Cash flow The Western Union Company

Stocks

WU

US9598021098

Business Support Services

Market Closed - NYSE Other stock markets 21:00:03 12/06/2026 BST			5-day change	1st Jan Change
7.550 ^USD	+3.14%		+0.94%	-18.90%

06-10	Cuba's revolutionary generation pushed to breaking point by US blockade	RE
06-04	Bybit And Western Union Enable Access To USDPT Stablecoin Through Bybit Fiat Channels	CI

54e47279b7f9979a0cc0e8.1b2nphKQ5C08DbN5IaK4w50kqpp-KQIB91RAVpOxAK4.4N-Kn13DsEZNOYZMb5f_8axS3vAWZjRlshgMEsnJN82My8H0dqOBeUVqgw

Published financial data: THE WESTERN UNION COMPANY

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2021	2022	2023	2024	2025
Revenues	5.07B	4.48B	4.36B	4.21B	4.05B
Other Revenues, Total	-	-	-	-	-
Total Revenues	5.07B	4.48B	4.36B	4.21B	4.05B
Cost of Goods Sold, Total	2.9B	2.63B	2.66B	2.6B	2.55B
Gross Profit	2.17B	1.85B	1.7B	1.61B	1.5B
Selling General & Admin Expenses, Total	1.06B	964M	849M	838M	732M
Other Operating Expenses, Total	1.06B	964M	849M	838M	732M
Operating Income	1.11B	885M	847M	771M	768M
Interest Expense, Total	-106M	-101M	-105M	-120M	-143M
Interest And Investment Income	1.4M	13.9M	15.6M	11.9M	7.9M
Net Interest Expenses	-104M	-87.1M	-89.7M	-108M	-135M
Currency Exchange Gains (Loss)	-	-	-	-	-
Other Non Operating Income (Expenses)	2.5M	-37.5M	-	700K	3.5M
EBT, Excl. Unusual Items	1.01B	760M	757M	664M	637M
Restructuring Charges	-	-	-29.5M	-41.4M	-
Merger & Related Restructuring Charges	-	-	-	-4.1M	-10.9M
Impairment of Goodwill	-	-	-	-	-
Gain (Loss) On Sale Of Investments	47.9M	-	-	-	-
Gain (Loss) On Sale Of Assets	-	248M	18M	-	-
Legal Settlements	-	-	-	-	-
Other Unusual Items	-124M	-	-	-	-
EBT, Incl. Unusual Items	935M	1.01B	746M	619M	626M
Income Tax Expense	130M	98M	120M	-316M	126M
Earnings From Continuing Operations	806M	911M	626M	934M	500M
Net Income to Company	806M	911M	626M	934M	500M
Net Income - (IS)	806M	911M	626M	934M	500M
Net Income to Common Incl Extra Items	806M	911M	626M	934M	500M
Net Income to Common Excl. Extra Items	806M	911M	626M	934M	500M
Per Share Items
Net EPS - Basic	1.98	2.35	1.69	2.75	1.53
Basic EPS - Continuing Operations	1.98	2.35	1.69	2.75	1.53
Basic Weighted Average Shares Outstanding	407M	387M	371M	340M	327M
Net EPS - Diluted	1.97	2.34	1.68	2.74	1.52
Diluted EPS - Continuing Operations	1.97	2.34	1.68	2.74	1.52
Diluted Weighted Average Shares Outstanding	409M	388M	372M	341M	328M
Normalized Basic EPS	1.55	1.23	1.28	1.22	1.22
Normalized Diluted EPS	1.55	1.22	1.27	1.22	1.21
Dividend Per Share	0.94	0.94	0.94	0.94	0.94
Payout Ratio	47.36	40	55.75	34.41	61.85
Supplemental Items
EBITDA	1.32B	1.07B	1.03B	950M	934M
EBITA	1.27B	1.03B	992M	913M	898M
EBIT	1.11B	885M	847M	771M	768M
EBITDAR	1.37B	1.11B	1.07B	1B	1B
Total Revenues (As Reported)	-	-	-	-	-
Effective Tax Rate - (Ratio)	13.86	9.72	16.06	-51.02	20.15
Current Domestic Taxes	48.2M	-21.7M	33.3M	-115M	21.3M
Current Foreign Taxes	84M	146M	97.5M	48.1M	69.9M
Total Current Taxes	132M	125M	131M	-66.8M	91.2M
Deferred Domestic Taxes	-6.5M	-20.3M	-12.8M	9.9M	-10.1M
Deferred Foreign Taxes	3.9M	-6.4M	1.8M	-259M	45M
Total Deferred Taxes	-2.6M	-26.7M	-11M	-249M	34.9M
Normalized Net Income	632M	475M	473M	415M	398M
Non-Cash Pension Expense	9.4M	-	-	-	-
Supplemental Operating Expense Items
Advertising Expense	178M	195M	187M	-	-
Net Rental Expense, Total	50.6M	40.3M	37.4M	52.5M	69.1M
Imputed Operating Lease Interest Expense	13.11M	11.2M	11.57M	17.35M	25.35M
Imputed Operating Lease Depreciation	37.49M	29.1M	25.83M	35.15M	43.75M
Stock-Based Comp., Other (Total)	44.3M	45.5M	35.9M	38.9M	46.6M
Total Stock-Based Compensation	44.3M	45.5M	35.9M	38.9M	46.6M

Fiscal Period: December	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	1.21B	1.29B	1.27B	1.47B	1.23B
Trading Asset Securities, Total	-	-	-	-	-
Total Cash And Short Term Investments	1.21B	1.29B	1.27B	1.47B	1.23B
Prepaid Expenses	-	-	91.9M	98.5M	96.4M
Other Current Assets, Total	1.45B	262M	199M	239M	218M
Total Current Assets	2.66B	1.55B	1.56B	1.81B	1.55B
Gross Property Plant And Equipment	780M	622M	657M	700M	764M
Accumulated Depreciation	-650M	-513M	-439M	-455M	-474M
Net Property Plant And Equipment	129M	110M	218M	245M	290M
Long-term Investments	-	-	210M	213M	216M
Goodwill	2.03B	2.03B	2.03B	2.06B	2.1B
Other Intangibles, Total	417M	458M	214M	214M	260M
Deferred Tax Assets Long-Term	-	-	-	265M	226M
Deferred Charges Long-Term	-	-	166M	101M	96.6M
Other Long-Term Assets, Total	3.58B	4.35B	3.8B	3.46B	3.57B
Total Assets	8.82B	8.5B	8.2B	8.37B	8.31B
Liabilities
Accounts Payable, Total	450M	464M	453M	408M	408M
Accrued Expenses, Total	-	-	2.3M	-	-
Short-term Borrowings	275M	180M	365M	-	435M
Current Portion of Long-Term Debt	-	300M	-	500M	-
Current Portion of Leases	45.9M	38.1M	42.6M	65.2M	80.6M
Current Income Taxes Payable	871M	725M	660M	272M	74.7M
Other Current Liabilities	3.67B	3.68B	3.75B	3.36B	3.49B
Total Current Liabilities	5.31B	5.39B	5.27B	4.61B	4.49B
Long-Term Debt	2.73B	2.14B	2.14B	2.44B	2.44B
Long-Term Leases	157M	152M	120M	126M	145M
Pension & Other Post Retirement Benefits	-	-	-	-	-
Deferred Tax Liability Non Current	204M	158M	148M	156M	153M
Other Non Current Liabilities	66.4M	185M	39.2M	69.5M	119M
Total Liabilities	8.47B	8.02B	7.72B	7.4B	7.35B
Common Stock, Total	3.9M	3.7M	3.5M	3.4M	3.2M
Additional Paid In Capital	941M	996M	1.03B	1.07B	1.12B
Retained Earnings	-537M	-354M	-389M	35.2M	-11.5M
Comprehensive Income and Other	-52.1M	-168M	-167M	-140M	-151M
Total Common Equity	356M	478M	479M	969M	958M
Total Equity	356M	478M	479M	969M	958M
Total Liabilities And Equity	8.82B	8.5B	8.2B	8.37B	8.31B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	394M	374M	342M	338M	313M
ECS Total Common Shares Outstanding	394M	374M	350M	338M	316M
Book Value / Share	0.9	1.28	1.37	2.87	3.03
Tangible Book Value	-2.1B	-2.01B	-1.77B	-1.3B	-1.4B
Tangible Book Value Per Share	-5.32	-5.39	-5.05	-3.86	-4.44
Total Debt	3.21B	2.81B	2.67B	3.13B	3.1B
Net Debt	2B	1.52B	1.4B	1.66B	1.87B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-	-	-	-	-
Debt Equivalent Oper. Leases	405M	322M	299M	420M	553M
Equity Method Investments, Total	-	-	41.2M	43.7M	47.1M
Account Code - Inventory Valuation	3	-	3	3	3
Land - (BS)	-	-	-	-	-
Buildings, Total	-	-	-	-	-
Machinery, Total	-	-	409M	416M	440M
Full Time Employees	10.5K	8.9K	9K	9.1K	9.6K

Fiscal Period: December	2021	2022	2023	2024	2025
Net Income	806M	911M	626M	934M	500M
Depreciation & Amortization - CF	49.6M	42.7M	39.1M	37.4M	35.2M
Amortization of Goodwill and Intangible Assets - (CF)	159M	141M	144M	142M	130M
Depreciation & Amortization, Total	208M	184M	184M	179M	165M
(Gain) Loss From Sale Of Asset	-	-255M	-18M	-	-
(Gain) Loss on Sale of Investments - (CF)	-47.9M	-	-	-	-
Asset Writedown & Restructuring Costs	-	-	-	-	-
Other Operating Activities, Total	257M	88.7M	103M	-125M	160M
Change In Accounts Payable	-24.8M	42.6M	-22.4M	-46.4M	-39.4M
Change In Income Taxes	-56.2M	-153M	-68.1M	-395M	-197M
Change in Other Net Operating Assets	-96.6M	-237M	-20.9M	-141M	-44.3M
Cash from Operations	1.05B	582M	783M	406M	544M
Capital Expenditure	-37.7M	-31.9M	-22.9M	-37.4M	-38.5M
Cash Acquisitions	-200M	-	-	-	-
Divestitures	50.9M	887M	-	-	-
Sale (Purchase) of Intangible assets	-177M	-176M	-125M	-93.2M	-112M
Investment in Marketable and Equity Securities, Total	552M	-171M	10.7M	130M	-70.3M
Other Investing Activities, Total	3.7M	17.5M	-3.7M	-15.2M	-9.2M
Cash from Investing	192M	526M	-141M	-16.3M	-230M
Short Term Debt Issued, Total	195M	-	185M	-	392M
Long-Term Debt Issued, Total	892M	-	-	798M	29.1M
Total Debt Issued	1.09B	-	185M	798M	421M
Short Term Debt Repaid, Total	-	-95M	-	-365M	-
Long-Term Debt Repaid, Total	-1.15B	-300M	-300M	-	-500M
Total Debt Repaid	-1.15B	-395M	-300M	-365M	-500M
Issuance of Common Stock	11.6M	9.5M	200K	-	-
Repurchase of Common Stock	-410M	-370M	-308M	-186M	-235M
Common Dividends Paid	-382M	-364M	-349M	-322M	-309M
Common & Preferred Stock Dividends Paid	-382M	-364M	-349M	-322M	-309M
Other Financing Activities, Total	-426M	-57.7M	-124M	5.2M	-160M
Cash from Financing	-1.27B	-1.18B	-897M	-69.3M	-783M
Net Change in Cash	-32.2M	-70.2M	-254M	321M	-469M
Supplemental Items
Cash Interest Paid	102M	97.2M	102M	114M	148M
Cash Income Tax Paid (Refund)	186M	280M	197M	325M	296M
Levered Free Cash Flow	-899M	1.57B	738M	-324M	403M
Unlevered Free Cash Flow	-833M	1.64B	803M	-249M	492M
Change In Net Working Capital	1.57B	-1.06B	-202M	818M	48.9M
Net Debt Issued / Repaid	-63.3M	-395M	-115M	433M	-78.9M

Fiscal Period: December	2021	2022	2023	2024	2025
Profitability
Return on Assets	7.6	6.39	6.34	5.82	5.76
Return on Total Capital	19.72	16.64	16.54	13.3	11.76
Return On Equity %	297.23	218.53	130.85	129.04	51.86
Return on Common Equity	297.23	218.53	130.85	129.04	51.86
Margin Analysis
Gross Profit Margin %	42.88	41.32	38.92	38.23	37.03
SG&A Margin	20.93	21.54	19.48	19.91	18.07
EBITDA Margin %	26.06	23.88	23.65	22.58	23.05
EBITA Margin %	25.08	22.92	22.76	21.69	22.18
EBIT Margin %	21.95	19.77	19.44	18.32	18.96
Income From Continuing Operations Margin %	15.89	20.35	14.37	22.19	12.33
Net Income Margin %	15.89	20.35	14.37	22.19	12.33
Net Avail. For Common Margin %	15.89	20.35	14.37	22.19	12.33
Normalized Net Income Margin	12.47	10.62	10.86	9.86	9.82
Levered Free Cash Flow Margin	-17.73	35.18	16.93	-7.69	9.95
Unlevered Free Cash Flow Margin	-16.43	36.59	18.44	-5.91	12.16
Asset Turnover
Asset Turnover	0.55	0.52	0.52	0.51	0.49
Fixed Assets Turnover	21.63	37.45	26.6	18.17	15.13
Short Term Liquidity
Current Ratio	0.5	0.29	0.3	0.39	0.34
Quick Ratio	0.23	0.24	0.24	0.32	0.28
Operating Cash Flow to Current Liabilities	0.2	0.11	0.15	0.09	0.12
Average Days Payable Outstanding	58.28	63.52	62.89	60.59	58.41
Long Term Solvency
Total Debt/Equity	903.09	587.55	556.76	323.25	324.02
Total Debt / Total Capital	90.03	85.46	84.77	76.37	76.42
LT Debt/Equity	812.85	479.11	471.69	264.92	270.2
Long-Term Debt / Total Capital	81.03	69.68	71.82	62.59	63.72
Total Liabilities / Total Assets	95.97	94.38	94.16	88.42	88.47
EBIT / Interest Expense	10.55	8.76	8.04	6.44	5.37
EBITDA / Interest Expense	13	10.98	10.14	8.37	7.01
(EBITDA - Capex) / Interest Expense	12.65	10.66	9.92	8.06	6.74
Total Debt / EBITDA	2.34	2.53	2.5	3.12	3.1
Net Debt / EBITDA	1.46	1.37	1.31	1.65	1.86
Total Debt / (EBITDA - Capex)	2.41	2.61	2.55	3.24	3.22
Net Debt / (EBITDA - Capex)	1.5	1.41	1.34	1.72	1.94
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	4.88	-11.74	-2.65	-3.38	-3.78
Gross Profit, 1 Yr. Growth %	8.02	-14.96	-8.42	-5.1	-5.61
EBITDA, 1 Yr. Growth %	8.52	-19.12	-7	-7.78	1.06
EBITA, 1 Yr. Growth %	9.99	-19.33	-6.95	-7.92	1.35
EBIT, 1 Yr. Growth %	12.22	-20.51	-8.37	-8.94	3.16
Earnings From Cont. Operations, 1 Yr. Growth %	8.26	13.01	-31.25	49.23	-46.52
Net Income, 1 Yr. Growth %	8.26	13.01	-31.25	49.23	-46.52
Normalized Net Income, 1 Yr. Growth %	13.42	-24.84	-5.31	-12.31	-0.14
Diluted EPS Before Extra, 1 Yr. Growth %	10.06	18.78	-28.21	63.1	-44.53
Net Property, Plant and Equip., 1 Yr. Growth %	-61.89	-15.3	98.91	12.52	18.3
Total Assets, 1 Yr. Growth %	-7.08	-3.71	-3.5	2.09	-0.77
Tangible Book Value, 1 Yr. Growth %	-18.66	-3.88	-12.18	-26.25	7.31
Common Equity, 1 Yr. Growth %	90.57	34.36	0.25	102.28	-1.15
Cash From Operations, 1 Yr. Growth %	19.12	-44.36	34.65	-48.12	33.82
Capital Expenditures, 1 Yr. Growth %	3.29	-15.38	-28.21	63.32	2.94
Levered Free Cash Flow, 1 Yr. Growth %	-186.15	-277.01	-45.96	-147.02	-218.43
Unlevered Free Cash Flow, 1 Yr. Growth %	-174.54	-298.85	-43.74	-132.99	-285.5
Dividend Per Share, 1 Yr. Growth %	4.44	0	0	0	0
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-2.11	-3.79	-7.31	-3.02	-3.58
Gross Profit, 2 Yr. CAGR %	-1.59	-4.16	-11.69	-6.71	-5.65
EBITDA, 2 Yr. CAGR %	0.96	-6.31	-11.69	-5.7	-3.43
EBITA, 2 Yr. CAGR %	2.24	-5.8	-11.7	-5.67	-3.36
EBIT, 2 Yr. CAGR %	3.52	-5.55	-12.77	-6.64	-3.06
Earnings From Cont. Operations, 2 Yr. CAGR %	-12.74	10.61	-11.86	1.29	-10.66
Net Income, 2 Yr. CAGR %	-12.74	10.61	-11.86	1.29	-10.66
Normalized Net Income, 2 Yr. CAGR %	5.3	-7.67	-13.48	-6.54	-6.3
Diluted EPS Before Extra, 2 Yr. CAGR %	-10.51	14.34	-7.65	8.21	-4.88
Net Property, Plant and Equip., 2 Yr. CAGR %	-42.15	-43.18	29.8	49.6	15.38
Total Assets, 2 Yr. CAGR %	0.37	-5.41	-3.6	-0.74	0.65
Tangible Book Value, 2 Yr. CAGR %	-13.93	-11.58	-8.12	-19.52	-11.04
Common Equity, 2 Yr. CAGR %	200.04	60.02	16.06	42.4	41.41
Cash From Operations, 2 Yr. CAGR %	6.91	-18.59	-13.45	-16.42	-16.68
Capital Expenditures, 2 Yr. CAGR %	-11.47	-6.51	-22.06	8.28	29.66
Levered Free Cash Flow, 2 Yr. CAGR %	106.77	22.82	-8.93	-50.86	-22.44
Unlevered Free Cash Flow, 2 Yr. CAGR %	65.2	21.04	-1.22	-57.89	-18.2
Dividend Per Share, 2 Yr. CAGR %	8.4	2.2	0	0	0
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-3.2	-5.43	-3.41	-6.02	-3.27
Gross Profit, 3 Yr. CAGR %	-1.7	-6.27	-5.55	-9.54	-6.73
EBITDA, 3 Yr. CAGR %	-1.32	-6.24	-5.41	-10.4	-4.41
EBITA, 3 Yr. CAGR %	-0.68	-5.53	-5	-10.46	-4.33
EBIT, 3 Yr. CAGR %	0.08	-5.2	-5.13	-11.51	-4.6
Earnings From Cont. Operations, 3 Yr. CAGR %	-1.84	-4.89	-5.61	5.05	-18.14
Net Income, 3 Yr. CAGR %	-1.84	-4.89	-5.61	5.05	-18.14
Normalized Net Income, 3 Yr. CAGR %	0.67	-5.89	-5.31	-13.09	-5.75
Diluted EPS Before Extra, 3 Yr. CAGR %	1.75	-1.65	-2.09	11.62	-13.4
Net Property, Plant and Equip., 3 Yr. CAGR %	-21.78	-34.31	-13.73	23.76	38.34
Total Assets, 3 Yr. CAGR %	-0.65	-1.01	-4.78	-1.74	-0.75
Tangible Book Value, 3 Yr. CAGR %	-14.16	-10.7	-11.78	-14.61	-11.42
Common Equity, 3 Yr. CAGR %	4.7	129.55	36.92	39.67	26.09
Cash From Operations, 3 Yr. CAGR %	8.37	-14.01	-3.72	-27.02	-2.22
Capital Expenditures, 3 Yr. CAGR %	-34.91	-12.79	-14.39	-0.27	6.47
Levered Free Cash Flow, 3 Yr. CAGR %	71.42	95.63	-10.92	-28.6	-33.01
Unlevered Free Cash Flow, 3 Yr. CAGR %	114.01	75.05	-10.42	-32.89	-29.47
Dividend Per Share, 3 Yr. CAGR %	7.34	5.52	1.46	0	0
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-1.33	-4.12	-4.86	-4.47	-3.48
Gross Profit, 5 Yr. CAGR %	0.14	-3.48	-5.82	-6.44	-5.71
EBITDA, 5 Yr. CAGR %	-0.69	-3.63	-5.6	-6.02	-5.17
EBITA, 5 Yr. CAGR %	-0.35	-3.22	-5.25	-5.58	-4.92
EBIT, 5 Yr. CAGR %	0.15	-2.86	-5.27	-5.78	-4.98
Earnings From Cont. Operations, 5 Yr. CAGR %	26.05	10.33	-5.98	-2.46	-7.66
Net Income, 5 Yr. CAGR %	26.05	10.33	-5.98	-2.46	-7.66
Normalized Net Income, 5 Yr. CAGR %	0.99	-3.44	-5.24	-6.15	-6.52
Diluted EPS Before Extra, 5 Yr. CAGR %	31.03	14.47	-2.12	2.18	-3.22
Net Property, Plant and Equip., 5 Yr. CAGR %	-10.11	-12.54	-4.22	-8.7	-3.09
Total Assets, 5 Yr. CAGR %	-1.3	-1.65	-1.84	-0.9	-2.64
Tangible Book Value, 5 Yr. CAGR %	-4.44	-10.65	-11.8	-14.34	-11.48
Common Equity, 5 Yr. CAGR %	-16.99	-0.56	9.11	89.64	38.7
Cash From Operations, 5 Yr. CAGR %	0.07	-4.75	-0.95	-14.98	-9.13
Capital Expenditures, 5 Yr. CAGR %	-11.34	-14.32	-30.05	-4.91	1.07
Levered Free Cash Flow, 5 Yr. CAGR %	-12.8	-0.47	32.81	9.01	-17.33
Unlevered Free Cash Flow, 5 Yr. CAGR %	-15	-0.76	56.72	-4.01	-15.12
Dividend Per Share, 5 Yr. CAGR %	7.99	6.07	4.34	3.28	0.87