Financials Secure Trust Bank PLC

Equities

Market Closed - London S.E. Other stock markets 16:35:15 13/03/2026 GMT			5-day change	1st Jan Change
1,325.00 ^GBX	-5.02%		-6.03%	+6.43%

03-12	Secure Trust Bank announces dividend hike, buyback after mixed 2025	AN
03-12	Secure Trust Bank PLC 's Board intends to launch an Equity Buyback.	CI

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	166.1	164.5	169.6	184.7	203.9	213.5	212.2	220.7
Change	-	-0.96%	3.1%	8.9%	10.4%	4.71%	-0.63%	4.03%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	74.5	60.5	76.4	85	100.1	109.3	110.3	120.1
Change	-	-18.79%	26.28%	11.26%	17.76%	9.19%	0.91%	8.88%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	20.1	56	39	36.1	29.2	27.5	74.7	85.2
Change	-	178.61%	-30.36%	-7.44%	-19.11%	-5.82%	171.64%	14.06%
Net income ¹	16.2	45.6	33.7	24.3	19.7	17.6	56.1	64.6
Change	-	181.48%	-26.1%	-27.89%	-18.93%	-10.66%	218.75%	15.15%
Announcement Date	25/03/21	24/03/22	30/03/23	21/03/24	13/03/25	12/03/26	-	-

¹GBP in Million

Estimates

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	25/03/21	24/03/22	30/03/23	21/03/24	13/03/25	12/03/26	-	-

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	5.5	0.8	0.2	2.7	2.7	1
Change	-	-85.45%	-75%	1,250%	0%	-62.96%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	08/05/20	31/03/21	25/03/22	11/05/23	25/03/24	05/06/25

¹GBP in Million

Estimates

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	44.85%	36.78%	45.05%	46.02%	49.09%	51.19%	51.99%	54.42%
EBT Margin (%)	-	12.1%	34.04%	23%	19.55%	14.32%	12.88%	35.21%	38.6%
Net margin (%)	-	9.75%	27.72%	19.87%	13.16%	9.66%	8.24%	26.44%	29.27%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.6%	1.64%	1.08%	0.68%	0.67%	0.9%	1.3%	1.4%
ROE	-	6.1%	15.9%	10.7%	7.3%	8%	6.8%	14.3%	14.3%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.44	0.611	0.451	0.322	0.338	0.3547	0.373	0.391
Change	-	-	38.86%	-26.19%	-28.6%	4.97%	4.93%	5.17%	4.83%
Book Value Per Share ¹	-	14.52	16.22	17.49	18.11	18.9	19.42	21.91	24.83
Change	-	-	11.71%	7.85%	3.58%	4.35%	2.72%	12.83%	13.34%
EPS ¹	-	0.852	2.394	1.747	1.261	1.014	0.89	2.939	3.33
Change	-	-	180.99%	-27.03%	-27.82%	-19.59%	-12.23%	215.34%	13.29%
Nbr of stocks (in thousands)	-	18,634	18,648	18,691	19,018	19,071	19,105	19,105	19,105
Announcement Date	-	25/03/21	24/03/22	30/03/23	21/03/24	13/03/25	12/03/26	-	-