Valuation: Spandana Sphoorty Financial Limited

Market Cap 29.49B 307M 268M 248M 229M 432M 439M 2.96B 1.16B 14.44B 1.15B 1.13B 49.72B P/E 2026
-2.02x
P/E 2027 * 25.7x
Enterprise Value 29.49B 307M 268M 248M 229M 432M 439M 2.96B 1.16B 14.44B 1.15B 1.13B 49.72B EV / Sales 2026
3.21x
EV / Sales 2027 * 2.39x
Free-Float
26.2%
Yield 2026 *
-
Yield 2027 * -
07-14 Spandana Sphoorty Financial's Chair Dies MT
07-14 Spandana Sphoorty Financial Limited Announces Demise of Abanti Mitra Chairperson and Independent Director of the Company on July 13, 2026 CI
06-05 Spandana Sphoorty Financial Limited Announces Board Changes, Effective June 5, 2026 CI
05-08 Spandana Sphoorty Financial Limited, Q4 2026 Earnings Call, May 05, 2026
05-05 Spandana Sphoorty Financial Limited Reports Earnings Results for the Fourth Quarter and Full Year Ended March 31, 2026 CI
05-05 Spandana Sphoorty Financial March-quarter consol net profit 52.7 million rupees RE
04-29 Spandana Sphoorty Financial to consider fundraise via non-convertible debentures RE
04-20 Spandana Sphoorty Financial Limited Approves Issuance of Up to 500,000 Listed, Rated, Senior, Secured, Redeemable, Taxable, Non-Convertible Debentures on Private Placement Basis for INR 5,000 Million Including Green Shoe Option of INR 2,000 Million CI
04-20 Spandana Sphoorty Financial approves NCDs issue size of 5 billion rupees includes 2 billion rupees green shoe option RE
04-15 Spandana Sphoorty Financial to consider issue of non-convertible debentures RE
04-03 Spandana Sphoorty Financial Limited Announces Resignation of Chief Operating Officer Vishal Sharma and Appointment of Ganesh Kv as Chief Operating Officer CI
02-18 Spandana Sphoorty Financial Names Chief Information Officer MT
02-17 Spandana Sphoorty Financial Limited Appoints Avinash Yadav as Chief Information Officer, Effective February 17, 2026 CI
1 day-0.74%
1 week+2.19%
Current month+12.83%
1 month+33.80%
3 months+41.22%
6 months+24.99%
Current year+12.51%
1 week 290
Extreme 290
317
1 month 240
Extreme 240
319.4
Current year 181.1
Extreme 181.1
319.4
1 year 181.1
Extreme 181.1
319.4
3 years 181.1
Extreme 181.1
1,243.2
5 years 181.1
Extreme 181.1
1,243.2
10 years 181.1
Extreme 181.1
1,397
Manager TitleAgeSince
Chief Executive Officer - 26/11/2025
Chief Executive Officer - 22/04/2025
Chief Tech/Sci/R&D Officer - 16/02/2026
Director TitleAgeSince
Director/Board Member 51 30/03/2017
Director/Board Member 70 03/05/2017
Director/Board Member 68 03/08/2022
Change 5-day change 1-year change 3-year change Capi.($)
-0.74%+2.19%+2.83%-58.52% 307M
+0.59%-3.90%+13.71%+14.27% 2.45B
-0.85%-0.41%-21.53% - 1.06B
+4.15%+19.35%+47.94% - 417M
-2.97%+1.80%+24.05%-62.25% 390M
0.00%-2.88%+83.67%+227.27% 362M
+0.66%+6.99%+64.36%+46.65% 303M
Average -0.06%+3.28%+30.72%+33.48% 755.83M
Weighted average by Cap. +0.07%+0.68%+17.16%+23.37%

Financials

2026 2027 *
Net sales 5.95B 61.93M 54.12M 50.03M 46.22M 87.04M 88.62M 597M 234M 2.91B 233M 227M 10.03B 12.34B 128M 112M 104M 95.87M 181M 184M 1.24B 486M 6.04B 482M 472M 20.8B
Net income -7.13B -74.23M -64.87M -59.97M -55.4M -104M -106M -715M -281M -3.49B -279M -273M -12.02B 936M 9.74M 8.52M 7.87M 7.27M 13.7M 13.94M 93.88M 36.83M 458M 36.6M 35.79M 1.58B
Net Debt - -
Logo Spandana Sphoorty Financial Limited
Spandana Sphoorty Financial Limited is an India-based rural-focused non-banking financial company. The Company is a microfinance lender (NBFC-MFI) with a geographically diversified presence in India. It offers loans under the joint liability group (JLG) model, to women from low-income households in rural areas. The Company's product categories include JLG-based microfinance, Loan Against Property (LAP), Nano Enterprise Loans, and Individual Loans. Its JLG-based micro-loans are its flagship product and specifically designed for women entrepreneurs. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating, or expanding office space. Its Nano Enterprise Loans are specifically for micro and small business owners, providing unsecured financing. Its Individual Loans cater to small entrepreneurs and individuals. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan.
Employees
16,454
Date Price Change Volume
14/07/26 ₹303.05 -0.74% 254,869
13/07/26 ₹305.30 -0.18% 555,088
10/07/26 ₹305.85 +0.79% 210,398
09/07/26 ₹303.45 +4.80% 956,442
08/07/26 ₹289.55 -2.36% 411,518
Trader
Investor
-
Global
-
Quality
ESG MSCI
-
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
5
Last Close Price
303.05INR
Average target price
311.25INR
Spread / Average Target
+2.71%

Quarterly revenue - Rate of surprise

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