Valuation Synchrony Financial

Equities

Market Closed - Nyse Other stock markets 21:00:03 20/06/2025 BST			5-day change	1st Jan Change
62.34 ^USD	+1.45%		+1.46%	-4.09%

06-18	Synchrony and Payzer to Offer Seamless Home Improvement Financing Options	CI
06-16	Synchrony Sets a New Standard in Consumer Credit Education with Fair Financing Principles	CI

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Capitalization ¹	20,263	25,387	14,805	15,803	25,307	23,391	-	-
Change	-	25.29%	-41.68%	6.74%	60.14%	-7.57%	-	-
Enterprise Value (EV) ¹	24,514	31,557	18,702	17,526	26,058	20,494	16,469	25,113
Change	-	28.73%	-40.74%	-6.29%	48.68%	-21.35%	-19.64%	52.49%
P/E ratio	15.3x	6.32x	5.34x	7.36x	7.6x	8.09x	7.25x	6.53x
PBR	1.69x	1.89x	1.19x	1.18x	1.64x	1.38x	1.21x	1.17x
PEG	-	0x	-0.3x	-0.5x	0.1x	-0.82x	0.6x	0.6x
Capitalization / Revenue	1.82x	2.49x	1.27x	1.16x	1.57x	1.54x	1.49x	1.43x
EV / Revenue	2.2x	3.1x	1.6x	1.29x	1.62x	1.35x	1.05x	1.54x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	3.45x	5.07x	2.55x	1.98x	2.31x	2x	1.55x	2.28x
EV / FCF	-	-	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-	-	-
Dividend per Share ²	0.88	0.88	0.9	0.96	1	1.129	1.221	1.419
Rate of return	2.54%	1.9%	2.74%	2.51%	1.54%	1.81%	1.96%	2.28%
EPS ²	2.27	7.34	6.15	5.19	8.55	7.71	8.6	9.541
Distribution rate	38.8%	12%	14.6%	18.5%	11.7%	14.6%	14.2%	14.9%
Net sales ¹	11,162	10,192	11,674	13,627	16,125	15,188	15,686	16,345
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	7,107	6,229	7,337	8,869	11,286	10,254	10,636	11,021
Net income ¹	1,343	4,179	2,974	2,196	3,427	2,963	3,056	3,108
Net Debt ¹	4,251	6,170	3,897	1,723	751	-2,897	-6,922	1,722
Reference price ²	34.71	46.39	32.86	38.19	65.00	62.34	62.34	62.34
Nbr of stocks (in thousands)	583,792	547,259	450,541	413,804	389,344	380,657	-	-
Announcement Date	29/01/21	28/01/22	23/01/23	23/01/24	28/01/25	-	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
SYNCHRONY FINANCIAL	7.97x	1.35x	-	1.84%	23.39B
BAJAJ FINANCE LIMITED	33.52x	16.36x	-	0.46%	64.43B
BAJAJ FINSERV LTD.	32.85x	5.25x	26.64x	0.13%	36.15B
ORIX CORPORATION	9.12x	2.87x	22.45x	4.31%	23.95B
SOFI TECHNOLOGIES, INC.	54.89x	4.82x	17.67x	-.--%	16.98B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	30.79x	22.02x	54.01x	0.14%	14.96B
SHRIRAM FINANCE LIMITED	12.77x	14.01x	24.08x	1.62%	14.1B
MUTHOOT FINANCE LIMITED	20.52x	-	-	1.07%	12.19B
BAJAJ HOUSING FINANCE LIMITED	44.69x	-	-	-	11.31B
Average	27.46x	9.53x	28.97x	1.2%	24.16B
Weighted average by Cap.	27.96x	10.07x	27.78x	1.06%