Cash flow Steadfast Group Limited

Stocks

SDF

AU000000SDF8

Multiline Insurance & Brokers

Market Closed - Australian S.E. Other stock markets 07:17:21 17/07/2026 BST			5-day change	1st Jan Change
5.270 ^AUD	0.00%		+1.93%	-0.19%

07-14	Australian Shares Flat; Genesis Minerals to Acquire Vault Minerals for AU$5.274 per Share	MT
07-14	Steadfast Group Says KKR Joins Amwins-Dragoneer Acquisition Consortium	MT

86d9acce.5-Haz4TNq57V06kXNsjuu7AzcfQAVCaAB1xnah7krYg.iazsvMWJ36ysvcR8VLvD2vtLOaA2DU_RZRoiCHmNmbil0KC1z7nIqaLkmQ

Published financial data: STEADFAST GROUP LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: June	2021	2022	2023	2024	2025
Revenues	830M	1.05B	1.29B	1.5B	1.63B
Gain (Loss) on Sale of Investment, Total (Rev)	24.9M	11.6M	21M	54.2M	206M
Interest And Invest. Income (Rev)	66.7M	72.8M	116M	164M	184M
Other Revenues, Total	23.1M	33.8M	34.3M	44.1M	49M
Total Revenues	944M	1.17B	1.46B	1.76B	2.06B
Cost of Goods Sold, Total	503M	632M	768M	897M	972M
Gross Profit	442M	534M	696M	862M	1.09B
Selling General & Admin Expenses, Total	133M	160M	219M	261M	286M
Depreciation & Amortization - (IS)	18.9M	21.7M	25.4M	27.9M	30.5M
Amortization of Goodwill and Intangible Assets - (IS)	42M	51.5M	62.9M	69.6M	69M
Other Operating Expenses, Total	194M	233M	308M	359M	385M
Operating Income	248M	301M	388M	503M	708M
Interest Expense, Total	-14.1M	-18M	-31M	-53.7M	-57.2M
Net Interest Expenses	-14.1M	-18M	-31M	-53.7M	-57.2M
Other Non Operating Income (Expenses)	-	-	-	-	-
EBT, Excl. Unusual Items	234M	283M	357M	450M	650M
Merger & Related Restructuring Charges	-	-	-	-2.2M	-2.9M
Impairment of Goodwill	-3.9M	-3.3M	-16.2M	-56.6M	-93.3M
Gain (Loss) On Sale Of Investments	-	-	-1.9M	-1.4M	-23.9M
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Asset Writedown	-	-300K	-1.6M	-4.6M	-21.9M
Other Unusual Items	-	-	-	-	-
EBT, Incl. Unusual Items	230M	279M	338M	385M	508M
Income Tax Expense	64.2M	79.8M	110M	111M	120M
Earnings From Continuing Operations	166M	199M	228M	274M	389M
Net Income to Company	166M	199M	228M	274M	389M
Minority Interest	-22.5M	-27.8M	-38.6M	-45.7M	-53.9M
Net Income - (IS)	143M	172M	189M	228M	335M
Net Income to Common Incl Extra Items	143M	172M	189M	228M	335M
Net Income to Common Excl. Extra Items	143M	172M	189M	228M	335M
Per Share Items
Net EPS - Basic	0.17	0.18	0.18	0.21	0.3
Basic EPS - Continuing Operations	0.17	0.18	0.18	0.21	0.3
Basic Weighted Average Shares Outstanding	864M	959M	1.03B	1.08B	1.1B
Net EPS - Diluted	0.17	0.18	0.18	0.21	0.3
Diluted EPS - Continuing Operations	0.17	0.18	0.18	0.21	0.3
Diluted Weighted Average Shares Outstanding	866M	961M	1.03B	1.08B	1.1B
Normalized Basic EPS	0.14	0.16	0.18	0.22	0.32
Normalized Diluted EPS	0.14	0.15	0.18	0.22	0.32
Dividend Per Share	0.11	0.13	0.15	0.17	0.2
Payout Ratio	42.87	62.88	69.45	73.73	59.96
Supplemental Items
EBITDA	298M	362M	464M	587M	793M
EBITA	279M	341M	438M	559M	763M
EBIT	248M	301M	388M	503M	708M
EBITDAR	-	-	-	-	-
Effective Tax Rate - (Ratio)	27.95	28.58	32.52	28.87	23.51
Total Current Taxes	64.7M	77.1M	117M	119M	140M
Total Deferred Taxes	-500K	2.7M	-7.1M	-8.3M	-20.3M
Normalized Net Income	124M	149M	185M	235M	353M
Interest Capitalized	2.5M	1.8M	4.5M	1.1M	5.5M
Interest on Long-Term Debt	-	-	-	-	-
Supplemental Operating Expense Items
Selling and Marketing Expenses	38.7M	44M	60.7M	73.6M	84.4M
General and Administrative Expenses	-	-	-	-	-
Net Rental Expense, Total	-	-	-	-	-
Imputed Operating Lease Interest Expense	-	-	-	-	-
Imputed Operating Lease Depreciation	-	-	-	-	-
Stock-Based Comp., COGS (Total)	4.66M	4.46M	5.13M	4.16M	3.89M
Stock-Based Comp., Other (Total)	-	-	-	-	-
Total Stock-Based Compensation	4.66M	4.46M	5.13M	4.16M	3.89M

Fiscal Period: June	2021	2022	2023	2024	2025
Assets
Cash And Equivalents	231M	280M	259M	300M	431M
Total Cash And Short Term Investments	231M	280M	259M	300M	431M
Accounts Receivable, Total	595M	710M	840M	978M	1.03B
Other Receivables	69.9M	71.9M	83.2M	137M	122M
Notes Receivable	-	-	-	-	-
Total Receivables	665M	782M	924M	1.12B	1.15B
Restricted Cash	506M	665M	879M	1.03B	1.17B
Other Current Assets, Total	8.7M	11M	19.5M	22.4M	28.3M
Total Current Assets	1.41B	1.74B	2.08B	2.46B	2.78B
Gross Property Plant And Equipment	-	-	-	-	-
Accumulated Depreciation	-	-	-	-	-
Net Property Plant And Equipment	91M	105M	123M	140M	158M
Long-term Investments	116M	210M	223M	238M	172M
Goodwill	1.08B	1.49B	1.99B	2.3B	2.71B
Other Intangibles, Total	202M	266M	347M	387M	461M
Loans Receivable Long-Term	27.8M	35.3M	42M	49.7M	50.3M
Deferred Tax Assets Long-Term	23.5M	29.4M	35.5M	51.7M	63.2M
Other Long-Term Assets, Total	29.5M	39.5M	48.5M	72.1M	30.7M
Total Assets	2.98B	3.92B	4.89B	5.71B	6.43B
Liabilities
Accounts Payable, Total	110M	121M	162M	194M	218M
Accrued Expenses, Total	489M	649M	868M	1.01B	1.14B
Short-term Borrowings	500K	-	500K	-	-
Current Portion of Long-Term Debt	34.1M	42.3M	50M	51.2M	114M
Current Portion of Leases	13.2M	14.7M	19.4M	20M	23.3M
Current Income Taxes Payable	25.1M	29.5M	47.5M	22.6M	19.5M
Other Current Liabilities	204M	238M	351M	381M	482M
Total Current Liabilities	875M	1.1B	1.5B	1.67B	2B
Long-Term Debt	717M	844M	921M	1.16B	1.42B
Long-Term Leases	25.4M	37.5M	46.5M	60.8M	71.9M
Deferred Tax Liability Non Current	65M	98M	134M	164M	204M
Other Non Current Liabilities	33.5M	27.9M	40.2M	74.8M	107M
Total Liabilities	1.72B	2.1B	2.64B	3.14B	3.8B
Common Stock, Total	1.18B	1.64B	1.95B	2.29B	2.29B
Retained Earnings	33.4M	92.1M	143M	203M	337M
Treasury Stock	-13.9M	-15.9M	-15.9M	-16.9M	-18M
Comprehensive Income and Other	-39M	-30.6M	-34.4M	-149M	-215M
Total Common Equity	1.16B	1.68B	2.04B	2.33B	2.4B
Minority Interest	108M	129M	204M	238M	231M
Total Equity	1.27B	1.81B	2.24B	2.57B	2.63B
Total Liabilities And Equity	2.98B	3.92B	4.89B	5.71B	6.43B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	868M	974M	1.04B	1.1B	1.1B
ECS Total Common Shares Outstanding	868M	974M	1.04B	1.1B	1.1B
Book Value / Share	1.34	1.73	1.97	2.11	2.17
Tangible Book Value	-125M	-75.1M	-291M	-360M	-776M
Tangible Book Value Per Share	-0.14	-0.08	-0.28	-0.33	-0.7
Total Debt	790M	939M	1.04B	1.3B	1.63B
Net Debt	559M	659M	778M	996M	1.2B
Debt Equivalent Oper. Leases	-	-	-	-	-
Minority Interest, Total (Incl. Fin. Div)	108M	129M	204M	238M	231M
Equity Method Investments, Total	116M	210M	223M	238M	172M
Account Code - Inventory Valuation	3	3	3	3	3
Buildings, Total	-	-	-	-	-
Accumulated Allowance for Doubtful Accounts (Supple)	5.1M	4.8M	6.1M	7.4M	8.8M

Fiscal Period: June	2021	2022	2023	2024	2025
Net Income	143M	172M	189M	228M	335M
Depreciation & Amortization - CF	18.9M	21.7M	25.4M	27.9M	30.5M
Amortization of Goodwill and Intangible Assets - (CF)	31.5M	40M	49.9M	55.8M	55.2M
Depreciation & Amortization, Total	50.4M	61.7M	75.3M	83.7M	85.7M
Amortization of Deferred Charges, Total - (CF)	10.5M	11.5M	13M	13.8M	13.8M
(Gain) Loss From Sale Of Asset	300K	100K	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-24.9M	-11.6M	-19.1M	-52.8M	-182M
Asset Writedown & Restructuring Costs	3.9M	3.6M	17.8M	61.2M	115M
(Income) Loss On Equity Investments - (CF)	-200K	1M	-3.4M	-4.4M	-2.6M
Stock-Based Compensation (CF)	11.2M	-5.4M	-6.1M	-6.3M	-7.6M
Other Operating Activities, Total	-43.2M	-47.8M	-63M	-99.8M	-89.1M
Change In Accounts Receivable	-16.9M	-24.8M	-33.5M	-58.9M	22.1M
Change In Accounts Payable	43.5M	4.5M	148M	31.1M	89.6M
Change In Income Taxes	64.7M	77.1M	117M	119M	140M
Change In Deferred Taxes	-500K	2.7M	-7.1M	-8.3M	-20.3M
Change in Other Net Operating Assets	7.9M	3.5M	-3.4M	-8M	-1.2M
Cash from Operations	250M	248M	425M	299M	498M
Capital Expenditure	-5.8M	-4.1M	-11.2M	-10.7M	-6M
Cash Acquisitions	-120M	-225M	-350M	-463M	-252M
Divestitures	26.7M	37.2M	30M	54.6M	41.5M
Sale (Purchase) of Intangible assets	-5.4M	-4.4M	-5M	-600K	-2.2M
Investment in Marketable and Equity Securities, Total	-10M	-66.6M	-12.7M	-21.8M	22M
Other Investing Activities, Total	600K	300K	600K	700K	700K
Cash from Investing	-113M	-262M	-348M	-441M	-196M
Long-Term Debt Issued, Total	112M	536M	208M	763M	1.51B
Total Debt Issued	112M	536M	208M	763M	1.51B
Long-Term Debt Repaid, Total	-100M	-413M	-144M	-537M	-1.28B
Total Debt Repaid	-100M	-413M	-144M	-537M	-1.28B
Issuance of Common Stock	-	253M	233M	348M	-
Repurchase of Common Stock	-5.9M	-6.5M	-5.4M	-9.9M	-8.2M
Common Dividends Paid	-61.3M	-108M	-131M	-168M	-201M
Common & Preferred Stock Dividends Paid	-61.3M	-108M	-131M	-168M	-201M
Other Financing Activities, Total	-3.5M	-37.7M	-43.2M	-64.5M	-43.9M
Cash from Financing	-58.9M	223M	118M	331M	-26.9M
Foreign Exchange Rate Adjustments	-200K	-500K	-500K	-900K	600K
Miscellaneous Cash Flow Adjustments	200K	-500K	-	-	-
Net Change in Cash	77.4M	208M	194M	188M	276M
Supplemental Items
Cash Interest Paid	11.6M	16.2M	26.5M	52.7M	51.7M
Cash Income Tax Paid (Refund)	63.4M	77M	106M	145M	147M
Levered Free Cash Flow	254M	179M	327M	204M	572M
Unlevered Free Cash Flow	263M	190M	346M	238M	608M
Change In Net Working Capital	-53.6M	67.3M	-26M	167M	-70.2M
Net Debt Issued / Repaid	11.8M	122M	64.2M	226M	226M

Fiscal Period: June	2021	2022	2023	2024	2025
Profitability
Return on Assets	5.4	5.45	5.51	5.94	7.29
Return on Total Capital	7.71	7.82	8.04	8.8	10.89
Return On Equity %	13.43	12.94	11.22	11.37	14.97
Return on Common Equity	12.55	12.07	10.16	10.43	14.17
Margin Analysis
Gross Profit Margin %	46.76	45.8	47.55	48.99	52.93
SG&A Margin	14.08	13.73	14.99	14.85	13.84
EBITDA Margin %	31.56	31.08	31.68	33.36	38.42
EBITA Margin %	29.56	29.22	29.94	31.78	36.95
EBIT Margin %	26.23	25.79	26.53	28.61	34.27
Income From Continuing Operations Margin %	17.52	17.09	15.56	15.56	18.83
Net Income Margin %	15.14	14.71	12.93	12.96	16.22
Net Avail. For Common Margin %	15.14	14.71	12.93	12.96	16.22
Normalized Net Income Margin	13.08	12.77	12.62	13.37	17.08
Levered Free Cash Flow Margin	26.89	15.31	22.31	11.6	27.7
Unlevered Free Cash Flow Margin	27.82	16.28	23.63	13.51	29.43
Asset Turnover
Asset Turnover	0.33	0.34	0.33	0.33	0.34
Fixed Assets Turnover	10.23	11.93	12.88	13.39	13.88
Receivables Turnover (Average Receivables)	1.36	1.61	1.67	1.65	1.62
Short Term Liquidity
Current Ratio	1.61	1.59	1.39	1.47	1.39
Quick Ratio	1.02	0.97	0.79	0.85	0.79
Operating Cash Flow to Current Liabilities	0.29	0.23	0.28	0.18	0.25
Days Sales Outstanding (Average Receivables)	268.37	227.17	218.97	222.33	225.15
Average Days Payable Outstanding	76.04	66.7	67.33	72.45	77.32
Long Term Solvency
Total Debt/Equity	62.35	51.75	46.21	50.48	62.02
Total Debt / Total Capital	38.41	34.1	31.61	33.55	38.28
LT Debt/Equity	58.58	48.61	43.1	47.71	56.81
Long-Term Debt / Total Capital	36.08	32.03	29.48	31.7	35.06
Total Liabilities / Total Assets	57.52	53.69	54.05	54.99	59.12
EBIT / Interest Expense	17.57	16.71	12.53	9.37	12.37
EBITDA / Interest Expense	21.14	20.14	14.95	10.93	13.87
(EBITDA - Capex) / Interest Expense	20.73	19.91	14.59	10.73	13.76
Total Debt / EBITDA	2.65	2.59	2.24	2.21	2.05
Net Debt / EBITDA	1.87	1.82	1.68	1.7	1.51
Total Debt / (EBITDA - Capex)	2.7	2.62	2.29	2.25	2.07
Net Debt / (EBITDA - Capex)	1.91	1.84	1.72	1.73	1.52
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	10.19	23.52	25.47	20.21	17.34
Gross Profit, 1 Yr. Growth %	12.17	20.97	30.29	23.85	26.76
EBITDA, 1 Yr. Growth %	15.01	21.6	27.89	26.62	35.64
EBITA, 1 Yr. Growth %	15.61	22.06	28.58	27.59	36.95
EBIT, 1 Yr. Growth %	16.24	21.44	29.09	29.62	41.19
Earnings From Cont. Operations, 1 Yr. Growth %	-604.57	20.48	14.24	20.15	42.05
Net Income, 1 Yr. Growth %	-359.06	20	10.26	20.51	46.89
Normalized Net Income, 1 Yr. Growth %	130.68	20.61	24.01	27.39	50.71
Diluted EPS Before Extra, 1 Yr. Growth %	-355.18	8.12	2.83	15.22	42.92
Accounts Receivable, 1 Yr. Growth %	-4.82	19.31	18.37	16.41	5.06
Net Property, Plant and Equip., 1 Yr. Growth %	-2.78	14.94	17.3	14.1	12.5
Total Assets, 1 Yr. Growth %	8.23	31.32	24.73	16.66	12.65
Tangible Book Value, 1 Yr. Growth %	-1.79K	-40.11	287.35	23.86	115.51
Common Equity, 1 Yr. Growth %	3.46	45.37	21.19	14.13	2.86
Cash From Operations, 1 Yr. Growth %	12.68	-0.52	71.42	-29.65	66.89
Capital Expenditures, 1 Yr. Growth %	70.59	-29.31	173.17	-4.46	-43.93
Levered Free Cash Flow, 1 Yr. Growth %	-219.46	-29.67	82.82	-37.51	182.12
Unlevered Free Cash Flow, 1 Yr. Growth %	-228.79	-27.75	82.2	-31.31	157.17
Dividend Per Share, 1 Yr. Growth %	18.75	14.04	15.38	14	14.04
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	14.27	16.66	24.49	22.81	18.76
Gross Profit, 2 Yr. CAGR %	14.34	16.48	25.54	27.03	25.3
EBITDA, 2 Yr. CAGR %	20.97	18.26	24.71	27.25	30.8
EBITA, 2 Yr. CAGR %	18.45	18.79	25.28	28.08	31.93
EBIT, 2 Yr. CAGR %	19.52	18.81	25.2	29.35	34.98
Earnings From Cont. Operations, 2 Yr. CAGR %	16.55	146.56	17.32	17.16	30.64
Net Income, 2 Yr. CAGR %	17.35	76.31	15.02	15.27	33.04
Normalized Net Income, 2 Yr. CAGR %	23.06	66.8	22.3	25.69	38.15
Diluted EPS Before Extra, 2 Yr. CAGR %	12.18	66.1	5.57	8.85	28.33
Accounts Receivable, 2 Yr. CAGR %	93.84	6.57	18.84	17.39	10.59
Net Property, Plant and Equip., 2 Yr. CAGR %	44.36	5.71	16.12	15.69	13.3
Total Assets, 2 Yr. CAGR %	17.58	19.21	27.98	20.7	14.64
Tangible Book Value, 2 Yr. CAGR %	0.87	218.57	52.31	119.03	63.38
Common Equity, 2 Yr. CAGR %	6.82	22.63	32.73	17.61	8.35
Cash From Operations, 2 Yr. CAGR %	24.4	5.73	30.58	9.81	8.35
Capital Expenditures, 2 Yr. CAGR %	-4.68	9.81	38.96	61.55	-26.81
Levered Free Cash Flow, 2 Yr. CAGR %	28.87	-8.34	13.39	6.89	32.33
Unlevered Free Cash Flow, 2 Yr. CAGR %	27.46	-3.53	14.74	11.87	32.53
Dividend Per Share, 2 Yr. CAGR %	15.81	16.37	14.71	14.69	14.02
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	16.26	17.28	19.53	23.05	20.96
Gross Profit, 3 Yr. CAGR %	18.67	16.51	20.92	24.98	26.94
EBITDA, 3 Yr. CAGR %	23.34	21.18	21.39	25.34	29.82
EBITA, 3 Yr. CAGR %	21.66	19.64	21.97	26.04	30.8
EBIT, 3 Yr. CAGR %	22.95	20.16	22.14	26.66	32.99
Earnings From Cont. Operations, 3 Yr. CAGR %	22.36	17.85	90.79	18.26	24.93
Net Income, 3 Yr. CAGR %	23.53	18.23	50.77	16.82	24.97
Normalized Net Income, 3 Yr. CAGR %	25.45	22.24	51.11	23.97	33.27
Diluted EPS Before Extra, 3 Yr. CAGR %	18.87	10.81	41.68	8.69	19.19
Accounts Receivable, 3 Yr. CAGR %	85.12	64.89	10.36	18.02	13.12
Net Property, Plant and Equip., 3 Yr. CAGR %	32.63	33.8	9.44	15.44	14.62
Total Assets, 3 Yr. CAGR %	19.56	21.99	21.02	24.14	17.95
Tangible Book Value, 3 Yr. CAGR %	134.93	-15.22	240.02	42.16	117.85
Common Equity, 3 Yr. CAGR %	5.12	18.38	22.15	26.21	12.47
Cash From Operations, 3 Yr. CAGR %	26.54	15.36	24.2	6.25	26.25
Capital Expenditures, 3 Yr. CAGR %	-24.52	-13.72	48.79	22.65	13.53
Levered Free Cash Flow, 3 Yr. CAGR %	64.1	5.31	15.38	-7.03	47.39
Unlevered Free Cash Flow, 3 Yr. CAGR %	60.36	5.49	19.24	-3.3	47.36
Dividend Per Share, 3 Yr. CAGR %	14.98	15.21	16.04	14.47	14.47
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	13.66	17.25	19.48	19.46	19.22
Gross Profit, 5 Yr. CAGR %	16.73	18.19	21.37	20.61	22.65
EBITDA, 5 Yr. CAGR %	18.7	21.53	23.88	23.57	25.07
EBITA, 5 Yr. CAGR %	17.74	20.62	23.09	22.95	25.86
EBIT, 5 Yr. CAGR %	19.19	21.54	23.85	23.76	27.12
Earnings From Cont. Operations, 5 Yr. CAGR %	15.33	20.59	20.32	17.57	63.97
Net Income, 5 Yr. CAGR %	14.24	20.77	20.06	17.03	43.42
Normalized Net Income, 5 Yr. CAGR %	19.14	22.58	24.18	23.61	45.78
Diluted EPS Before Extra, 5 Yr. CAGR %	10.9	14.88	13.36	10.07	36.18
Accounts Receivable, 5 Yr. CAGR %	12.08	12.78	55.04	43.93	10.45
Net Property, Plant and Equip., 5 Yr. CAGR %	26.67	30.63	25.76	26.24	10.97
Total Assets, 5 Yr. CAGR %	11.74	16.82	22.86	21.47	18.46
Tangible Book Value, 5 Yr. CAGR %	48.08	232.42	97.54	23.93	153.62
Common Equity, 5 Yr. CAGR %	6.15	14.07	15.4	18.07	16.43
Cash From Operations, 5 Yr. CAGR %	14.62	18.07	28.07	13.11	17.6
Capital Expenditures, 5 Yr. CAGR %	1.8	12.84	-3.65	10.88	12.03
Levered Free Cash Flow, 5 Yr. CAGR %	37.2	24.24	41.55	5.94	21.88
Unlevered Free Cash Flow, 5 Yr. CAGR %	35.51	23.52	40.26	8	24.39
Dividend Per Share, 5 Yr. CAGR %	13.7	13.18	14.87	15	15.23