Financials TBC Bank Group PLC

Equities

Market Closed - London S.E. Other stock markets 16:29:41 09/12/2024 GMT			5-day change	1st Jan Change
3,075.00 ^GBX	+0.33%		+1.65%	+8.66%

11-29	London-listed Georgian banks slip after EU talks halted	RE
11-20	Metals X ups stake in First Tin, Camelot in Asos	AN

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	1,128	1,156	1,452	2,071	2,374	2,766	3,351	4,014
Change	-	2.42%	25.65%	42.61%	14.62%	16.53%	21.16%	19.78%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	677.5	671	906.2	1,379	1,515	1,631	2,072	2,568
Change	-	-0.97%	35.06%	52.23%	9.8%	7.71%	27.03%	23.94%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	585.5	319.1	921.4	1,247	1,334	1,514	1,816	2,200
Change	-	-45.5%	188.73%	35.29%	7%	13.51%	19.96%	21.1%
Net income ¹	537.9	317.8	800.8	995.2	1,124	1,266	1,507	1,807
Change	-	-40.93%	152.01%	24.28%	12.96%	12.61%	19.05%	19.91%
Announcement Date	20/02/20	19/02/21	18/02/22	22/02/23	16/02/24	-	-	-

¹GEL in Million

Estimates

Fiscal Period: December	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2022 Q1	2022 Q3
Net sales	304.2	-	-	211.8	322.1	-	-	-	408.5	-
Change	-	-100%	-	-	52.09%	-100%	-	-	-	-100%
EBITDA	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-
EBIT	177.1	147.1	-	-	-	187.7	240.7	196.3	-	-
Change	-	-16.96%	-100%	-	-	-	28.25%	-18.43%	-100%	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT)	177.3	-93.95	-	164.5	109.7	170.1	290.8	235.1	248.1	-
Change	-	-	-100%	-	-33.31%	55.08%	70.93%	-19.16%	5.55%	-100%
Net income ¹	159.4	-57.48	125.1	152.6	99.37	151.2	247.9	204.9	224	319
Change	-	-	-	21.97%	-34.88%	52.18%	63.96%	-17.36%	9.32%	42.42%
Announcement Date	20/02/20	20/05/20	18/08/20	18/11/20	19/02/21	18/05/21	18/08/21	18/11/21	18/05/22	04/11/22

¹GEL in Million

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	20/02/20	19/02/21	18/02/22	22/02/23	16/02/24	-	-	-

Estimates

Fiscal Period: December	2018	2019	2020	2021	2022	2023
CAPEX ¹	89.26	120.3	164.4	163.2	226.4	263.2
Change	-	34.81%	36.6%	-0.7%	38.7%	16.27%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	02/04/19	29/04/20	27/04/21	14/04/22	18/04/23	03/04/24

¹GEL in Million

Estimates

Fiscal Period: December	2018	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	60.05%	58.06%	62.41%	66.62%	63.81%	58.98%	61.84%	63.98%
EBT Margin (%)	-	51.9%	27.61%	63.45%	60.2%	56.2%	54.74%	54.2%	54.8%
Net margin (%)	-	47.68%	27.5%	55.15%	48.06%	47.36%	45.77%	44.97%	45.02%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	3.3%	1.6%	3.4%	3.8%	-	-	-	-
ROE	-	22.6%	11.7%	24.4%	27%	26.5%	24.91%	24.89%	25.38%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	-	-	3.66	5.45	7.22	7.58	9.123	10.12
Change	-	-	-	-	48.91%	32.48%	4.99%	20.36%	10.95%
Book Value Per Share ¹	-	47.89	53.78	66.85	70.96	-	-	-	-
Change	-	-	12.31%	24.3%	6.15%	-	-	-	-
EPS ¹	-	9.76	5.76	14.3	17.86	20.58	23	27.6	32.76
Change	-	-	-40.98%	148.26%	24.9%	15.23%	11.78%	19.97%	18.72%
Nbr of stocks (in thousands)	-	55,156	54,378	54,515	54,488	54,268	55,050	55,050	55,050
Announcement Date	-	20/02/20	19/02/21	18/02/22	22/02/23	16/02/24	-	-	-