Valuation Synchrony Financial

Equities

Market Closed - Nyse Other stock markets 21:00:02 17/02/2026 GMT			5-day change	1st Jan Change
72.31 ^USD	+1.30%		-2.15%	-13.33%

02-13	Baird Upgrades Synchrony Financial to Outperform From Neutral, Price Target is $83	MT
02-10	Synchrony Financial Presents at UBS Financial Services Conference 2026, Feb-10-2026 01:50 PM

Data adjusted to current consolidation scope

Fiscal Period: December	2021	2022	2023	2024	2025	2026	2027	2028
Capitalization ¹	25,387	14,805	15,803	25,307	30,049	25,135	-	-
Change	-	-41.68%	6.74%	60.14%	18.74%	-16.35%	-	-
Enterprise Value (EV) ¹	31,557	18,702	17,526	26,058	30,258	28,402	33,225	25,135
Change	-	-40.74%	-6.29%	48.68%	16.12%	-6.13%	16.98%	-24.35%
P/E ratio	6.32x	5.34x	7.36x	7.6x	8.99x	7.81x	6.95x	6.08x
PBR	1.89x	1.19x	1.18x	1.64x	1.86x	1.46x	1.32x	1.16x
PEG	-	-0.3x	-0.5x	0.1x	1.05x	-34.51x	0.6x	0.4x
Capitalization / Revenue	2.49x	1.27x	1.16x	1.57x	2.01x	1.62x	1.54x	1.48x
EV / Revenue	3.1x	1.6x	1.29x	1.62x	2.02x	1.83x	2.04x	1.48x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	5.07x	2.55x	1.98x	2.31x	3.07x	2.77x	3.06x	2.22x
EV / FCF	-	-	-	-	-	8.84x	-	-
FCF Yield	-	-	-	-	-	11.3%	-	-
Dividend per Share ²	0.88	0.9	0.96	1	1.15	1.269	1.395	1.657
Rate of return	1.9%	2.74%	2.51%	1.54%	1.38%	1.76%	1.93%	2.29%
EPS ²	7.34	6.15	5.19	8.55	9.28	9.259	10.4	11.9
Distribution rate	12%	14.6%	18.5%	11.7%	12.4%	13.7%	13.4%	13.9%
Net sales ¹	10,192	11,674	13,627	16,125	14,981	15,559	16,310	16,995
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	6,229	7,337	8,869	11,286	9,846	10,264	10,865	11,328
Net income ¹	4,179	2,974	2,196	3,427	3,469	3,099	3,157	3,249
Net Debt ¹	6,170	3,897	1,723	751	209	3,268	8,090	-
Reference price ²	46.39	32.86	38.19	65.00	83.43	72.31	72.31	72.31
Nbr of stocks (in thousands)	547,259	450,541	413,804	389,344	360,171	347,596	-	-
Announcement Date	28/01/22	23/01/23	23/01/24	28/01/25	27/01/26	-	-	-

¹USD in Million²USD

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (N)	EV / Sales (N)	EV / EBITDA (N)	Dividend Yield (N)	Capi.($)
SYNCHRONY FINANCIAL	7.81x	1.83x	-	1.76%	25.13B
BAJAJ FINANCE LIMITED	32.73x	18.15x	-	0.5%	69.46B
ORIX CORPORATION	13.08x	3.51x	26.15x	2.98%	37.95B
BAJAJ FINSERV LTD.	30.39x	3.21x	17.74x	0.06%	36B
SOFI TECHNOLOGIES, INC.	53.01x	6.45x	22.11x	-.--%	24.85B
SHRIRAM FINANCE LIMITED	22.77x	14.27x	28.29x	0.95%	22.31B
TATA CAPITAL LIMITED	30.18x	-	-	-	16.53B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	28.65x	20.34x	50.78x	0.13%	16.28B
MUTHOOT FINANCE LIMITED	14.72x	-	-	1.16%	15.48B
Average	25.93x	9.68x	29.01x	0.94%	29.33B
Weighted average by Cap.	26.81x	10.20x	26.48x	0.95%