Sales 2024 by Business Segment

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Sales 2024 by Geography

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Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (GEL)
Fiscal Period: December2015201620172018201920202021202220232024

Diversified Commercial Banks

          

Georgian Financial Services

- - - - 2.28B

Interest Expense

- - - - -1.62B

Income Tax Expense

- - - - 218M

CAPEX

- - - - -213M

EBT

- - - - 1.5B

D&A

- - - - 122M

Net Income

- - - - 1.28B

Uzbekistan Operations

- - - 173M 337M

Interest Expense

- - - -121M -239M

Income Tax Expense

- - - 5.74M 18.1M

CAPEX

- - - - -90.7M

EBT

- - - 65.07M 128M

D&A

- - - 8.97M 13.38M

Net Income

- - - 59.33M 110M

Micro, Small and Medium Enterprises (MSME)

141M 273M 299M 350M -

Total Assets

3.56B 4.14B - - -

Interest Expense

-12.1M -11.34M -11.4M -14.04M -

Income Tax Expense

-3.57M 21.14M 20.04M 31.36M -

EBT

51.29M 186M 190M 211M -

D&A

11.19M 11.66M 14.46M 19.32M -

Net Income

54.86M 165M 170M 179M -

Micro

- - - - -

Interest Expense

- - - - -

Income Tax Expense

- - - - -

Total Assets

- - - - -

EBT

- - - - -

D&A

- - - - -

Net Income

- - - - -

Retail

313M 579M 643M 766M -

Total Assets

5.95B 6.36B - - -

Interest Expense

-185M -131M -180M -172M -

Income Tax Expense

-21.36M 32.2M 31.27M 49.32M -

EBT

63.34M 315M 312M 371M -

D&A

45.26M 51.56M 61.7M 65.9M -

Net Income

84.7M 283M 281M 322M -

Corporate Segment

360M 512M 613M 744M -

Total Assets

5.69B 6.55B - - -

Interest Expense

-203M -274M -363M -555M -

Income Tax Expense

18.7M 48.86M 54.29M 90.56M -

EBT

303M 429M 516M 635M -

D&A

4.3M 5.34M 6.84M 12.17M -

Net Income

284M 380M 462M 544M -

SME

- - - - -

Interest Expense

- - - - -

Income Tax Expense

- - - - -

Total Assets

- - - - -

EBT

- - - - -

D&A

- - - - -

Net Income

- - - - -

Total Assets

50.8M 79.14M - - -

Total Assets

1.64B 1.72B - - -

Total Assets

-606M -410M - - -

Total Assets

59.96M 59.96M - - -

Total Assets

240M 320M - - -

Total Assets

373M 393M - - -

Total Assets

267M 397M - - -

Total Assets

171M 453M - - -

Total Assets

2.79M 12.36M - - -

Total Assets

69.89M 194K - - -

Total Assets

68.69M 22.89M - - -

Total Assets

272M 262M - - -

Total Assets

1.09B 49.58M - - -

Total Assets

- - - - -

Total Assets

2.1B 2.09B - - -

Total Assets

4.09M 4.59M - - -

Total Assets

1.53B 1.94B - - -

Total Assets

53.93M 70.51M - - -

Other Operations and Eliminations

- - - -477K -2.22M

Interest Expense

- - - -2.34M -1.69M

Income Tax Expense

- - - 147K 134K

EBT

- - - -59.15M -79.44M

D&A

- - - 4.52M 10.16M

Net Income

- - - -59.3M -79.58M

CAPEX

- - - - -78.21M

CAPEX

- - - - 30.74M

Investment Funds

          

Corporate Center, Other and Sub-Segment Eliminations

-12.46M 116M 386M 164M -

Interest Expense

-453M -495M -522M -531M -

Income Tax Expense

2.85M 10.17M 138M 16.72M -

Total Assets

- - - - -

EBT

-98.61M -8.94M 228M 111M -

D&A

7.65M 11.33M 18.19M 5.09M -

Net Income

-101M -19.11M 90.5M 94.39M -

Geographical Revenue Distribution History

Geographical breakdown of sales (GEL)
Fiscal Period: December2015201620172018201920202021202220232024

Georgia

801M 1.48B 1.94B 2.2B 2.62B

Total Assets

21.06B 22.59B 24.93B 27.99B 32.8B

Total Assets

1.15B 1.23B 2.7B 3.03B 4.18B

Total Assets

368M 680M 1.4B 1.95B 964M

Total Assets

- - - - 2.22B