24.35	7.67	30.65
Total Revenues, 5 Yr. CAGR %	3.75	3.98	2.98	4.6	-2.92
Earnings From Cont. Operations, 5 Yr. CAGR %	6.64	6.33	-7.41	2.04	-21.37
Net Income, 5 Yr. CAGR %	6.64	6.33	-7.41	2.04	8.19
Normalized Net Income, 5 Yr. CAGR %	5.28	4.24	-0.07	3.5	-27.82
Diluted EPS Before Extra, 5 Yr. CAGR %	7.93	7.91	-5.54	4.09	-20.45
Dividend Per Share, 5 Yr. CAGR %	0	0	0	0	0
Gross Loans, 5 Yr. CAGR %	6.88	4.82	6.68	7.69	6.83
Allowance For Loan Losses, 5 Yr. CAGR %	8.06	3.77	8.27	11.6	13.5
Net Loans, 5 Yr. CAGR %	6.87	4.83	6.67	7.65	6.76
Non Performing Loans, 5 Yr. CAGR %	2.31	4.69	-0.57	10.17	8.52
Non Performing Assets, 5 Yr. CAGR %	-11.16	-9.68	-9.36	2.11	0.85
Total Assets, 5 Yr. CAGR %	5.48	5.67	5.48	7.1	6.1
Total Deposits, 5 Yr CAGR %	7.94	8.45	6.42	6.5	6.08
Tangible Book Value, 5 Yr. CAGR %	4.55	3.59	-1.24	1.2	5.03
Average Interest Earning Assets, 5 Yr. CAGR %	4.95	6.27	5.46	6.97	6.99
Average Interest Bearing Liabilities, 5 Yr. CAGR %	4.06	4.84	4.16	8.1	8.53
Common Equity, 5 Yr. CAGR %	3.4	2.75	-1.03	0.87	3.39
Total Equity, 5 Yr. CAGR %	3.4	2.75	-1.03	0.87	3.39