Business Segments Standard Life plc

Stocks

Market Closed - London S.E. Other stock markets 16:35:26 17/07/2026 BST			5-day change	1st Jan Change
903.50 ^GBX	+0.39%		+4.03%	+22.59%

04:29am	UAE Crypto Company Phoenix Group's H1 Loss Narrows; Revenue Down	MT
07-13	BAT sued by investors over North Korea operations - The Times	AN

Breakdown by Business Segment (GBP)

Fiscal Period: December	2021	2022	2023	2024	2025
Life Insurance
Retirement Solutions	-	-	1.91B	4.46B	2.52B
Operating Income	-	-	378M	474M	563M
Reassure	-	-	-	-	-
Operating Income	-	-	-	-	-
Europe	1.56B	1.3B	-	-	-
Total Assets	-	-	-	-	-
Operating Income	87M	30M	-	-	-
UK Open	3.59B	3.9B	-	-	-
Total Assets	-	-	-	-	-
Operating Income	701M	731M	-	-	-
UK Heritage	1.23B	1.12B	-	-	-
Total Assets	-	-	-	-	-
Operating Income	537M	601M	-	-	-
Phoenix Life	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Europe & Other	-	-	-847M	-785M	-554M
Operating Income	-	-	132M	96M	83M
Pensions & Savings	-	-	-490M	-562M	-1.59B
Operating Income	-	-	190M	316M	389M
With-profits	-	-	-1.55B	-711M	-2.13B
Operating Income	-	-	10M	41M	24M
Investment Funds
Management Services	1.15B	1.43B	-	-	-
Operating Income	-24M	-48M	-	-	-
Unallocated Group	-1.15B	-1.43B	-	-	-
Interest Expense	-	-	-	-	-
EBT	-	-	-	-	-
Operating Income	-71M	-69M	-	-	-
Net Income	-	-	-	-	-
Operating Income	-	-	-93M	-102M	-114M

Geographical breakdown of sales (GBP)

Fiscal Period: December	2021	2022	2023	2024	2025
United Kingdom (UK)	5.45B	5.42B	5.58B	5.9B	6.31B
Total Assets	5.24B	3.72B	3.62B	4.32B	4.39B
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
EBT	-	-	-	-	-
Rest of The World	929M	901M	245M	271M	275M
Total Assets	410M	352M	299M	274M	350M